Every year the Downtown Bremerton Association presents the Annual St Patrick's Day Parade. Its a small town fun time for all. This year the parade can be on the actual day of the holiday - March 17 is on a Saturday. A couple of years ago I went down and took photos and some video so I could share when ever the time came around each year.

Following the parade everyone meets at the fountain between Hampton Inn Hotel and the Kitsap Convention Center for some music and fun things to do, provided by the City of Bremerton Parks and Recreation. Bring a camera and have your picture taken as a Leprachaun and kiss the Brem-Blarney Stone.

Poulsbo Place is the award winning, master-planned community in the heart of the famed waterfront village of Poulsbo, Washington.

Designed in traditional Craftsman style, the architecture compliments the picturesque community of 'Little Norway' with its rich Scandinavian heritage.

Poulsbo Place is situated near the waters of Liberty Bay, a popular destination for area boaters and tourists, and is only a short walking distance to a wide variety of restaurants, bakeries, antique shops, clothing boutiques, book stores and gift shops.

As a licensed professional real estate broker, I view a lot of properties throughout Kitsap County, and into portions of Pierce, Mason, and Jefferson Counties, as well. Every once in a while, you come across a home that really stands out from the rest - one where location, condition, and price all combine together to achieve a truly amazing value. Such is the case with this charming home in popular Poulsbo Place:

148 NE Sugar Maple Place, Poulsbo, WA 98370

NWMLS #203093 provided courtesy of Teri Hewson of John L. Scott

The homes in Poulsbo Place aren't for everyone. They appeal to a very select group of highly discerning Buyers. Though the lots are small, and the homes packed in closely together, nonetheless the close walking distance proximity to Front Street in Poulsbo and the Marina on Liberty Bay, makes this exclusive community highly desirable among Buyers, both old and young.

Senior residents like the professional yard and lawn maintenance provided through the Poulsbo Place Homeowners Association dues. Young urban professionals appreciate the cool, hip environment, and convenient accessibility to the Bainbridge Island ferry.

For more information about homes for sale in Poulsbo Place or other residential properties in Kitsap County WA, contact Rich Jacobson, Your Kitsap County WA Real Estate Professional.

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Rich Jacobson is a licensed real estate professional with Keller Williams West Sound, providing knowledgeable empowerment and relentless representation for his clients of residential properties and vacant land throughout all of Kitsap County WA and portions of Pierce, Mason, and Jefferson Counties. You can also find him at KitsapLife.com, ActiveRain, and Crabbing in the Hood, or e-mail: kitsapagent@gmail.com

Real Estate Values

Here on the scenic Kitsap County WA peninsula, we are fortunate to have a very large military community comprised of Naval Base Kitsap, including the Puget Sound Naval Shipyard, Bangor Subase, and the Keyport Naval Undersea Warfare Center.

As such, many of the active-duty, active reserve, and retired service members buy homes here in Kitsap County WA using VA Home Loan financing. This is a very popular loan product of choice mainly because it doesn't require that the Buyer contribute a down payment.

VA Home Loan rates are usually fairly competitive compared with conventional loan rates. The current VA Home Loan rate is hovering around 3.75% to 4% for a 30-year fixed mortgage, and at 3.0 to 3.25% for a 15-year fixed mortgage. The maximum loan limits here in Kitsap County WA are presently set at $417,000. However, if a Veteran elects to purchase a home with a sales price higher than the loan limit, a down payment is then required which is 25% of the difference between the loan amount and the sales price.

Here in Kitsap County WA, it is fairly common for the VA Buyer to ask the Seller to contribute towards paying a portion or all of their closing costs (typically up to 3% of the sales price).

One of the distinctions of using VA financing to purchase your home is the VA appraisal process. Not only does the VA appraiser analyze comparable market data to determine current valuation, but they also inspect the home to determine if any conditions need to be remedied/resolved prior to closing. These typically involve primary home systems such as electrical, plumbing, and heating, or structural issues, like roof, siding, crawlspace, or foundation. They also look for any concerns relating to safety like steps, handrails, and decks.

So even though you conduct a full home inspection and negotiate any needed repairs with the Seller, the VA appraiser may call out additional conditions that will need to be resolved prior to closing. Just understanding and knowing about the VA appraisal helps VA Buyers to anticipate potential issues or delays to the home buying process.

For more information on the VA Home Loan process, go to the Overview of the VA Home Loan Program.

The first part of the VA home buying process is to connect with a knowledgeable mortgage lender to determine your eligibility and budget price range. I highly recommend Rhonda Porter with Mortgage Masters. You can connect with her through her popular blog, The Mortgage Porter. To get Rhonda's regular rate updates, follow her on Twitter @mortgageporter.

If you're a 1st Time VA Home Buyer, or even a repeat VA Buyer, give me a call @ 360.440.4758 or email at KitsapAgent@gmail.com, and I would be honored to assist you in your VA Home Buying Adventure!

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Rich Jacobson is a licensed real estate professional with Keller Williams West Sound, providing knowledgeable empowerment and relentless representation for his clients of residential properties and vacant land throughout all of Kitsap County WA and portions of Pierce, Mason, and Jefferson Counties. You can also find him at KitsapLife.com, SoundBiteBlog, and Crabbing in the Hood, or e-mail: kitsapagent@gmail.com

Poulsbo WA Real Estate | Homes Sold January 2012

During the month of January there were 9 homes that sold in Poulsbo, Washington. that is a decrease of 18 homes from December – ouch! These homes all have the city listed as Poulsbo in their address. If you would like to see stats for an individual neighborhood just fill out the form below and we can get the information to you. These Poulsbo WA homes actually had a transfer of home ownership. Contracts complete and Lender funds available. The home buyer and seller signed all of their documents and escrow prepared the closing packages. Once all the I’s were dotted and the T’s crossed there where deeds recorded at the King County courthouse that transferred the property into the new home owner’s name!

If you want to learn more about how we transfer property in Washington State a really great site to visit is the Escrow Association of Washington site. There you can find definitions and explanations of the home buying process for Poulsbo Washington.

Let’s look at those 9 Poulsbo WA homes -

Poulsbo WA January Homes Sold 2012

Total number of Homes Sold	9
Median Original List Price	$268,900
Median List Price	$268,900
Median Selling Price	$267,710
Cumulative days on Market	141
Days on Market	70

Not a bad time to purchase a home in Poulsbo, Washington. Prices are down, interest rates are at an all time low you might want to look at what it means to you.

What do these numbers mean? Is it a good time to buy? Is it a good time to sell. It all depends on your individual situation. I would rather buy in a buyers market and I would rather sell in a buyers market if I have to buy another home with the proceeds. I am a fan of the NORMAL market – everyone can feel more comfortable and real estate transactions are not as stressful.

If you would like to find out the value of your home please feel free to contact me via phone or email. I would be more than happy to supply you with a FREE Market Analysis.

If you would like to purchase a home in the Kitsap County Real Estate Area please give me a call or contact me via email. We can discuss your future plans and I can set you up on an email campaign to receive the hot new listings quicker than YOU can find them.

Originally Posted at: Homefront Realty

“Statistics not compiled or published by NWMLS.” Equal Opportunity Housing All information deemed reliable, but not guaranteed”