BEAUTIFUL OPEN CONCEPT 2 STOREY HOME ON A 30'X 150' FENCED LOT. FEATURES EAT-IN KITCHEN, SEPARATE DINING R00M,LARGE LIVING ROOM WITH SLIDING DOOR PATIO DOOR TO 2-TIER WOOD DECK, FRESHLY PAINTED, NEWER CARPETING(2005) IN RECROOM,LIVING ROOM,STAIRS & FOYER. FINISHED LOWER LEVEL RECROOM WITH GAS FIREPLACE & MORE.

ROOMS

Second level
4pc Bathroom : n/a
Master bedroom : 17 ft x 11 ft
Bedroom : 12 ft ,4 in x 9 ft ,2 in
Bedroom : 10 ft ,10 in x 9 ft ,6 in

Main level
2pc Bathroom : n/a
Foyer : n/a
Eat in kitchen : 15 ft x 8 ft
Dining room : 11 ft ,7 in x 11 ft ,6 in
Living room : 18 ft ,9 in x 11 ft

Basement
Family room/Fireplace : n/a
Utility room : n/a


Although the Information displayed is believed to be accurate, no warranties or representations are made of any kind. Room Sizes Approximate

THIS HOME IS A COUNTRY HAVEN JUST MINUTES FROM ANCASTER, NESTLED ON OVER AN ACRE OF LAND. THE HOME FEATURES A LARGE WRAP AROUND FRONT PORCH, A GOURMET KITCHEN WITH SOLID OAK CABINETS AND HARDWOOD FLOORS WITH PATIO DOORS TO A BI-LEVEL DECK. RELAX WITH THE BIG SCREEN TV IN THE SUNKEN FAMILY ROOM WITH ITS WOOD BURNING FIREPLACE AND VAULTED BEAMED CEILING. THE MAIN FLOOR ALSO BOASTS A GAMES ROOM AND BEAUTIFUL SEPARATE DINING ROOM WITH ACCESS TO THE PORCH. THERE IS A POSSIBLE IN-LAW SUITE WITH SEPARATE ENTRANCE AND TWO FULL BEDROOMS. THIS HOME HAS A DETACHED GARAGE (24' X 22') AND STORAGE AREA AND A LOVELY KIDNEY SHAPED HEATED INGROUND POOL. RECENT UPGRADES INCLUDE: FURNACE('06), ROOF ('06), A/C('06),NEW CARPET IN THE LIVING ROOM AND DINING ROOM ('07),POOL HEAT PUMP ('04),POOL LINER ('07), POOL SHED ('04), UPDATED MAIN BATH ('06) WITH WHIRLPOOL TUB AND MORE. A PLEASURE TO VIEW, CALL CHARLIE CANNIZZARO @ 905-574-4600 OR VISIT CHARLIECAN.CA

SPACIOUS 5 LEVEL BACK SPLIT HOME LOCATED IN THE DEWITT AND HWY#8 STONEY CREEK AREA AND IS WITHIN WALKING DISTANCE TO SCHOOLS, PARKS AND THE BRUCE TRAIL. HOME FEATURES 4 BEDROOMS, 2 BATHROOMS, HARDWOOD FLOORING IN THE LIVING AND DINING ROOM ROOM AND MASTER BEDROOM. UPDATED MAIN BATH (2006). THE LARGE EAT-IN KITCHEN HAS CERAMIC FLOORING AND OVERLOOKS A SPACIOUS STEP DOWN FAMILY ROOM COMPLETE WITH WOOD BURNING FIREPLACE AND CALIFORNIA SHUTTERS. THE BASEMENT INCLUDES AN EXTRA LARGE RECROOM (23' X 15') WITH PARQUET FLOORING, GAS FIREPLACE AND LARGE CLOSETS. THERE IS ALSO A LARGE FINISHED LAUNDRY ROOM, WORKSHOP AND PLENTY OF STORAGE SPACE. OTHER FEATURES INCLUDE CENTRAL VACUUM, CENTRAL AIR CONDITIONING, 200 AMP SERICE, SIX APPLIANCES, FRESHLY PAINTED AND MORE. THIS HOME IS SITUATED ON A LARGE PIE SHAPED LOT (28.22' X 144.98' IRREGULAR) IN A COURT LOCATION. THE LARGE FRONT PORCH HAS BEAUTIFUL VIEW OF THE NIAGARA ESCARPMENT. IT ALSO INCLUDES A LARGE WESTER CEDAR DECK BUILT BY HICKORY DICKORY DECKS AND SEVERAL MATURE TREES.

