Appleton, WI

Appleton Wisconsin Refinance Success Story: Debbie

Debbie, a 65 year old semi-retired school teacher, needs my help. Debbie has a serious cash flow issue. Debbie’s mortgage payment is way too high and her current lender is too greedy and they will not refinance her Appleton Wisconsin mortgage. Debbie’s interest rate was near 8 percent. That is outrageous.

Debbie currently pays more than half of her monthly fixed income on her Appleton Wisconsin mortgage. Debbie has to substitute teach several days a month in order to make ends meet. It’s tough to do this at that age.

Debbie has above average credit (she pays her bills,) a fixed income (a combination of SSI and small teachers pension,) and a modest home in the country.

Debbie’s main concern is declining home values. Debbie thought she was stuck in her current situation and would have to sell her home of 20 years and live in an apartment. That would simply crush Debbie’s spirit and life.

Debbie worked her entire life, did the right thing, and she thought there was no hope!

IT’S NOT RIGHT.

Debbie did not realize that FHA allows Appleton Wisconsin homeowners to refinance up to almost 98% of its value. We sat down at her lovely home and went through all of the loan aspects and documents.

Debbie was very organized and was able to provide all the pertinent documents for her Appleton Wisconsin Mortgage Refinance such as: 30 days of pay stubs, the last two years of income taxes, her current mortgage statement, her property tax bill, her home owner’s insurance declarations page, 3 months of bank statements, social security awards letter, her retirement account quarterly statement, and the closing paperwork from their current high interest Appleton Wisconsin mortgage.

Wi-mortgage.com was able to get Debbie her new Appleton Wisconsin Refinance Mortgage in less than 3 weeks.

Wi-mortgage.com was able to lower her new Appleton Wisconsin refinance mortgage payment by $300, cut her Wisconsin interest rate in half, and escrowed her taxes and insurance. This new mortgage allows Debbie to stay in her home with some peace of mind.

If you are ready to purchase an Appleton, WI home or need a Appleton Wisconsin mortgage, please call me at 920-623-9245 or visit my sites: frankpabon.com and WI-Mortgage.com!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton Wisconsin mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.

Maggie and Nick recently came to WI-Mortgage.com inquiring about their Appleton Wisconsin Mortgage Refinance. When they found our website at WI-Mortgage.com, they sent our contact form and we called them. Their biggest concern was that they wanted to pay off some credit cards in addition to lowering their Appleton Wisconsin Mortgage Refinance interest rate. When Maggie and Nick decided to utilize our services, they had many doubts because they had been told no by a few other banks. They felt WI-Mortgage.com was their best opportunity to save a ton of money.

Maggie and Nick brought all over their documentation into our office. In addition to the typical documents neccessary to process a loan such as: 30 days of pay stubs, their last two years of income taxes, their current mortgage statement, their property tax bill, their home owner’s insurance declarations page, 3 months of bank statements, their retirement account quarterly statement, and their closing paperwork from their current Appleton Wisconsin mortgage. They also brought in the statements for the credit cards they wanted to pay off.

Having purchased their home nearly 5 years ago, Maggie and Nick had paid down their mortgage a little bit but also wanted to pay off some credit cards. When they purchased their home, they received an interest rate of 6.75% on a 30 year fixed. WI-Mortgage.com was able to help Maggie and Nick with their Appleton Wisconsin Mortgage Refinance and lower their interest rate to 4.75% on a 30 year term. Simply lowering their rate and paying off some credit cards saved Maggie and Nick over $600 per month on their new 25 year Fixed FHA Appleton Wisconsin Mortgage.

In less than 25 days, Maggie and Nick were able to tell their friends that WI-Mortgage.com was able to help them with their Appleton Wisconsin Mortgage Refinance.

If you are ready to purchase an Appleton, WI home or need an Appleton Wisconsin mortgage, please call me at 920-623-9245 or visit my sites: WI-Mortgage.com and appleton.wi-mortgage.com!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton Wisconsin mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.

Paul and Clarise are a retired couple that owns a condo and wanted to work with WI-Mortgage.com on their Appleton Wisconsin Mortgage Refinance. They purchased this condo about 2 years ago after they retired and sold their previous home. When they puchased their condo, they used a significant portion of their proceeds to pay down the asking price of the condo. They had tremendous equity in their condo and with rates at an all time low, it was time to lower their rate on their Appleton Wisconsin Mortgage.

