Vermont

Unfortunately with today's economy foreclosures are on the rise, and this leaves a home without an occupant to maintain it or someone who left it in very poor shape and or even worse vandalized the property before they left.

I have seen several of them and it is not pretty, but from a restoration standpoint, don't get your hopes up. The mortgage companies do not want to pay to have them refurbed. The problem with this is to save a house for 5,000 now to prevent further damage costing 35-50 you would think this would be a no brainer. It is not. The mortgage companies are very slow to act, rather they don't act.

We will keep doing our best to assist the real estate community to refurb some of these homes but in the end the percentages are not in your favor, get ready to sell them as is...

Darrel Depot

www.PuroCleanVT.com

Attention - First-Time Home Buyers in Vermont - Act Now to Use the $8,000 Tax Credit. You must be able to close by November 30, 2009 to use this credit!

If you are dreaming of owning home, now is a great time to buy!

Hopefully, by this time, you have heard about the recently enacted first-time homebuyer tax credit. Many buyers have used it or will be using it. If you are still not sure what it it all about, here is a synopsis as reported by Ken Trepeta, Director of Real Estate Services for the National Association of REALTORS:

1. It is available to first-time home buyers only, but that means people who have not owned a home in the past three years too. The home must be the principal residence and there is a recapture provisision if one moves out or sells before the end of three years.

2. It is lmited by income and starts to phase out for individuals at $75,000 and couples filing jointly at $150,000. The credit completely phases out at $95,000 and $170,000 respectively.

3. It expires on November 30, 2009. For existing home buyers, you must close by that date. For new construction buyers, you must occupy by thate date.

4. It is not available directly at the closing table,

5. One does not need to wait until 2010 to claim the credit. Once can claim it on their 200 taxes by filing an amended return after they close on their home. Best to contact your accountant on this.

6. There aren't many restrictions on the type of home; however, one cannot purchase a home from a close relative.

Below are links to additional information:

First Time Home Buyer Tax Credit CHART

First Time Buyer Tax Credit IRS Form

You may be wondering where to start. If you have decided to finally purchase a home, start with the banks and mortgage companies. A good place to begin is with Vermont Housing Finance Association. Click on the icon below to go to their site or go to: http://www.vhfa.org

Once you have a good of idea of what you can afford, start looking. Hire a Realtor who is familiar with the tax credit program and can work with the mortgage company. Look for an Accredited Buyer Representative - someone who will represent you as the buyer.

Here is a link to Homes in the Lamoille County Area priced between $100,000 and $400,000.

Here is a link to Homes in the Washington County Area priced between $100,000 and $400,000.

I hope this information has been helpful and that you do not hesitate to become a home owner. Feel free to contact me about purchasing properties in the area!

Sincerely,

Teresa Merelman, Broker
ABR, CRS, e-PRO, RSPS, GREEN
Stowe Realty
(802) 253-8484 - Office
(802) 793-5171 - Cell
Teresa@StoweUSA.com
www.StoweUSA.com

Baker Home Inspection and Consulting Blog

Owner

You are always welcome to visit

By the time we compete the Inspection, you will know the Home or Commercial Property better than the owner does!

Post 522

First off I sure want ya to know, I was not the one to get this firne new member to join the ActiveRain Real Estate Networking community.

Kate Seif-Earlston, stoped by to visit and lefted a comment on my

Home Maintenance Clalendar for First Time Home Buyers blog post.

Right after writing a reply to the comment, that Kate lefted on my post. I saddled up to ride over to pay her a visit.

Thats when I found out that Kate is a new member to the ActiveRain blogging community. And has worte her fist blog post. Its a Members Only post.

Kate selles Real Estate in Danville, Pennsylvania, and surrounding areas. She work out of Realty World Booth and Deutsch.

Kate Seif-Earlston's first post sure is a real fine one! She sure has came up with a real fine idea for folks looking to rent, that ownes pets.

Pleace, take time to stop by Kate's blog to say Howdy, and to give her a real big ActiveRain welcome!

Heres the link to Kate's blog post, it will open in to a new window.

Seeking to rent with pets? Give them a 'resume'!

You'll also find a really sweet photo on her post.

And Kate does write replys back to comments, lefted on her post.