Please visit CharlieCannizzaro.com

Rooms


Fith Level
Master bedroom : 14 ft x 12 ft
Bedroom : 10 ft x 9 ft ,6 in
Bedroom : 13 ft x 10 ft
5pc Bathroom : n/a

Fourth Level
Foyer : n/a
Eat in kitchen : 16 ft x 11 ft
Dining room : 12 ft x 12 ft
Living room : 14 ft ,4 in x 12 ft

Third Level
Bedroom : 12 ft x 11 ft ,8 in
3pc Bathroom : n/a
Family room/Fireplace :L


2nd Level
Recreational, Games room : 23 ft x 15 ft ,2 in
Laundry room : 15 ft ,8 in x 10 ft

Basement
Utility room : n/a
Recreational, Games room : n/a
Other : n/a

SPACIOUS 5 LEVEL BACK SPLIT HOME LOCATED IN THE DEWITT AND HWY#8 STONEY CREEK AREA AND IS WITHIN WALKING DISTANCE TO SCHOOLS, PARKS AND THE BRUCE TRAIL. HOME FEATURES 4 BEDROOMS, 2 BATHROOMS, HARDWOOD FLOORING IN THE LIVING AND DINING ROOM ROOM AND MASTER BEDROOM. UPDATED MAIN BATH (2006). THE LARGE EAT-IN KITCHEN HAS CERAMIC FLOORING AND OVERLOOKS A SPACIOUS STEP DOWN FAMILY ROOM COMPLETE WITH WOOD BURNING FIREPLACE AND CALIFORNIA SHUTTERS. THE BASEMENT INCLUDES AN EXTRA LARGE RECROOM (23' X 15') WITH PARQUET FLOORING, GAS FIREPLACE AND LARGE CLOSETS. THERE IS ALSO A LARGE FINISHED LAUNDRY ROOM, WORKSHOP AND PLENTY OF STORAGE SPACE. OTHER FEATURES INCLUDE CENTRAL VACUUM, CENTRAL AIR CONDITIONING, 200 AMP SERICE, SIX APPLIANCES, FRESHLY PAINTED AND MORE. THIS HOME IS SITUATED ON A LARGE PIE SHAPED LOT (28.22' X 144.98' IRREGULAR) IN A COURT LOCATION. THE LARGE FRONT PORCH HAS BEAUTIFUL VIEW OF THE NIAGARA ESCARPMENT. IT ALSO INCLUDES A LARGE WESTER CEDAR DECK BUILT BY HICKORY DICKORY DECKS AND SEVERAL MATURE TREES.

Please visit CharlieCannizzaro.com

Rooms


Fith Level
Master bedroom : 14 ft x 12 ft
Bedroom : 10 ft x 9 ft ,6 in
Bedroom : 13 ft x 10 ft
5pc Bathroom : n/a

Fourth Level
Foyer : n/a
Eat in kitchen : 16 ft x 11 ft
Dining room : 12 ft x 12 ft
Living room : 14 ft ,4 in x 12 ft

Third Level
Bedroom : 12 ft x 11 ft ,8 in
3pc Bathroom : n/a
Family room/Fireplace :L


2nd Level
Recreational, Games room : 23 ft x 15 ft ,2 in
Laundry room : 15 ft ,8 in x 10 ft

