That's correct first time hombuyers in Albany may now be eligible for a $7,500 tax credit on their home purchase. To be eligible for this rebate you must be a first time homeowner and you must close on your home prior to July 1, 2009. You must also meet certain income requirements to be eligible. Please call or email me to discuss this program and determine if you are eligible for this credit.
If you have any questions please do not hesitate to contact me. Thank You!
Sincerely,
Kevin Clancy
518-861-7016
kevin@clancyrealestate.com
http://www.clancyrealestate.com
Be sure to check out this month's Newsletter, click here
To Search Thousands of MLS listed homes, click here
To see Kevin's Bio, click here
To see Hot Listings, click here
For Buyer's Articles, click here
For Seller's Articles, click here
It seems like the last couple of weeks with the turmoil in the financial and stock markets the number of calls I have received for foreclosures has increased dramatically. While the number of foreclosures in the Albany market has increased we are not drowning in a sea of foreclosures like some areas of the country. (Vegas, Florida, etc) If you are interested in purchasing a foreclosed home I have set up a website at Albany NY Foreclosures Register and I will be happy to send you a list of bank owned homes for sale. Call me anytime to discuss the the risks and rewards associated with purchasing foreclosed homes.
Despite the media hype now remains a great time to buy a home. There is still a relatively high inventory and good selection of homes for sale entering the fall market. If you have good credit today's rates just dropped below 6% for a 30 year fixed rate. If you want to check daily mortgage rates be sure to try Albany Mortgage Rates the site is updated daily with the most recent rates. For a limited time if you apply for a mortgage with Vista Home Funding and mention you heard about them from Albany NY Real Estate they will waive the mortgage application fee!
I have said it before and I will say it again the Albany housing market is incredibly strong from what I have seen. The homes that are sitting are over priced or under marketed. In the past week I sold 3 of my listings each with multiple offers on them. Two sold over list price. Is this 2006 again? In addition, both of the last two contracts that I worked as a buyer's agent on had multiple offers. (both of mine were accepted). From my standpoint there are many, many, qualified ready willling and able buyers out there. That said the bulk of activity appears to be in the sub $250,000 range. Homes higher up the food ($400,000-$700,000) chain are still staying on the market slightly longer as buyers digest the higher tax bill sticker shock associated with most of them. Bottom line, if your home is in a primary market (Guilderland, Colonie, Bethlehem, Niskayuna, Etc) and in a sub $250,000 price range priced correctly you are still looking at sub 30 day marketing times. Don't believe me? Call me I guarantee it!
If you have any questions please do not hesitate to contact me. Thank You!
Sincerely,
Kevin Clancy
518-861-7016
kevin@clancyrealestate.com
http://www.clancyrealestate.com
Be sure to check out this month's Newsletter, click here
To Search Thousands of MLS listed homes, click here
To see Kevin's Bio, click here
To see Hot Listings, click here
For Buyer's Articles, click here
For Seller's Articles, click here
The towns of Niskayuna and East Greenbush have each just completed revals of their properties. It seems there are many disgruntled homeowner's in both towns upset with their new property valuations. It is important to keep in mind, just because your assessed value went up your taxes won't necessarily go up. You won't know until the final tax rate is released. If you are not happy you generally have until 5/27 to dispute your assessment. You can do this either on the overall value or on the basis that you are inequitably assessed in relation to other similar homes. Based on what we have seen it appears both towns have some serious errors in the valuation process. Hopefully they will be corrected during the review process with each homeowner. Homeowners you still have time but you need to get moving!
If you have any questions please do not hesitate to contact me. Thank You!
