Puyallup, WA

Hi, animal lovers!

This is pretty simple... Please ask ten friends to each ask a further ten today!
The Animal Rescue Site is having trouble getting enough people to click on it daily so they can meet their quota of getting FREE FOOD donated every day to abused and neglected animals.

It takes less than a minute (about 15 seconds) to go to their site and click on the purple box 'fund food for animals for free'. This doesn't cost you a thing.

Their corporate sponsors/advertisers use the number of daily visits to donate food to abandoned/neglected animals in exchange for advertising.
Here's the web site! Please pass it along to people you know.
http://www.theanimalrescuesite.com/


AGAIN, PLEASE TELL 10 FRIENDS!

Car Sales Puyallup, Washington

My name is Joshua Martin and I am the Executive Chef at Stanley & Seaforts located in Tacoma, Washington. I wanted to share my recent car sales buying adventure with the world since it was my first positive car sales experience ever.
I do have prior sales experience but not actual car sales experience, but I do know how pushy & untruthful car salesmen can be. I have also gone through plenty of cars in my life time so that has brought me in front of many new & used car salesmen. I did some online searching and decided to venture out to Puyallup, Washington where there is plenty of new & used dealerships to choose from and is only ten miles away.

This time around I was looking for a slightly used car, w/ low miles, one owner, and it had to be in great condition. This is something that can be hard to come across in the car sales industry and as I have found out in the past especially in the Tacoma area. I drove to various car dealerships in Puyallup dealing with plenty of salesman as expected not exactly finding what I was in search of, and then we finally ended up at Puyallup Nissan. I have driven a Nissan in the past and it was a great car so I thought it wouldn't hurt to look around of course and chat with some of their salesmen.

In the past I have realized that you just never know if car salesman at the dealerships are telling the truth or if the salesmen just want to get the deal, so I usually let them know right away that I am just looking around & don't need a salesman just yet. My salesmen at this particular location, who introduced himself as Brian Paul, approached me with an honest smile and let me know that if I see any cars I that was interested in that he would be happy to answer any questions for me. As he shook my hand firmly and turned to walk away I realized Brian wasn't your average pushy salesman, so I yelled at him to hold on. I asked Brian a little bit about himself & his sales background to build a little report,
including where he was from. Brian was now a Puyallup, Washington resident, but before he moved to Puyallup he had lived in the same Tacoma area that I had grown up in. Come to find out we had actually even went to the same High School which was a weird coincidence, and we even had some similar sales experience as well. This had to do nothing with why I chose Brian to work with, but more or less because of how nice and Genuine Brian was. I then decided to proceed with my car buying experience at Puyallup Nissan.

Brian listened to my needs and my wants. He knew exactly what I was looking for. After spending about twenty minutes in his office reviewing their inventory we discovered the perfect Nissan Altima w/ my name written all over it. Brian than had the vehicle pulled-up and ready to be test driven. I knew after putting my eyes on this vehicle, that I would be back in Brian's office soon signing my life away. After my decision was made Brian then also took the extra step without my knowledge by tinting the windows knowing that it would be something that I would enjoy. The vehicle also had a couple of scratches, and Brian was determined to get those scratches removed before I finished my paperwork in finance. Their finance team had spectacular service and made me also feel just as welcome as Brian had. They went over all the paperwork with me and made sure that all of my questions were answered before continuing on with the signing. I also think that Brian gave me a fair deal on my car that I used for the trade in

One thing that I have learned in this experience is that there are still good loyal car salesman out there, and we can't judge them all to be the same. Brian Paul was a great listener, very trust worthy, and I couldn't of asked for a better car buying experience. I will recommend Brian Paul with Puyallup Nissan to any of my friends & family or anyone else looking for a new or pre-owned vehicle. Puyallup Nissan in Puyallup, Washington will always be my first choice to purchase a new or pre-owned vehicle in the future.

You can contact Brian Paul at 253-255-6710 or by email brianp@puyallupnissan.com.

He typically works Saturday-Wednesday 10am-7pm. Make sure when you call Brian with your new & used car questions tell him that Joshua Martin sent you.

Today the Senate finally passed H.R. 3548, the bill extending unemployment benefits, and with it comes an Amendment extending the Tax Credit for First Time Home Buyers as well as an exception allowing for move up buyers to get their own credit.

In its current form the bill extends the $8,000 Tax Credit for First Time buyers as long as they are under contract before May 1, 2010, and close on the home before July 1, 2010.

The exception for move up buyers reads "In the case of an individual (and if married, such individual's spouse) who has owned and used the same residence as such individual's principal residence for any 5-consecutive-year period during the 8 year periodending on the date of the purchse of a subsequent principal residence, such individual shall be treated as a first-time homebuyer..."

