Christine Serafini Miranda Real Estate Group

Surviving and thriving in the real estate market these days means following a whole new set of rules.

Here are five imperatives for those who want to master the home-buying game. Explaining these items to your customers to help you win friends and sales.

1. Gaming the market doesn't work. There's a chance that the home you buy today will be worth less next year. So instead of trying to time the market, drive a hard bargain for a home you really love.

2. Real winners get the lowest mortgage rate. Financing is getting more expensive. Celia Chen of Moody's Economy.com predicts rates will hit 7 percent in mid 2009.

3. Jumbos are a big bargain. A new law temporarily allows Freddie Mac and Fannie Mae to buy mortgages as big as $729,750, which is keeping the jumbo rates down. The deal disappears at year-end.

4. Good schools count. Neighborhoods with highly rated schools are holding their value better than most, according to a recent study by real estate site Trulia.com.

5. Honesty is the best policy. Be upfront about your commission and consider letting the buyer keep any incentives offered by the sellers.

Source: Money Magazine, Amanda Gengler (05/27/08)

I always look forward to providing any useful information to my home buyers. If you are looking to buy a home or would like more information on how to make the home buying process a successful one - please contact;

Christine Serafini

Miranda Real Estate Group, Inc

(518)514-8830

http://518homebuyer.com

Mariaville Lake Front 8548 Mariaville Rd, $324,900. Spacious 8 Year Young 3BR, 2.5BA Custom Home...Offering a $5,000 Buyer Bonus! Call Colleen Traficante 669-0125.

Move-In Ready! 910 Thompson St, $134,900. Completely Redone 3BR, 1BA home w/Fabulous Kitchen & Great Bellevue Location. Call Colleen Traficante 669-0125.

Open Sunday 1-3 Rotterdam (MLS#28111047)- 30 Miles Standish, $189,900.*1^st Time Open* Adorable 4BR Cape in Mohonasen Schools. Call Vinny Savini 424-7226. Helderberg to Miles Standish

Open Sunday 1-3 Pattersonville (MLS#28109006) 274 State Highway 5S, $149,900. Great 3BR, 2BA Ranch on Peaceful 1 Acre lot. Call Vinny Savini 424-7226. 5S through Pattersonville

Open Sunday 1-3 Rotterdam (MLS#28110472)- 1240 Lilac St, $214,900. *1^st Time Open* Immaculate 3BR, 1.5BA Split Level Home in Mohonasen Schools. Call Toni Lupi-Pallotolo 377-8855. Guilderland to Vinewood to Rosewood to Lilac

Open Sunday 1-3 Rotterdam (MLS#28109331) 1021 Serafini Dr, $389,900. Beautifully Maintained 4BR, 2BA Split Level in Mohonasen Schools. Call Darlene Zeh 527-4026. Curry Rd to L on Fayette Dr to Owen Rd to Serafini

Open Sunday 1-3 Schenectady (MLS#28111049) 409 Plymouth Av, $124,900. *1^st Time Open* Terrific Starter Home in Convenient Location! Call Colleen Traficante 669-0125. Eastern Av to Plymouth or N Brandywine to Stanford to Plymouth

Open Sunday 1-3 Schenectady (MLS#28105731)-2123 Hugh St, $74,900. Why Rent When You Can Own...Call Colleen Traficante 669-0125. Helderberg to Hugh or Guilderland to Hegeman to Hugh

Open Sunday 1-3 Hoosick Falls (MLS#28110402) 157 Church St, $129,900. *1^st Time Open* 3BR, 1.5BA Victorian in Picturesque Village Setting. Call Vinny Savini 424-7226. Rt 22N to right at Stewart's

Open Sunday 1-3 Nassau (MLS#28109752) 38 Columbia Av, $187,500. 5BR Home on Large lot in East Greenbush Schools. Call Denise Velardi 207-6053. Rt 20E to Nassau, L at light onto Elm, keep L on Rt 7 to R at Rosecrans to L at Columbia

For information on any of these of for general real estate information please contact Christine Serafini - Miranda Real Estate Group.

(518) 514-8830

http://www.buyorsellahomennow.com

If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.

When you analyse those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller's asking price, some common denominators emerge. Negotiating skills are important, but there are three additional key factors that must come into play long before you ever submit an offer.

This topic has been the subject of extensive analysis by industry experts, and a summary of their findings, and a specific step-by-step purchase plan for homebuyers, can be found in a new special report called "Homebuyers: How to Save Thousands of Dollars When You Buy".

This FREE report outlines the psychology of how a seller sets their asking price, and gives you 3 simple steps to follow, before you even set foot in a seller's home, which will ensure you are able to successfully slash thousands of dollars off the price of the home you want.

Order this report NOW to find out how you can save thousands of dollars when you buy a home.

Homes I sold that did not sell with other agents!

I HAVE SUCCEEDED WHERE OTHERS HAVE FAILED!

203 Lancashire Pl........SOLD in 8 Days

1165 Parkwood Blvd.....SOLD in 7 Days!

1525 Union Street........SOLD in 11 Days!

1051 St. Anna Drive.....SOLD in 3 Days!

Other Homes Sold By Christine Serafini

1851 Central Parkway....SOLD in 21 Days!

2955 Consaul Road......SOLD in 36 Days!

869 Harris Drive...............SOLD in 14 Days!

1112 Phoenix Avenue...SOLD in 6 Days!

1275 Tracy Avenue.......SOLD in 21 Days!

If you still have an interest in selling your property, but you have not re-listed the property with another broker, then YOU AND I SHOULD BE TALKING!

Why? Because your property is salable and I can get the job done!

If you or someone you know has an interest in Selling their home, Call CHRISTINE SERAFINI, (518) 514-8830

or visit http://www.SerafiniTeam.com

Schenectady real estate prices

Schenectady County prices are holding firm and the inventory continues to remain. Buyers have a great selection to choose from as well as Sellers can make their home stand out above the rest with Pricing and a strong marketing plan. For all your real estate needs please contact Christine Serafini @ (518) 514-8830 or visit http://www.serafiniteam.com