Lewisburg, WV

Expert Credit Repair in West Virginia

Not sure how to fix your credit? Who should you turn to? How does it work? Allow me to be of some assistance. For these answers and more . . . keep reading.

National Credit Fixers: 330 Roberts Street 4th Floor East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 13 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of West Virginia and are experts in West Virginia credit repair.

High Credit Scores are important.

Your credit score affects everything from the home you live in to the car you drive and maybe even the job you work in. Lenders, insurance agents, and even some employers all use your credit score to make decisions about what type of person you are. A bad credit score says that you are irresponsible with your money and are a risk to creditors. A good credit score says that you can be counted on to make your payments on time and properly settle your debts.

Most credit reports contain errors

Because your credit score is so important to you, it would make sense that the credit reports used to calculate your credit score are managed with the utmost care. Unfortunately for you and the millions of Americans with errors on their credit reports, this is not the case. Studies have shown that flaws in the credit reporting system have resulted in almost 80% of credit reports having errors. In addition, the majority of Connecticut residents' credit reports contain misleading or out of date information that gives creditors the wrong idea of who you are as a consumer.

Odds are you have errors on your credit reports. These errors may be lowering your credit score and forcing you to pay unfair interest rates or even be denied the credit you deserve. National Credit Fixers has the tools to restore bad credit. Effective credit repair will improve your credit score.

We offer Personalized... Not Computerized Credit Report Repair!

No two peoples credit reports are exactly the same! So, no pre-set computer program is going to be as effective as real, skilled credit report correction counselors. Period! At National Credit Fixers, we are real people working hard for our clients. Of course we use technology, but we do not rely on it to perform the task of credit report repair. We do not scan credit reports and have an automated system produce duplicate dispute letters to mail to the credit reporting bureaus. We have skilled counselors that analyze your credit reports, then determine the best possible plan for maximum results. Then we draft unique and individual letters to the credit reporting agencies or to the creditors, collections agencies, or courthouses, depending on your unique and individual needs. NO computer program can do that! When you call our office you will not be patched through to a call center full of unskilled telemarketers that read a pre-written script of answers to the "most commonly asked questions".

National Credit Fixers is a reputable credit repair company that can legally remove negative items off of your credit reports and help you qualify for the best rates possible! Information contained in your credit file must be reported according to a law called the Fair Credit Reporting Act (F.C.R.A.). If the information isn't accurate or verifiable then it must be deleted. This means your FICO scores will go up as a result.

We use the Fair Credit Reporting Act (FCRA) which is a federal law designed to protect you from being "slandered" by creditors, collectors, and credit reporting agencies. According to the law, a disputed credit account must be accurate, complete, and verifiable for it to remain on your credit report.

All inaccurate, incomplete or unverifiable accounts must be removed or updated. We have removed bankruptcy, foreclosure, repossessions, late payments, charge offs, collection accounts, judgments, and many other negative credit items.

We believe that going the extra mile is necessary to ensure maximum results and success. Most credit repair companies or "law firms" only send out some generic form of dispute letter which you could do yourself at home. The problem with this method is that there is only about a 10% chance anything will even get deleted. Even if a couple of items were removed, it would most likely come back on your credit the next time the creditor re-report to the bureaus (generally every 60-90 days). We believe that taking care of an issue at the root of the problem is the ONLY effective way to handle it. Our multi-stage process ensures that the maximum amount of inaccurate or unverifiable information is permanently removed. We warrenty our results and know our services will change your future by improving your credit. We have a full refund policy in place which is stated on the front page of our contract.

We strive to be different. While a fresh start with a good credit is a starting point, we don't stop there. We educate every client of the credit driven marketplace and empower them with the knowledge to maintain their new found freedom. After our process has concluded, many of our clients rely on us for information and advice on major financial decisions to protect their good credit rating.

Think about what's at stake here...

With good credit scores, you can save hundreds or even thousands on Home Loans, Auto Loans, and Insurance Rates. Be better qualified for Employment Opportunities and Background Credit Checks.

Isn't it about time that you took control of your credit?

Get Started Right Now - Raise your credit scores in the next 60 days or less:

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair service

Lewisburg, West Virginia, is known for its fine art. If a native, or just visiting, the one stop you should put on your list of places to visit is the Cooper Gallery. On First Fridays of each month, the Gallery is open until 9:00 pm., as is most of the town.

