West Virginia

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I am trying to figure out what kind of open house is the most effective. The pros of the Agent Open House is typically put them on during the week, easier to get agents to your house than clients, Great way to get feedback on your listing. The pros of Client Open House is possiblity of finding new clients to work with, Help build your contact lists for future clients. If you are only going to have one, which is the best?

Aaron Poling

Long & Foster

976 Foxcroft Avenue

Martinsburg, W.V. 25401

304-283-0214

www.aaronpoling.com

www.aaronpolingsblog.com

aaron.poling@longandfoster.com

Two bedroom, one bathroom home. Bathroom remodeled from floor to ceiling with new walls, flooring, fixtures, and paint. Kitchen remodeled with new vinyl floors and laminate countertops, new 10 inch acrylic sink, freshly painted cabinets and new cabinet hardware. All electric heat and appliances. To directly access this property, use this shortcut: http://www.fizber.com/west-virginia-buy-single-family-home-11648466.html

The Small Business Administration's 504 Loan Program provides small companies in development areas with guarantees for loans for major fixed assets such as land and buildings for economic development. The purpose of 504 loans is to improve the economy of a locality or to assist businesses owned by women, minorities, veterans, rural businesses, and other designated types of businesses. The 504 loans are set up to work with Certified Development Companies - nonprofit corporations set up for community development. Generally the project assets are used as collateral.

A typical 504 loan structure might look like this, according to the SBA:

Typically, a 504 project includes a loan secured with a senior lien from a private-sector lender covering up to 50 percent of the project cost, a loan secured with a junior lien from the CDC (backed by a 100 percent SBA-guaranteed debenture) covering up to 40 percent of the cost, and a contribution of at least 10 percent equity from the small business being helped.

Are you considering commercial property? Consider a 504 Loan.

The Small business administration has a program (504 loans) that can allow business owners to borrow up to 90% of the cost of commercial real estate. This can include the cost of renovations as well. A small business owner can partner with other businesses or purchase the property on their own. It is necessary to use at least 50% of the property for your business, but it is possible to lease the remaining portion to other businesses.

You will want to check into the details. It is possible to borrow several million dollars if necessary or much less depending on your needs and qualifications. Your business must be for profit, cannot have tangible assets greater than $8.5 million, cannot have net profits for the last two years exceeding $3 million. The business will also be required to either create jobs or meet a social policy requirement.

The SBA 504 loan can also be used for equipment purchases.

The SBA 504 Loan Program: Helping Small Businesses Think Big

A long-term, fixed-rate solution

The U.S. Small Business Administration established the 504 loan to help businesses purchase equipment and commercial real estate while retaining working capital.

The SBA 504 loan puts financing within reach for small businesses through low down payments and long-term, low, fixed interest rates. And it reduces the risk to lenders through a shared financing structure.

Eligible 504 loan uses

Land and building purchases

New construction or renovation

Heavy machinery or equipment purchases

Soft costs (e.g., appraisals, title searches, attorney's fees, etc.)

The SBA 504 loan boosts business expansion and supports economic development in communities nationwide.

Most Recent SBA 504 Rates

4.86% October 2009 504 20-Year Term

4.26% September 2009 504 10-Year Term Eligibility SBA 504 LOAN ELIGIBILITY The 504 loan serves numerous expanding small to mid-sized businesses. It is available to individual business owners or multiple owners partnering on a project. Eligible borrowers For-profit businesses Tangible net worth no greater than $8.5 million Net profit after taxes no greater than $3 million during previous two years Multiple businesses partnering to occupy the same building Must meet at least one goal around job creation, public policy or community development through their expansion project Kinds of businesses served Auto and motorcycle dealerships Auto repair shops Car washes Childcare centers Dental offices Distribution centers Hair salons Heating and mechanical contractors Hotels and motels Internet companies Law offices Manufacturers Medical offices Restaurants and food service companies Retail and wholesale companies Veterinary offices Warehouses

There is a new business in Lewisburg, West Virginia....the Azulyn Day Spa. The Azulyn Day Spa is a charming, full service day spa nestled in the peaceful mountains of southern West Virginia. Azulyn Day Spa officially opened its doors to the Greenbrier Valley in January 2009.

Owner and Licensed Aesthetician, Amy Shafer, had dreamt of being able to provide her hometown of Lewisburg, located in the pristine Greenbrier Valley, with a day spa that could serve as a temporary haven to clients from their daily stress factors, where clients could relax from the first moment they walked through the doors into a calm, caring and welcoming atmosphere – this describes Azulyn perfectly!

Amy said that "the spa’s main goal is to offer valued clients the highest quality of day spa services and products. We cater to every individual client’s need, whether it is a relaxing massage, rejuvenating facial or pampering pedicure."

Azulyn’s highly trained staff has over 40 years combined experience. Licensed Aesthetician, Amy Shafer Licensed Massage Therapist; Morgan Heflin, Licensed Cosmetologists, Meredith Whited and Peggy Ferdinand; and Receptionists Jenny Childers, Jill Brown, and Rebekah Sams, all strive to ensure that each client has an exceptional, relaxing, rejuvenating day spa experience.

Some of the services and retail products are:

• Facials ($40-$80)
• Massage ($40-$100)
• Manicures ($20-$40)
• Pedicures ($40-$60)
• Waxing ($10-$50/up)
• Eyelash/Eyebrow Tinting ($20-$30)
• Chemical Peels ($75-$125)

Spa Packages are also available such as: Bridal, Anniversary, His & Hers, Just Us Girls, Mother & Daughter, etc. Call Amy for details of each package, as well as the discounts associated with booking a package at Azulyn Day Spa.

Azulyn’s Retail Boutique – uses natural product lines that are not retailed within 50-150 miles of Lewisburg such as Cosmedix and Zoya. The spa is also introducing “BareMinerals Make-up” to the Greenbrier Valley and outreaching areas!!

If you like to relax and be pampered, contact the Azulyn Day Spa to learn more about their services and natural product lines or to schedule a free spa consultation or mineral make-up color match. YOU WILL NOT BE DISAPPOINTED!

I must admit that my first facial was so relaxing. The treatment was the best relaxation for body, mind, and soul. I am looking forward to my next visit at the Azulyn Day Spa. And, for Christmas, well I'll just let my husband read this post....and maybe I’ll receive a gift certificate ….now that is – the Ultimate Gift!

Contact Information

• Azulyn Day Spa
• Amy Shafer
• Phone - 304.647.3030

Located North on Route 219, at JD Park, Suite #3, Lewisburg, West Virginia 24901.

The Azulyn Day Spa website is under construction.......look for it soon at www.azulyndayspa.com

You can also check out Azulyn Day Spa on Facebook.

If you want to relax and be pampered…make an appointment today! You will not be disappointed in the service you receive at the Azulyn Day Spa in Lewisburg, West Virginia.