Basement
Utility room : n/a
Recreational, Games room : n/a
Other : n/a

Source;REALTORS® Association of Hamilton-Burlington

Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details. Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. Their home purchase turns into an expensive process. These errors generally fall into three areas:

• Paying too much
• Losing a dream home to another buyer
• Buying the wrong home

When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase:

Bidding without sufficient information
What price do you offer a seller? Is the seller’s asking price too high? Is it a deal? Without research on the market and comparable homes, you could lose thousands of dollars. Before you make that offer, be sure you have researched the market. A professional realtor, can offer an unbiased opinion on the value of a home, based on market conditions, condition of the home and neighborhood. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity.

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How long you plan to live in the home.
If you purchase a home and get a job transfer or decide to move after only a short time, you may end up paying money in order to sell it. The value of your home may not have appreciated enough to cover the costs that you paid to buy the home and the costs that it would take you to sell your home.

The length of time that it will take to cover those costs depends on various economic factors in the area of the home. Most parts of the country have an average of 5% appreciation per year. In this case, you should plan to stay in your home at least 3-4 years to cover buying and selling costs. If the area you buy your home in experiences an economic up turn, the length of the time to cover these costs could be shortened, and the opposite is also true.

How long the home will meet your needs.
What features do you require in a home to satisfy your lifestyle now? Five years from now? Depending on how long you plan to stay in your home, you'll need to ensure that the home has the amenities that you'll need. For example, a two-bedroom dwelling may be perfect for a young couple with no children. However, if they start a family, they could quickly outgrow the space. Therefore, they should consider a home with room to grow. Could the basement be turned into a den and extra bedrooms? Could the attic be turned into a master suite? Having an idea of what you'll need will help you find a home that will satisfy you for years to come.

Your financial health - your credit and home affordability.
Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, solid lenders are more skeptical if your credit history is not good. Generally, a couple of blemishes on a credit report will make you a good credit risk and could qualify you for the lowest interest rates. If you have more than a couple of blemishes on your report, lenders like Quicken Loans may still provide you with a loan, but you may just have to pay a higher interest rate and fees.

Some say that you should refrain from borrowing as much as you qualify for because it is wiser not to stretch your financial boundaries. The other school of thought says you should stretch to buy as much home as you can afford, because with regular pay raises and increased earning potential, the big payment today will seem like less of a payment tomorrow. This is a decision only you can make. Are you in a position where you expect to make more money soon? Would you rather be conservative and fairly certain that you can make your payment without stretching financially? Make sure that whatever you do, it's within your comfort zone.

To determine how much home you can afford, talk to a lender or go online and use a "home affordability" calculator. Good calculators will give you a range of what you may qualify for. Then call a lender. While some may say that the "28/36" rule applies, in today's home mortgage market, lenders are making loans customized to a particular person's situation. The "28/36" rule means that your monthly housing costs can't exceed 28 percent of your income and your total debt load can't exceed 36 percent of your total monthly income. Depending on your assets, credit history, job potential and other factors, lenders can push the ratios up to 40-60% or higher. While we're not advocating you purchase a home utilizing the higher ratios, its important for you to know your options.

Where the money for the transaction will come from.
Typically homebuyers will need some money for a down payment and closing costs. However, with today's broad range of loan options, having a lot of money saved for a down payment is not always necessary - if you can prove that you are a good financial risk to a lender. If your credit isn't stellar but you have managed to save 10-20% for a down payment, you will still appear to be a very good financial risk to a lender.

The ongoing costs of home ownership.
Maintenance, improvements, taxes and insurance are all costs that are added to a monthly house payment. If you buy a condominium, townhouse or in certain communities, a monthly homeowner's association fee might be required. If these additional costs are a concern, you can make choices to lower or avoid these fees. Be sure to make your realtor and your lender aware of your desire to limit these costs.

If you are still unsure if you should buy a home after making these considerations, you may want to consult with an accountant or financial planner to help you assess how a home purchase fits into your overall financial goals.

Read More........