On Lewisburg's First Friday, July 3, the Cooper Gallery gave an artist reception for Mark Cline. His paintings are about the exaggeration of color, as well as the substitutions of colors that may share equal value in the light spectrum. Mark's paintings are also about texture, both real and implied. His most recent body of work has been done with a palette knife. The event was a huge success with some of his art being sold at the reception.

Special artist events are scheduled throughout year at the gallery, and are so enjoyable, not only for meeting your neighbors, and new friends, but the artist as well.

Photo L to R: Mark Cline, Marilyn Cooper, patron.

I met Marilyn and Gary Cooper in 2005 when we had started building our retirement home here in Lewisburg, WV. They introduced us to many people, and by the time we finally moved in 2006, we felt like Lewisburg was already home to us.

Marilyn Cooper, a talented artist opened her art business, Cooper Gallery, in 1995. Back then she would sale her own paintings, but started representing other artists. Today, Marilyn is not painting as much as she would like, as she is too busy with the business. The Gallery has an array of paintings by different local artists, original sculptures (bronzes, alabaster, and wood), and beautiful photography.

Her husband, G.P. (Gary) Cooper, is a great photographer and a strong supporter of the Gallery. His West Virginia photography captures the natural beauty of the state, and is showcased throughout the Gallery. While talking with Gary, he was showing me some before and after pictures of Washington Street. The pictures below depicts the changes of the corner building on Washington Street (now Cooper Gallery), how it looked in the early 1900s as compared to today, as noted in the picture on the right

When in Lewisburg, stop by the Cooper Gallery and say "hello" to Marilyn and see her showcase of fine art.

The Gallery is located on 122 E. Washington Street, in Lewisburg.

Phone: 304-645-6439 or 888-868-5129 or Email at getart@coopergallery.com

Photos by G.P. Cooper, Photographer, Lewisburg, WV

______________________________________________

Rebecca Gaujot, REALTOR® | 304-520-2133
Coldwell Banker | Stuart & Watts Real Estate
Your Connection to Lewisburg WV and GreenbrierCounty RealEstate

Since July 4^th real estate for me has been somewhat of a whirlwind. Here's a summation of the whirlwind.....

On Saturday, July 4^th, I wrote a contract for a sweet 65 year old lady. She wanted to buy this mini farm in Crawley, WV, that I have listed. I informed her that there would be a lot of maintenance for this property, and may be too much for her to handle. But, she said the Lord would be helping her. The contract was contingent on her selling her South Carolina property.

BTW, like most sweet old ladies....she will talk your ear off..and she did....It took three hours to write this contract......

Well, needless to say, I was really concerned about this contract, and her living by herself out in the country, and trying to maintain the property.

Sunday - My sweet little lady called Sunday evening and said that her son called and "raked her over the coals" for writing a contract for property that she would never be able to maintain. Halleluiah, someone got through to her.

Since the sellers had not signed the contract, I said "not to worry we will tear up the contract and she would get her deposit returned." I am SO GLAD her son talked to her and she got her senses back...so to speak.

My next step was to find a SC Realtor and give s/he a referral. So, of course, I login to Active Rain. I found Maria and Jim Hart. I've talked to both of them and they seem really nice and I know they will try and get a good price for my sweet little lady's property.

Monday morning after talking with the sellers, on the above property, they decide to take the property off the market. In the eight months it has been on the market, the property was shown six times, and only one contract (by my sweert little lady) which was never seen by the sellers. The sellers are planning to move to South Carolina in four years. They hope property values will rise in the next four years....but who has a crystal ball !!!

Monday afternoon, I got a contract on another listing. The buyers are approved by a local bank, and it is a great contract. So this week is starting off better than I thought for a Monday morning.

Tuesday morning, I was at the doctor's office and received a call from a lady interested in one of my listings. I asked if I could call her back and got her name and phone number. She asked what time would I be calling back and I said sometime late in the evening. Later that evening, I checked my messages and the lady had called and said "thanks for calling me back, I will find another Realtor tomorrow to help me." Well, needless to say, I called her back and got her answer machine. I politely said, "Mary, I received your voice mail, and apologize for not calling you back until now. I was at the doctor's office, and had some other tests to be done today. I understand if you wish to call another Realtor to assist you in a real estate transaction. I wish you the best of luck."