Sincerely,
Kevin Clancy
518-861-7016
kevin@clancyrealestate.com
http://www.clancyrealestate.com
Be sure to check out this month's Newsletter, click here
To Search Thousands of MLS listed homes, click here
To see Kevin's Bio, click here
To see Hot Listings, click here
For Buyer's Articles, click here
For Seller's Articles, click here
Albany NY realtor, Albany NY Real Estate, Albany NY homes, Albany NY Real Estate Agent Full Service Albany NY real estate brokerage and Albany real estate appraisal Http://www.clancyrealestate.com
Kevin Clancy has been providing real estate brokerage and appraisal services to the Capital District for over 15 years. He is a New York State licensed real estate broker, Insurance broker, and general certified appraiser. Kevin is a HUD approved broker and started his career specializing in the sale of HUD homes. Kevin's appraisal experience ranges from vacant land and single family homes to multi-tenant office buildings and retail centers. A graduate of Siena College with a degree in marketing, Kevin obtained an MBA from the University at Albany in the Spring of 2005. A portion of this degree requirement included an in-depth research paper on residential real estate in the Capital Region. During his career Kevin spent several years evaluating residential and commercial real estate throughout the northeast. This includes more then an estimated 10,000 residential homes in the Capital District. This is more homes than a typical Realtor will evaluate in an entire career! For a thorough evaluation of your home prior to listing, Kevin's experience speaks for itself. Kevin's past experience makes him the perfect choice to meet any of your Capital Region or Albany Area real estate sales or appraisal needs. Services include full service and discount brokerage, appraisals, property management, and general consultation services. Need a home? Search thousands of homes at Albany NY Home search or our main site at Albany NY Real Estate for appraisals visit us at Albany NY Real Estate Appraisals If you Need an Albany NY Realtor for buying a home in Albany NY or Selling a Home in Albany NY give us a call!
"Kevin Clancy is by far one of the best if not the best real estate agent
in the Capital District. He is knowledgable about the field, his website
is exceptional and he makes himself accessible to his clients.
But most importantly, Kevin has a high standard of integrity ... simply
put his integrity is not for sale. Good or bad, he will tell you what you
need to know to make an informed decision. In a competitive market such as
this one, finding an agent that gives it to you straight is hard to find.
We highly recommend his company and we always welcome the opportunity to
tell others to use his services. Thank you again Kevin for your patience,
tenancity and professionalism. It was a breath of fresh air to work with
you."
Thomas and Ingrid Williams
Troy, New York
"While looking for our first home, my wife and I worked with a few different realtors during our search. Kevin was, without a doubt, the best realtor "Kevin is a true professional who simply gets the job done! He's a valuable asset to anyone's team." October 27, 2007 Top qualities: Great Results, Personable, High Integrity Bob Eberle, NYREIA -------------------------------------------------------------------------------- Top qualities: Great Results, Personable, High Integrity Charis Ng -------------------------------------------------------------------------------- Top qualities: Personable, Expert, High Integrity Paul Gallagher
that we encountered and the reason we chose to utilize him exclusively!
Kevin is a tireless worker, an active listener and just a true professional.
Kevin knows the real estate market and all the financial complexities that
come with buying a home (which made him a tremendous resource for us as
first-time/inexperienced buyers).
If we are in need of his professional expertise, we will certainly use Kevin
again and we highly recommend him without reservation."
Tom and Denise D, Clifton Park, NY
--------------------------------------------------------------------------------
hired Kevin as a Real Estate Agent in 2006, and hired Kevin more than once
"I highly recommend Kevin. I listed a house with him and he brought me 3 offers within the first 2 weeks. He keeps me updated frequently and is a full-service expert in his field. He also recommended an excellent lawyer for the closing. I am very pleased and satisfied with Kevin and will derfinitely use him again for any future real estate transactions. Kevein Clancy is the owner of Clancy Real Estate. Alway deal with the owner! Thanks again, Kevin for helping me sell that property so quickly." October 23, 2007
hired Kevin as a Real Estate Agent in 2007
"Kevin has always offered me great advice. He knows value and where to find it. Kevin is an agent who understands how to work with investors... which I rarely find." September 30, 2007
hired Kevin as a Real Estate Agent in 2006
"Kevin made the process easy, and his knowledge and experience greatly helped us through the sale, from listing to contract to closing. In fact, his negotiations specifically resulted in a sale price higher than the listing price. We recommend Kevin to anyone looking to sell a home in the Capital District."
Jim M.- Director of a Commercial Real Estate funding company
"... Kevin has a great understanding of the market and more importantly how to position his clients. Great service, a professional approach and an intimate understanding of the local RE market. I highly recommend his firm."
Dear Kevin, As a first time home buyer, I really appreciated your patience and diligence. Through every step of the process I felt like you were there holding my hand. You followed up with members of my purchasing team (attorney, broker, etc.) and even called to check on me while I waited for my financing to get settled and the closing date to arrive. You exhibited professionalism and did a great job representing my interests whenever a challenge developed, such that I worried very little, knowing that you were on my team. This was the first of many real estate purchases for me and I look forward to working with you in the future. Sincerely, Michele B., Albany, NY
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