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The following is a quick analysis of the Lynden real estate market.

The Average Sales price is down 6.4% compared to May 08 and down 4.8% compared to April 09.
The Median Sales prices is up 10.7% compared to May 08 and down 21.3% compared to April 09.
The number of sales is down by 5 compared to May 08 and is down by 2 compared to last month April 09.
Condo Analysis for Lynden
The Average Sales price is up 3.1% compared to May 08 and up 6.1% compared to April 09.
The Median Sales prices is up 2.5% compared to May 08 and up 22.3% compared to April 09.
The number of sales is down by 4 compared to May 08 and is down by 1 compared to last month April 09.
Buyers: Interest rates are still low making now is a good time to get in the market. There are still plenty of homes to choose from and lots have been on the market a long time so there are some motivated sellers out there who need to sell their homes.
Sellers: There is still a lot of competition right now and if you don't want your home to sit on the market without an offer here are a few bits of advise:
If you would like some info about Lynden real estate or living in Lynden visit my website at BellinghamProperty.com or give me a call.
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The following is a quick analysis of the Lynden real estate market.

Condo Analysis for Lynden
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HOT RURAL NEWS: New Country Home Loans for Hobby Farms: To date, the upside down value of land to homes in our area (due to high land values) have made funding a small hobby farm or home on acreage prohibitive. The rural, laid back beauty of our region has drawn many folks here for their 'patch of green' to grow a few apples or lavenders or just elbow room and a few horses. We've been hard pressed to find lenders for properties over 5 acres. At last we have some new options for home owners who intend to use their land for appropriate uses in rural zoned areas. The lenders we are dealing with are offering make sense underwriting. Naturally full doc and solid credit. This is very exciting news!
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program |
highlights |
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Country Home Loans |
Owner occupied homes, mixed use and bare land |
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Serving |
Rural homeowners outside of urban areas |
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Maximum Mortgage |
$ 5,000,000 |
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85 % Loan Terms |
15% down with NO Mortgage Insurance required |
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Documentation |
Full documentation of income and assets. |
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Property Types |
Existing & future home sites, manufactured homes |
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Includes farming, equine properties, hobby farms |
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Properties that have land use potential, not small lots |
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Features |
Rural properties with potential to fund 'unique' homes and homes worth 30% of total property value, includes manufactured homes and mixed uses. |
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Debt to Income |
47.5% allowed-higher than government programs |
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Qualifications |
Portfolio -- underwriting manually, full doc |
Terms and rates vary by credit risk, eligibility, location, and property type/use. Very competitive with residential rates. The minimum 15% down is great considering NO Mortgage Insurance is required.
Unlike USDA loans--also popular in our area--there is no ceiling on income or limits to business use as long as it's a legal zoned use for the land. It's very much a case by case underwriting decision.
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susan templeton |
| 510-LO-31434 |
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510-MB-24707-50145 An approved Conventional, FHA/VA/USRDA and Reverse Mortgage Broker
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The following is a quick analysis of the Lynden real estate market.

Condo Analysis for Lynden
Whatcom County Real Estate Market Report
Bellingham Real Estate Market Report for March
Sudden Valley Real Estate Market Report
Blaine Real Estate Market Report
Ferndale Real Estate Market Report
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Lynden Real Estate Market Report for February, 2009

The following is a quick analysis of the Lynden real estate market.
Condo Analysis for Lynden
Whatcom County Real Estate Market Report
Bellingham Real Estate Market Report
Sudden Valley Real Estate Market Report
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