Within a minute I get a call from her saying "It seems we both have had a bad day, may I call you tomorrow to discuss my real estate needs." "Of course, I said...we will talk tomorrow."

This has been the beginning of my week...somewhat of a whirwind for me. It seems to be calming down..... for now......

NOTE: this was to me a whirlwind, especially since I am recovering from congestive heart failure and just getting back into the game.

My husband informed me about an article that was written about our small, historic town, Lewisburg, WV. So I searched the Washington Post and found the article, "Lewisburg, WV Offers Rich History and Small Town Treasures"....

By John M. Thompson
Special to The Washington Post
Monday, June 22, 2009; 4:00 PM

The last time I was in Lewisburg, W.Va., was about seven years ago; we stopped at the Wal-Mart off the interstate to get rain boots for the kids. Then somewhere along the way I heard that Lewisburg is one of those small American towns that have kept their early-20th-century charm while spiffing up enough to give 21st-century visitors a reason to stop over for a night or two. In other words, the town has become an attraction in itself.

Where to Go, What to Do in Lewisburg, W.Va.

Tucked in the rugged heart of the Allegheny Mountains, anomalous little Lewisburg is a town of fewer than 4,000 souls, where artists, retirees and shopkeepers live in Colonial and Federal buildings on neat, shady streets. Summer visitors browse herbal remedies and local crafts in boutiques. And instead of closing down at dusk, the town stays lively with fine restaurants and performance venues. I found all this out at the visitor center, where I also picked up a walking-tour map of about 70 historic sites and buildings dating as far back as 1770.

I drove in on Jefferson Street, the north-south corridor, which locals think has heavy traffic, but the fact is you can jaywalk with ease just about anywhere, not that such law-breaking is recommended, of course. I parked on Church Street and walked past the African American cemetery. Here lies Dick Pointer, defender of nearby Fort Donnally during a Shawnee attack in 1778. Granted freedom in 1801, he petitioned for a pension but was denied. I learned more about his story a block away at the North House Museum, an 1820 building that serves as headquarters for Greenbrier County's historical society. Linda Babcock showed me the hulking 50-pound gun with which Pointer saved the town. Since he received no pension, grateful townsfolk pitched in to buy him a house; he later drank himself to death.

North House was built as a home by a wealthy lawyer and later converted into a hotel. In another room, Babcock pointed out the balcony from which guests watched the Battle of Lewisburg on May 23, 1862. The short but bloody skirmish resulted in a Union victory over an untested Confederate force. In a clearing on a hill just to the south, a cross-shaped mass grave holds the remains of 95 unidentified Confederate soldiers. When asked if the county sided with the South during the war, Babcock hesitated, then admitted that it's a complicated question.

Remember that West Virginia separated from Virginia in 1863, and the Southern cause had never been particularly popular in the mountains. But for most of the war, Lewisburg was a Confederate outpost, the seat of a county that attracted slave-owning planters to its mineral springs. Babcock told me that not one vote was cast for Abraham Lincoln in the county; on the other hand, lots of freed slaves lived here. Elsewhere around town you find portraits of Lee and other Confederate heroes, as well as black history memorials, and you get the feeling that modern Lewisburg shrewdly straddles the historical battle line.

The Old Stone Presbyterian Church, dating from 1796, served as a hospital during the Civil War. Today you can go in and enjoy its unadorned, white-walled sanctuary, should you need even more peace than that afforded by strolling the sidewalks. The adjacent churchyard occupies prime real estate, the dead getting the best location in town. I tried to complete the walking tour, but there were too many houses, and all the friendly benches around town made diligence seem pointless.

I headed up Washington Street, the main thoroughfare, past late-19th-century commercial buildings with decorative cornices. Just beyond the restaurants and galleries of downtown, the white-columned but unprepossessing General Lewis Inn welcomes visitors with an ample front porch. It was a little early for lunch, so I sat in a rocking chair until I began to feel like a patient at a fancy sanatorium.

When lunchtime arrived I went over to a place that a guidebook described as a pre-Depression-era meat market and lunch place, where farmers and businessmen sit together at folding tables. It was gone, replaced a few years back by the Stardust Cafe, which was serving panini and pasta -- a fine-looking place, but not what I had a taste for.