-----------------------------------------------------------------------------------------

God Bless America, The land we love

Retired U.S. Navy

A home inspection from Dale, will give you peace of mind, so you and your family can enjoy the things you like to do!

Knowledge is Your Power For The Freedom of a Worry- Free Home!

When buying, renting a Home or Commercial Properties or Relocationing in Sullivan County, New Hampshire, Windsor County, Vermont, or nearby Counties. When "Good Enough" Isn't, call Baker Home Inspection and Consulting to schedule, Your Inspection.

Phone: 603-826-4207

Mobile: 603-477-8072

14 June 2009-Posted at: http://bakerhomeInspectionOutsideBlog.activerain.com and Localism.com

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FireFox is a registered trademark of the Mozilla Foundation

If you want to take your Web Browsing, to a even more enjoyable experience. Then download FireFox today. You'll find a link on the right, that will take you too download it.

I sure do take pleasure in spreading the word about Firefox!

The return of warm weather makes hangin' out on my front porch with its eye popping views of Lake Champlain and the Adirondack Mountains dreamy. Lazing and pondering ALL that we have to fit in before the inevitable return of YOU KNOW WHAT...

Here we go with my biased and utterly incomplete Fun List of things to do in Charlotte VT this summer. Oh, this really is THE BEST time of year in this amazing little town:

• Wow, this little gem is worth the price of admission. Right now. Don't miss out! For the next two weeks, you have to see it to believe it. The firefly display in the meadows across from Mount Philo State Park is psychadelic. The southern 60 acre meadow at the intersection of State Park Road and Mt Philo Road is where the evening's silent fireworks display takes place. Imagine undulating waves of blinking lights acre after impossible acre. You won't regret it! (let your eyes adjust to the dark for 30 mins prior for the full affect)
• Breakfast sandwich at the Old Brick Store and a latte on the front porch catching up with familiar faces.
• Tennis at the town courts followed by a running plunge off the town docks into Lake Champlain
• Rick's Barbecue Shaved Pork Sandwich for lunch at the Little Garden Market
• Hanging on my front porch for no reason at all
• Uncle Sam's for your dose of burger, fries, shakes and, last but absolutely not least, a cremee
• Take your bike on the Charlotte to Essex NY ferry for a lovely ride and a meal on the NY side. Essex is alive and charming in the summer.
• Hike up Mt Philo for the best sunset hang out around
• Berry picking at the Charlotte Berry Farm
• Join one of Charlotte's CSA farms (Community Supported Agriculture) for yummy, healthy, local, organic vegetables all summer
• Pizza on a picnic table at Pizza on Earth on a warm, summer evening. Wonderful!!
• Bicycling Charlotte's roads. Sublime.

PLEASE add your own favorites to this list by placing your comments here at Hurd's The Word. If you have questions about buying a home or property, please call me at 802.238.5256 or email me at Chris@ChrisHurdVT.com or go to my website at Charlotte Vermont Real Estate.

Wow!

This IS the year for Lake Champlain. We will all be celebrating the 400th year since Samuel de Champlain first explored our region on his daring expedition. Lots will be happening so don't miss out!!! Have fun and we'll see you there!

• Burlington Vermont Celebrates Lake Champlain (July 2nd - 14th)
• Independence Day Fireworks Celebration Burlington Waterfront (July 3rd) (tip: get there early)
• Sailing Regatta for Lake Champlain (July 25th)
• Lake Champlain Maritime Festival (August 14, 15 & 16)
• Take A Sailing Lesson at the LCCSC on the Waterfront in Burlington VT
• Take your boat to the Basin Harbor Club for the day or overnight
• Sunset and Cookout at North Beach in Burlington VT
• Take One of the Lake Champlain Ferries for a Sunset Cruise, Full Moon Rise or both!!
• Rent a Kayak or Canoe at North Beach in Burlington Vermont
• Dinner & Drinks & Sunset at Splash Cafe on the Community Boathouse Docks in Burlington

PLEASE add your own favorites to this list by placing your comments here at Hurd's The Word. If you have questions about buying a home or property, please call me at 802.238.5256, email me at Chris@ChrisHurdVT.com or go to my website at Burlington Vermont Real Estate.