About Grant County, WA

Moses Lake Real Estate Agent Heather Adkinson

Habitat for Humanity Festival of Trees
November 28, 2009

Description:
It’s time once again for the Festival of Trees Auction. This annual fundraiser for Habitat for Humanity of Greater Moses Lake is celebrating 15 years. The festivities start at 5:30 pm with registration, the silent auction, social hour and hors d’oeuvres. Their will be a short presentation followed by the live auction starting at 8 pm.

The event features a dinner as well as a silent & live auction which will feature at least 10 beautifully decorated trees, with most having gifts beneath or hidden within the branches. All proceeds from this event go towards Habitat’s mission of eliminating substandard housing in our community. All Habitat for Humanity homes are sold to the selected families at a no-profit, financed with no-interest loan and each family must invest upwards of 450 hours of sweat equity into the building of their home. This is a hand up and not a hand out program.

Donations are being sought for the Festival of Trees, items for both the live and silent auctions are needed. The success of the fundraiser depends on the generosity of individuals and businesses in our community. Show your support for Habitat for Humanity of Greater Moses Lake by calling Curtis at 509-765-0924 for tickets to the event, to donate items for the auction or to make a monetary donation.

Home for Rent in Moses Lake, Washington

601 Mississippi Drive - Moses Lake, WA 98837

Call Larry at 206-841-4041 for availability and information

3 bedroom rambler home for rent in Moses Lake, Washington.

3 larger bedrooms, 2 full bathrooms, 2-car garage and fenced side and back yards.

Super clean rambler home that's only 3 years old is now available for rent.  Convenient location in Moses Lake in a new subdivision just minutes from town and all local amenities.  This home for rent has over 1500 square feet of living space which includes 3 large bedrooms and 2 full bathrooms.  The master bedroom has its own private bathroom.  The ceilings are vaulted in the living room, kitchen and master bedroom.  Off the living room space is a room super convenient for your home office area, a separate TV room, extra bedroom if needed or you name it. 

This home for rent includes all of the following appliances: washer and dryer, ice-maker refrigerator, range/oven, built-in microwave oven, dishwasher and garbage disposal.  All the windows have mini-blinds installed.  The home is equipped with forced air heat and air conditioning.  The yard at this home for rent has underground sprinklers on a timer system, black cyclone fencing for the side and back yards and a gated side parking area perfect for your RV, jet ski's, boat, camper, etc. The full 2-car garage is equipped with electric garage door openers.

Your location at this home for rent is just off Valley Road, minutes from downtown Moses Lake.  This home sits up on the highest point in the neighborhood with a beautiful view of the valley and downtown.  The backyard faces east so you can enjoy the backyard patio in the afternoons when the sun is in the front yard!

This home for rent is available January 1, 2010 for $995 per month with a $995 security deposit.  For an appointment to see this home for rent call Larry at 206-841-4041

Moses Lake Real Estate Agent Heather Adkinson

Also known as a Comprehensive Loss Underwriting Exchange is a claims history database that enables all insurance companies to access consumers claims information when they are underwriting an insurance policy.

Here is how it works….even if you as a homeowner have never had any claims or problems getting home insurance this will still affect you. If you happen to be purchasing a house that has had claims made against the home you may be unable to get homeowners insurance.

Another flaw in the system is that the only one able to obtain a clue report on the house (besides the insurance agency) is the homeowner of the property. Make sure when you are writing up a contract on a house that the insurance contingency paragraph is marked on the agreement.

If when a homeowner reviews the report and finds errors on that report they do have the ability to dispute the report at which point the owners insurance company will be contacted to try and determine if there is a valid claim or not.

Unfortunately these reports can also be used by insurance companies to determine what kind of risk you would be and can in turn affect if you get turned down for insurance. Not only do the CLUE reports cover homeowners, there is also a database that shows strictly automobile claims. Claims will only stay on your report for 5 years however.

Be aware that any hint of water damage to a property, for example, is likely to trigger a negative mark on the property's CLUE report. Well-intentioned consumers who call an insurer to merely inquire about coverage for water damage have been shocked to have their insurance cancelled.

Here are some of the worst case scenarios that have come up as taken from http://www.privacyrights.org/fs/fs26-CLUE.htm

A former 21st Century Insurance fraud investigator and 32-year-old homeowner and mother was forced to get substandard homeowner's insurance at three times the normal price because the house she was purchasing was "blacklisted" on a national Comprehensive Loss Underwriting Exchange (CLUE) report.

A 79-year-old homeowner was turned down for a homeowner's policy because she made a $393 claim on her purse that had been stolen in Montreal while she was visiting her daughter.

A 75-year-old homeowner was "blacklisted" after she made a telephone inquiry about her policy coverage with Allstate, with whom she had continuous homeowner's coverage for 30 years.

The Chief of the Consumer Services Division, California Department of Insurance and Palm Springs homeowner was turned down when he attempted to get insurance for his new home. An inaccurate CLUE report showed five claims, two of which were for another property owned by the seller in a different city; two other "claims" were only for coverage inquiries and one claim was fully remedied and should not have had bearing on his eligibility.

Be aware that filing any type of claim with your insurance company may result in issues that you ought to not have to deal with.

In our ongoing commitment to our clients, we strive "to provide the latest technologies in communication, marketing, listings searches, and transaction processing."

We would like to introduce you to our newest tool to find just the homes you want to look at. At this new site, www.grantcountyproperties.com, you can easily conduct targeted searches to find:

•· Which homes have dropped in price

•· How many days a home has been on the market

•· Foreclosures and bank owned properties

•· Plus all the usual search criteria like price, size, acreage, number of bedrooms, etc.

Each listing includes Walk Scores, school district information and an eye popping mapping feature.

Check it out, you will love how easy it is to get around and use all the cool features like saving favorites and adding your own notes.

Come back often. This is just the first module of our new website makeover. Follow us on Facebook.

Deb & Ray Gravelle
TEAM UP - Moving You in the Right Direction
RE/MAX Home Team Realty
(509) 771-9099 or (509) 771-0027
Debra@MoveInMosesLake.com
Free updated listings: www.GrantCountyProperty.com

Certified Negotiation Expert
E-Pro Certified Professional

Moses Lake Real Estate Agent Heather Adkinson

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