There had to be some country cooking somewhere in town, though when I entered the Stonehouse General Store I had given up the search. The store purveyed wines and local pickles, honey and jelly. In the back, a half-door gave onto a kitchen; you could order whatever takeout lunch they were serving that day. Something about the place and the women who worked there -- the hairstyles and country voices -- gave me the feeling that this was the real thing. The cook told me that, in fact, she had modeled her "lunches to go" after the old Clingman's Market I had been in search of. I thanked the ladies at Stonehouse and went out with my carryout container.

The spreading lawn outside the old Carnegie Hall had a number of picnic tables, shaded by big maples. In 1902 industrialist Andrew Carnegie put up the money for the stately Greek Revival performance hall; it has hosted the likes of Isaac Stern and Wynton Marsalis. I sat at one of the tables with a lunch of fried chicken, mashed potatoes, green beans, macaroni with sweetened tomatoes (a local recipe) and a buttermilk biscuit -- definitely the real deal.

"If you stay here for a while," Babcock had told me, "you'll see what a unique, vibrant place this is." A local in a bookshop confided that she loves the town and "we don't want too many people to find out about it." Yet another said that the best thing about Lewisburg is that "you know everybody. And that's good and bad." The only thing another townswoman misses is a shopping mall (the nearest one is an hour away). But as an outsider, I have to think that Lewisburg is better off just the way it is.

If you are thinking of moving here, call me and I'll be happy to show you Lewisburg.......our hidden treasure.

Rebecca Gaujot, REALTOR® | 304-520-2133
Coldwell Banker | Stuart & Watts Real Estate
Thinking of buying or selling a house, call me...Your WV Real Estate Connection for Lewisburg, WV/Greenbrier County

LewisburgWV and GreenbrierCounty RealEstate
Your Connection to West Virginia Mountain Splendor Blog

HospiceCare's Lewisburg Office moved to a new location (223 Maplewood Avenue), and had their Grand Opening and Business After Hours on Thursday, June 25, 2009.

The new location is on Route 219 South in Fairlea, WV, across from the Greenbrier Valley Medical Center. Pictured from the left are Dr. Jay Baker and Dr. Thomas Mann, Medical Directors; Carol Hartley, Board President; and, Larry Robertson, Executive Director.

Attendees had a chance to preview the new headquarters and enjoy a picnic outside on the lawn. The event was catered by R.J.'s Total Package, Beckley, WV.

Music was provided by violinist Dr Rachel Johnson, D.O., who is in Family Practice at the Robert C. Byrd Clinic in Lewisburg, WV. She resides in Alderson, WV. She refers to her violin as her "fiddle" and she entertained guests with some "old tunes" and Irish tunes. After playing solo for awhile, she played with the gospel group "Forgiven" (Tina Hedrick, Lorena Judy, and Nila Lytle). Tina & Lorena are from the Williamsburg, WV area and Nila is from Charmco, WV. Everyone enjoyed the food, music and socializing at this fun event.

Hospice Care's New Main Office Building is located in Charleston, West Virginia HospiceCare is celebrating its 30^th anniversary, having grown from a small volunteer organization that took care of seven patients with a budget of $500 in 1979, to a major health care provider that in 2008 provided end-of-life care to more than 2,000 West Virginians at a cost of $17 million. Included in that cost is a payroll of roughly $8 million covering the wages of 240 employees who work out of five different locations throughout central West Virginia.

HospiceCare programs included care for the terminally ill that are provided in the patients' homes, assisted living and nursing home facilities, inpatient units in hospitals and at the Hubbard Hospice House. HospiceCare also offers Kids Path - a program for children who are afflicted with a life threatening illness but have not been diagnosed as terminal-palliative care consulting, and adult daycare for individuals suffering from Alzeheimer's disease and dementia.

HospiceCare is licensed to provide services in sixteen counties in West Virginia, and there are over 300 active volunteers on the roster today.

Tanyia Montie, RN/MSN/CHPN is the local supervisor. Penny Cole, Public Relations Coordinator volunteers as guest speaker for civic or church group, organizations, or clubs interested in learning about HospiceCare's services and programs.

HospiceCare can be reached at:

• web site - www.hospicecarewv.org
• phone - (304) 645-2700 or (800) 237-0842

HospiceCare hopes that this new facility will offer greater visibility for their local programs and services.

Rebecca Gaujot, REALTOR® | 304-520-2133
Coldwell Banker | Stuart & Watts Real Estate
Thinking of buying or selling a house, call me...Your WV Real Estate Connection for Lewisburg, WV/Greenbrier County

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