Paul and Clarise's current interest rate was 5.25%. WI-Mortgage.com was able to lower their interest rate to 4.25% and save them almost $100 per month!

Many lenders frown toward Appleton Wisconsin Mortgage Refinance on condominiums. There are many reasons for this but mainly lenders tend to shy away from properties that do not increase in value very quickly. WI-Mortgage.com does what many lenders will not. We look to help everyone. So when Paul and Clarise came to WI-Mortgage.com for their Appleton Wisconsin Mortgage Refinance, they had tried their local bank first. They were very happy when they learned that we would be able to help them!

The entire process took only 18 days to complete. Paul and Clarise were ready and were very organized and able to provide all the pertinent documents for their Appleton Wisconsin Mortgage Refinance such as: 30 days of pay stubs, the last two years of income taxes, their current mortgage statement, their property tax bill, their home owner’s insurance declarations page, their condominium association by-laws, 3 months of bank statements, their retirement account quarterly statement, and the closing paperwork from their current Appleton Wisconsin mortgage.

If you are ready to purchase an Appleton, WI home or need a Appleton Wisconsin mortgage, please call me at 920-623-9245 or visit my sites:frankpabon.com and WI-Mortgage.com!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton Wisconsin mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.

WI-Mortgage.com recently helped a single man, Richard, with his Appleton Wisconsin Mortgage Refinance. Richard's situation was not unlike many other clients we deal with on a daily basis. Richard had some credit issues that prevented him from getting an Appleton Wisconsin Mortgage Refinance at other lending institutions.

Having purchased his home nearly 5 years ago, Richard had paid down his mortgage a little bit but wanted to pay his home off sooner. When he purchased his home, he received an interest rate of 6.875% on a 30 year fixed. WI-Mortgage.com was able to help Richard with his Appleton Wisconsin Mortgage Refinance and lower his interest rate to 4.75% on a 25 year term. Simply lowering his rate saved Richard over $150 per month on his new 25 year Fixed FHA Mortgage.

The entire process took only 3 and a half weeks to complete. Richard was able to provide all the pertinent documents for his Appleton Wisconsin Mortgage Refinance such as:

30 days of pay stubs

Last two years of income taxes

Current mortgage statement

Property tax bill

Home owner’s insurance declarations page

3 months of bank statements

Retirement account quarterly statement

Divorce decree

Child support documentation

Closing paperwork from his current Appleton Wisconsin mortgage.

If you are ready to purchase an Appleton, WI home or need a Appleton Wisconsin mortgage, please call me at 920-623-9245 or visit my site WI-Mortgage.com!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton Wisconsin mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.

Vanessa and Larry is a recently married couple looking to start their relatively new marriage out right. Vanessa had purchased her home about 8 years ago prior to meeting Larry. So Vanessa was looking to add Larry onto the title of their home. Together, they decided to work with WI-Mortgage.com on their Appleton Wisconsin Mortgage Refinance.

Both Vanessa and Larry had great credit and had a great job history. Vanessa had not refinanced her Appleton Wisconsin Mortgage since she purchased the home. Her interest rate was at 7.25% and had plenty of equity. Their decision to place Larry on the title only strengthened the file.

With Appleton Wisconsin Mortgage Refinance rates at all time lows, WI-Mortgage.com was able to secure an interest rate at 3.50% on a 15 year term. This rate and the term was able to save Vanessa and Larry almost $100 per month and cut off and additional 7 years on their Appleton Wisconsin Mortgage Refinance.

The entire process took only 3 weeks to complete. Vanessa and Larry were very organized and were able to provide all the pertinent documents for her Appleton Wisconsin Mortgage Refinance such as: 30 days of pay stubs, the last two years of income taxes, her current mortgage statement, her property tax bill, her home owner’s insurance declarations page, 3 months of bank statements, her retirement account quarterly statement, divorce decree, child support documentation, and the closing paperwork from their current Appleton Wisconsin mortgage.

If you are ready to purchase an Appleton, WI home or need a Appleton Wisconsin mortgage, please call me at 920-623-9245 or visit my site: frankpabon.com or WI-Mortgage.com!

You may now be eligible for an interest rate reduction. We may not require income documents or appraisal report to modify your existing Appleton Wisconsin mortgage to a lower rate and reduce your monthly payment! We recommend that you call to see if you qualify for the program.