The bill goes on to state that in that circumstance, that individual shall receive a $6,500 tax credit rather than the $8,000 for a true first time buyer.

The final vote by the Senate was 98 to 0 in favor, and the House is expected to make this bill a priority, possibly leading to a vote next week. Let's hope this gets done quickly so we can all stop playing the "rumor game" when it comes to the extension of this credit.

Today the Federal Government is reporting some of the results achieved from the $787 Billion Stimulus package with regard to employment. Depending on the source you choose to listen to, anywhere from one quarter to one-half of the $787 Billion has been distributed.

In Puyallup, using my office zip code of 98372, there has been one contract reported with a value of $192,000, and it has resulted in in 0.5 (yes, that is one half) jobs created. I'm not sure how you calculate half of a job, maybe it is a 20 hour per week job? For the greater Puyallup area (zip codes 98371, 98372, 98373, 98274, & 98375) there have been two contracts awarded at a total cost of $574,825, and the published result of jobs created equals 1 (both contracts apparently created/saved one half of one job). Forgive me for feeling underwhelmed that our government spent over half a million dollars to save, or create one job.

Today the Federal Government is reporting some of the results achieved from the $787 Billion Stimulus package with regard to employment. Depending on the source you choose to listen to, anywhere from one quarter to one-half of the $787 Billion has been distributed.

In Puyallup, using my office zip code of 98372, there has been one contract reported with a value of $192,000, and it has resulted in in 0.5 (yes, that is one half) jobs created. I'm not sure how you calculate half of a job, maybe it is a 20 hour per week job? For the greater Puyallup area (zip codes 98371, 98372, 98373, 98274, & 98375) there have been two contracts awarded at a total cost of $574,825, and the published result of jobs created equals 1 (both contracts apparently created/saved one half of one job). Forgive me for feeling underwhelmed that our government spent over half a million dollars to save, or create one job.

Interestingly, I found a project listed with a cost of $999,310 that is attributed to Milton, WA just north of us by a couple of miles. The Recipient Company is the Boart Longyear Company, and their subsidiary Holt Drilling. While these funds did not save or create any jobs, at least the money was filtered through our area?

For Washington State as a whole, the claim is 2,909 jobs were created, or saved at a cost of $228,820,000 received so far. that averages out to $78,659 per job. From the various news articles I have read so far, the national average cost of each job created or saved so far varies from $250,000 to as much as $600,000. Washington State appears to be on the bargain end of the spectrum at $78,659 when compared to South Carolina, which has received $219,560,000 in order to create/save 146 jobs (roughly $1.5 Million per job).

All in all, I am very impressed with the transparency of the spending. I have never before been able to find out what my government does with our money at nearly the same speed as they spend it!

To see how the money is being spent in your area visit Recovery.gov

Loan Modification Puyallup, Enumclaw, Auburn, Washington

Nationwide, foreclosures rose 18 percent from July to August of 2009, and in areas around Puyallup, Enumclaw, and Auburn, Washington the value of homes have frequently fallen to less than what is owed on the mortgage loan. With unemployment mushrooming across Washington, the average income has fallen to make mortgage payments impossible for more and more to afford. As the threat of foreclosure is approaching, a growing number of borrowers are now looking to save their homes with a loan modification.

The Obama administration has devoted $75 billion of funding in effort to ease mortgage terms for homeowners looking for a home loan modification, and help them avoid foreclosures. Under the Home Affordable Modification Program (HAMP), the Fed’s plan to help around 7 million people modify their loan in order to afford monthly mortgage payments and avoid foreclosure.

A Loan Modification:

• Lowers the homeowner's monthly payments;
• Lowers the loan's interest rate;
• Swaps a rising adjustable rate for an affordable fixed rate;
• Reduces the principle balance of the property;
• Corrects payment delinquencies and defaults;
• Adjusts the length of the loan terms

Most Puyallup, Enumclaw, and Auburn, Washington homeowners now qualify for home loan assistance under the HAMP program, which demands that your mortgage payment cannot exceed 31% of your income. Due to the fact that most loans exceed 31%, most borrowers are eligible for HAMP assistance. As a result, homeowners are eagerly looking to avoid foreclosure with the help of a modified home loan.

A loan modification can get homeowners lowered interest rates which can prevent you from being foreclosed on, help those in the foreclosure process, and prevent mortgage defaults by saving hundreds of dollars per month on your home loan payments. Even borrowers who have been denied a refinancing or home loan modification in the past have been having success with Obama’s mortgage refinance bailout plan.

Puyallup, Enumclaw, and Auburn, Washington homeowners will be able to save millions by getting a home loan modification or mortgage refinance using President Obama’s “Making Home Affordable” plan. Every homeowner should immediately confirm whether or not they qualify for Obama's Loan Modification Plan, and other government programs.