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List of Washington State Ski Mountains

02-09-10
Richard R Bell Broker-Manager Allyn~ Belfair Washington State Realtor
Richard R Bell Broker-Manager Allyn~ Belfair Washington State Realtor: Real Estate Brokerage in Belfair, WA
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  • Office: (360) 275-5002
  • Mobile: (360) 731-1945
  • Secondary: (800) 228-9523

The 2010 Winter Games begin Friday Feb. 12, 2010 in Vancouver, British Columbia. That means a lot of winter game enthusiasts will be traveling through Washington State.

Therefore, I thought I would provide everyone a List of Washington State Ski Mountains.

49 Degrees www.ski49n.com

Badger Mountain www.skibadgermt.com

Bluewood www.bluewood.com

Crystal Mountain www.skicrystal.com

Echo Valley www.echovalley.org

Hurricane Ridge www.hurricaneridge.net

Leavenworth Sports Club www.leavenworth.org

Loup LOup Ski Bowl www.skitheloup.com

Mission Ridge www.missionridge.com

Mount Baker www.mtbaker.us

Mount Spokane www.mtspokane.com

Squilchuck State Park www.parks.wa.gov

Stevens Pass www.stevenspass.com

Summit at Snoqualmie www.summit-at-snoqualmie.com

White Pass www.skiwhitepass.com

There's the list of Washington State Ski Mountains. Enjoy the Mountains.

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Did You Know?? A Historical Tidbit about Lacey, WA

02-09-10
Nancy Conner, ABR - Olympia/Thurston County WA
Nancy Conner, ABR - Olympia/Thurston County WA: Real Estate Agent in Olympia, WA
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  • Office: (360) 350-0251
  • Mobile: (360) 701-1086

Lacey, WA wasn't always called Lacey - it first was named Woodland after Isaac & Catherine Wood who claimed land there in 1853. It did not incorporate until December of 1966, and the name Lacey came from developer and attorney O.C. Lacey.

Lacey is a city without a real downtown - or maybe it has two downtowns. The city hall and library and Woodland Square (yes, there's that name Woodland again), along with one of the main commercial areas are perhaps one downtown. And the fast growing area known as Hawks Prairie is another downtown of sorts - at least a major retail and office location.

Watch for more historical tidbits about other Thurston County towns and cities soon!

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Foreclosures Hurt Condo Associations

02-09-10
C Barefield
C Barefield: Property Manager in Mount Vernon, WA
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foreclosedThese are difficult times for many condominuim associations. Investors and owners who were on the bubble may be walking away or defaulting on association fees. Either way the COA boards may be in the difficult position of dealing with foreclosed units. Unfortunately the costs to maintain the common property do not change and in some cases the costs increase. For example in colder climates the association is having to pay the heating bills on empty units to prevent more water damage. For example in smaller complexes maintenance fees, may now be split eight ways instead of 10 becoming an increasing financial burden, especially for the owners on fixed incomes.

An owner's association can force the issue by filing a foreclosure action himself to collect maintenance fees, but that will cost thousands in legal fees, money that they may not have to spend. Washington is among the few states that give homeowners associations a "super lien" that puts them ahead of mortgage holders in a foreclosure, but the most they can recover is six months worth of fees.

Owners fed up with increasing association fees can try to sell their units, but with the likelihood of taking a substantial loss themselves. However once buyers discover that there are foreclosed units they may be reluctant to buy into an association that is carrying an extra financial burden. Many mortgage companies underwriters will want to see the makeup of owners and adequate reserves before they will loan for a condo.

COA's can use reserves to cover some of the fees but under current rules that money will need to go back into reserves within two years. Unfortunately foreclosed condomiums are a problem for everyone.

Pacific Crest Reserves
WWW.PacCrestReserves.com
360-588-6956
Fax 360-588-6965
Toll Free 866-618-7764

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Condo vs Co-op Pros and Cons

02-09-10
Sonny Kwan
Sonny Kwan: Real Estate - Other in Mercer Island, WA
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  • Mobile: (206) 819-8228

 

Condo vs Co-op Pros and Cons

Photos and graphics by    Sonny Kwan  Realtor® with John L Scott Real Estate Seattle, WA. All information is believed to be accurate, but is not warranted in any way. Visit my website www.mercerisland-homesforsale.info    to search all homes on the internet.

Condo Vs Co-op Pros and Cons © 2010  By Sonny Kwan All Rights Reserved

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Mortgage Rates in Gig Harbor remain under 5%

02-09-10
Tacoma's #1 Mortgage Expert - Kevin Tinsley
Tacoma's #1 Mortgage Expert - Kevin Tinsley : Mortgage Company in Tacoma, WA
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  • Office: (253) 472-1500
  • Secondary: (800) 339-7059

Mortgage Rates in Gig Harbor remain under 5% for purchase or refinance home loans under 80% LTV with credit scores above 720. We are also seeing an increase for our No Cost Refinance option as many Gig Harbor residents may have refinanced in the past and do not want to pay closing costs a secord time. Our last Gig Harbor homeowner was able to save over $225.00 per month by reducing their current interest rate from 6.125% down to 5.00% with our No Cost Refinance Program.

A few popular programs for refinacing are the DU Refi Plus and the Freddie Mac Open Access Program. These programs are beneficial if your current loan is less than 80% of the current value of your home.

Kevin Tinsley with All Tech Mortgage Inc. is your gateway to great mortgage products from Washington State's top mortgage lenders. Locally based in Tacoma, since 1996, I shop, compare rates & fees and connect you with the best mortgage lenders in the Northwest. The interest rates I quote are typically .25% - .50% lower than most national, regional & local mortgage companies like Bank of America, Chase, USAA, BECU, Homestreet Bank and Wells Fargo. Plus our fees are some of the lowest in the industry.

I specialize in FHA, VA and Conventional No Cost and Low Closing Cost Purchase & Refinance Home Loans. All Tech Mortgage offers true wholesale pricing from our lending partners. At All Tech Mortgage, I never expect your business, but hope to earn it with my aggressive pricing, speed, and overall efficiency.

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