About Richmond City County, VA

At the declaration of World War II in 1941, the nation was put on alert for foreign invasion. Over the entire country, on the East and West Coasts, groups were formed for the safety and protection of people in all communities. Men and women were selected from each neighborhood to form a Civil Defense Patrol.

In the Court, it was decided a meeting place had to be found where the workers could hold gatherings and to store equipment. One of my former listings, the dwelling known as 345 Lexington Road, was chosen because it had a basement, and was one of the few places that could be entered from the outside without going through the house.

Shelves and racks were installed in the basement to hold the steel helmets, special flashlights, stretchers, splints, and other first-aid equipment needed in emergencies. Thick black shades covered all the windows and doors of homes on the Court.

When Sirens wailed in the night, Wardens reported immediately to pick up their helmets and lights. Streets were patrolled to insure that no light was visible from any building and to verify that everyone was off the street. It was something right out of Frank Capra's "It's a Wonderful Life".

The wardens stayed at their posts until the "all clear" signal was given. Then they returned to headquarters to replace the equipment (and perhaps socialize).

World War II ended with a community drawn closely together by a common interest. It was decided by the group that they should remain together, meeting in the same place, but calling themselves the Stonewall Court Civic Association.

The purpose of the new association was to further the community interest in civic affairs and to encourage a friendly relationship between all families.

The people who have come to live in the Court continue to pick up the torch by carrying on the ideals and sprit of the Air Raid Wardens of 1941. This is a vibrant neighborhood with a close, caring community; it is one of many in the area I am happy to represent!

[Source of Information provided through the Stonewall Court Civic Association]

Home Buying Grant Program for Richmond, Va $7,500

Home Buying Grant Program for Richmond, Va

$7,500 Home Buying Grant Program for Richmond,Virginia. Use multiple grants at the same time, we call it "Grant Stacking".

The Marcus Rice Team has just received word from a approved lender for this program just released on Dec, 1st 2011, there are funds still availible. This southern bank participates with approved lenders to offer First Time Home Buyer Grants to purchase properties. This money can be used for down payment and closing costs. Here are some of the highlights of the program:

1. Available to first time home buyers only (have not owned a home for 3 years)

2. Owner occupied properties only

3. Income restrictions- 80% of Area Median Income

4. Homebuyer counseling required ( No fee to buyer)

5. Buyer must have $500 into the transaction

6. The funds available are a 5:1 match. For every $1 the buyer puts into the transaction the bank puts up $5. Up to a maximum of $7,500. A borrower who puts $1,000 can get $5,000 from the grant program.

7. Not restricted by location of property

8. Locations include: Richmond, Va, Henrico County, Chesterfield County, Powhatan County, Hanover County, Petersburg, Colonial Heights, and Fort Lee Homes and Real Estate for sale.

9. Condominiums, Townhomes, Single family detached are all allowed and can be used with any type of financing including FHA and the 203K loans.

10. Districts/Areas that are availible for grant: Bellwood, Belmont, Bon Air, Brandermill, Chester, Courthouse, Enon, Ettrick, Genito, Gordon, Harrowgate, Hening, Jefferson Davis North, Manchester, Hampton Park, Matoaca, Meadowbrook, Midlothian, Reams, Robious, Rockwood, Salisbury, South Rockwood, Spring Run, Winterpock, Woodlake, Bensley, Bermuda Hundred, Moseley.

Thanks to my lender for providing me this information: Please call or email the Marcus Rice Team for more information.

We represent home buyers and sellers as their exclusive agents in Richmond, Va, Henrico County, Chesterfield County, Powhatan County, Hanover County, Petersburg, Colonial Heights, and with Fort Lee Military Relocation.

"Service you deserve, a team you can trust"

The Marcus Rice Team

Use this grant program and other grant programs (Grant Stacking) on some of our listings we have below or any other eligible house of your choice, certain conditions apply:

Visit http://www.richmondvahome.com for more info or call the Marcus Rice Team at 804-545-6412.

Finding your Richmond, VA. dream home has never been easier, use our links to get started.

WWW.RICHMONDVAHOME.COM

The Marcus Rice Team specializes in Richmond, Va, Henrico County, Chesterfield County, Powhatan County, Hanover County, Petersburg, Colonial Heights, and Fort Lee Homes and Real Estate for sale. We are tech savy realtors with over 11 years experience. Please join us on our Social Networking Network to stay up to date on Richmond Virgina real estate news and more...

