Elaine Stewart, Palm Springs Real Estate

We have loan programs for canadian buyers in the Palm Springs area. Our local loan rep has given us these parameters for Single Family Residences and Condos in the Palm Springs Real Estate and surrounding areas.

Second Homes Only Purchase only SFR, Condos or PUDs ok 65% max loan to value/ 35% down required. no US SS# or credit required.

6 months reserves housing payment required in a US Bank account prior to final approval.

All Source of funds for down, closing costs and 6 months reserves must verified from the borrowers own funds. Letter from CPA stating income for 2006, 2007 and YTD Gross.

They will ask how long you have been in same job, what you do etc.

The rates are in the low to mid 6's right now.

If you would like to see Real Estate in the Palm Springs, La Quinta or surrounding areas, please call us at the numbers below. Were commited to helping you find the home of your dreams.

We are also happy to pass along our local lender if you will be needing a home loan.

With over 20 years of experiance in Real Estate market, Elaine truly enjoys helping people in the process of buying or selling a home.

Elaine Stewart - Remax Real Estate
(760) 668-2399 Mobile
(760) 391-4415 Office
Desertrealestate1@yahoo.com

www.investdesert.com

Indian Wells, California is located just minutes from Palm Springs, playground of the stars. This majestic Southern California real estate started as a small oasis in the desert and become one of the most luxurious communities in California. Indian Wells began as a tribal well, soon became a wagon stop as the west was explored, and soon became a playground for the wealthy including presidents, movie stars, and sports legends. Indian Wells was the winter residence of Dwight D. Eisenhower. During the 50's, tennis tournaments were turned into annual events. The hosted the first Bob Hope Desert Classic in 1960. Today, people come from all over the world to visit the luxurious resorts, golf at the Indian Wells Golf Resort, and play tennis at the Indian Wells Tennis Garden.

Near enough to Palm Springs to be included in the Palm Springs real estate market, this exclusive community is made up of 86% single-family homes. Indian Wells has about 5,000 permanent residents and in the winter months, the community swells with another 5,000 winter guests (snowbirds). Known as snowbirds, these guests spend from three to six months in the warm California sunshine, leaving behind their wintry permanent homes. Indian Wells is the home of several prestigious country clubs, such as the Desert Horizons Country Club, The Vintage Club, the El Dorado Country Club, and the Indian Wells Country Club. A resort town, Indian Wells offers yearly events that attract visitors year round, including The Desert Town Hall of Indian Wells lecture, the Pacific Life Open, and the Bob Hope Chrysler Classic.

The prime California real estate in Indian Wells begins at a price of around $550,000 and up. This exclusive resort community offers fun in the sun the whole year round, and is near enough to Palm Springs for residents to enjoy the excitement of the Palm Springs night life. Indian Wells offers tantalizing dining, first-rate shopping, and relaxing spa facilities to residents and guests.

If you have been dreaming of living in a tranquil and luxurious setting that offers plenty of activities and the natural beauty of a California desert valley, Indian Wells is the place to be. No longer just a wagon stop on a dusty trail, this exclusive community offers you the chance to play and grow underneath the warm California sun, and the opportunity to experience the life of the stars.

If you would like to see property in Indian Wells, please call us at the numbers below. Were commited to helping you find the home of your dreams.

With over 20 years of experiance in Real Estate market, Elaine truly enjoys helping people in the process of buying or selling a home.

Elaine Stewart - Remax Real Estate
(760) 668-2399 Mobile
(760) 391-4415 Office
Desertrealestate1@yahoo.com

For more than 50 years, The Eldorado Polo Club in Indio, CA has been joining together the appeal of the 1,000 year old game of polo with the glamour of Los Angeles and Palm Springs, and mixing in a lot of cowboy for good fun. The result is a unique mixture of old and new, tradition and innovation, champagne and long-neck Coronas, that has come to be known as polo, desert style. Polo was first played in California in 1877, not long after the sport was brought to the U.S. from England by Mr. James Gordon Bennett.