The Marcus Rice Team can be reached at 804-247-8187 or remaxrice@live.com

The Marcus Rice Team
Remax Leading Edge
4333 Cox Road
Glen Allen, Va 23060

Call Marcus Rice at 804-247-8187
Office 804-545-6412

www.richmondvahome.com
by email: remaxrice@live.com
or visit: http://www.cdpe.com/profile/view/19070

While doing a little shopping in the Richmond area we of course went to Short Pump. Located on the West side of Richmond, very convenient to Charlottesville home owners is a wonderful walking mall.

The shops are fantastic and this photo is of the fountain in the middle of the square.

Worth a visit if you want a different shopping trip.

We at Solutions also take time off with family to shop and see different area. Richmond is about an hour east of Charlottesville so it is a very nice day trip.

Richmond VA First Time Home buyer VHDA 100% Financing Mortgage Program

The Best Deal in Town: First time home buyers now qualify for a 4%, 30 year fixed rate, 100% Financing with a minimum credit score of 620. You can buy a house worth $450,000, depending on where you are buying, with aVHDA first time home buyer no down payment program!

VHDA (Virginia Housing Development Authority) offers special mortgage programs for buyers who have had no prior ownership in any residence during the previous 3 years.

The VHDA first time home buyer program is the only 100% financing loan that you can get a 4%, 30 year fixed mortgage with a 620 credit score. Very few lenders actually have access to this program.

Closing Costs Help: We offer a Grant (you don't have to pay back) or a 2nd loan at the same 4% interest rate to assist you with your closing costs. Simply, you can buy a home with NO MONEY OUT OF YOUR POCKET! If that's not enough, we have access to FREE Money from the county in Special Grants, which help you gain instant equity by the government and is a well kept secret.

We are the specialist:We specialize in educating and working with first time home buyers, so we have access to multiple 100% financing programs. VHDA has given us special permission to underwrite loans in-house which means that you are able to get into your home quicker with less cost.

Why Rent?You are wasting money by paying someones mortgage by renting. This special NO MONEY DOWN VHDA PROGRAM will get you into your own home and build equity for yourself, not your landlord. After tax benefits renters usually find that they pay less each month by owning instead of renting.

Go-To-Lender: I am hands down the Go-To Lender for first time home buyers since we have multiple 100% financing mortgage loans available with Closing Costs Help. Also, if you are in a certain geographic area, you will not require (PMI) private mortgage insurance which will save you hundreds of dollars a month.

You will be happy when you call and realize that you have saved thousands of dollars on your mortgage financing because you have access to my wonderful programs!

House Warming Gift for you: As a house warming gift, I am offering to pay for your appraisal of your new home (value $450), for the first 25 customers who get a mortgage loan from me in 2011. Please email me at sconlan@vhbmortgage.com or call my cell 301-943-1049 and I will educate you about the home buying and mortgage lending process.

When deciding which new homes builder in Richmond, VA to build your new home, be sure to choose one that is both financially sound and growing as a company. In spite of the recession, companies like Main Street Homes, have seen an increase in sales and contracts for new homes. Choosing a financially sound company to build your new home means that there will be no surprises during the building process and is a financially sound decision on your part.

Main Street Homes, a top local new homes builder in Richmond, VA will close on 100 new homes in 2010, a 36 percent increase, from 2009. Buying and building a new home in Richmond, VA with a successful company is a sound investment in your future.

Main Street Homes has also seen an increase in the number of new home owners who use their design studio to create the personal details of their new homes. Design consultants at the studio can walk you through the entire process of personalizing your dream home. This popular option is a great way to be involved in the whole process of building and designing your new home in Richmond, VA.

Main Street Homes is also expanding its customer services by partnering with the new Coldwell Banker franchise in Midlothian, VA. This partnership will create an all-in-one real estate office with more options as well as offer a more varied and complete customer services for home buying. An increase in sales and an increase in home buying options is great news for new home buyers in Richmond and those relocating to the Virginia metro area.

Choosing a new home builder in Richmond, VA that is financially sound and growing like, Main Street Homes, means that you are making a financially sound investment in you and your family's future. It also means that you have the best customer service and the best opportunities for you to build the home of your dreams. Buying and building a new home is one of the biggest investments you will make in your life and choosing the best builder for the job is very important. Companies that continue to grow and prosper make sound financial investments for you.