By the turn of the century, polo was being played in the San Diego area, on Coronado Island. Los Angeles quickly became an electrifying center for the sport, boasting several top ranked polo clubs and a long list of celebrity players such as movie star, Will Rogers. When Palm Springs was discovered in the 1930's, La Quinta became a hideaway for the Hollywood set and Polo soon followed. The dry winter weather and the beautiful flat terrain were irresistible and before long, polo was being played on the Desert Air airstrip outside of Palm Springs.

Eldorado Polo Club in Indio, CA is where it all happens these days, Eldorado's location is among the most stunning in the world. nestled against the Santa Rosa mountains at the east end of the Coachella Valley, the club is a tropical paradise and quite a sight to see. Gorgeous homes are nearby at the La Quinta Polo Estates 

First known as the Old MacDonald Ranch, the city of Palm Desert is now one of the driving forces in the Palm Springs real estate market. Located in the Coachella Valley, Palm Desert had grown to become one of the major shopping destinations in the Palm Springs area. Palm Desert's El Paseo Drive is considered the desert's equivalent of Beverly Hill's Rodeo Drive. A teeming business center, Palm Desert's growing community has reached a population of around 40,000 year round residents, although the winter months see another 30,000 winter residents as Snowbirds leave their wintry homes to enjoy the warmth of the California sunshine.

Home to the Cahuilla Indians, the first residential community was established in 1943. Desert Palm was also a training ground for the army before World War II. This exciting history has now become one of the most popular areas in the Palm Springs desert valley.

Palm Desert boasts a wonderful educational system as a part of the Desert Sands Unified School District. Palm Desert has one high school, one middle school, and four elementary schools. Beyond the classroom, educational opportunities include the Living Desert Zoo and Gardens. This combination botanical garden and zoo features an extensive collection of desert animals and plants. Palm Desert is also the home of a community college, College of the Desert, as well as extension campuses for California State University and the University of California.

The California real estate market of Palm Desert has plenty of variety, single family homes beginning in the $130,000 range all the way up to 10 Million for Custom Homes in Bighorn. This teeming Southern California real estate market has something for everyone - and something to fit in any budget. The educational opportunities make Palm Desert and excellent place to raise a family. The job market in Palm Desert centers on the resort and retail market, with teaching opportunities as well.

Whether you are looking for a place to raise a family that provides the means for a quality education for your children, or are looking for a resort environment with the best in shopping, Palm Desert is just the place. Are you ready to find an oasis in the magnificent California desert? Check out the real estate available in this growing community and make the move. Become a part of the excitement today!

Elaine Stewart, M.A.- Remax Real Estate Consultants
78965 Highway 111, La Quinta CA 92253
Mobile:(760) 668-2399 - Phone:(760) 391-4415
Email: desertrealestate1@yahoo.com

POPULATION:

Permanent: 49,012; Seasonal Increase 31,000+ (estimated)

Average Age: 48

CLIMATE PROFILE:

Sunshine: 350 days annually. Rainfall: 3.38 inches annually. Average Temperature: January: High 70, Low 41; July: High, 107 Low 74.

RESORT HOTEL PROFILE:

Hotels: 17

Hotels with Convention Facilities: Best Western Palm Desert Resort, Comfort Suites, Courtyard, Embassy Suites, Fairfield Inn, Marriott's Desert Springs Resort & Spa, Residence Inn, Shadow Mountain Resort, and Vacation Inn.

Golf Courses: 32 Tennis Courts: 150 (including clay and lawn)

Activities: Hot air ballooning, hiking, swimming, cycling, ice skating, Jeep tours, and

nearby horseback riding and polo, and of course shopping.

• Living Desert Wildlife and Botanical Park

• McCallum Theatre for the Performing Arts - Great Concert Venue

• Jeep Tours

RETAIL:Shopping centers and plazas: 15

• Exclusive El Paseo Shopping District which includes The Gardens on El Paseo

• Westfield Shoppingtown in Palm Desert

• Desert Crossing

• College of the Desert's weekend Street Fair - Saturday and Sunday

• Many specialty boutiques along the Highway 111 corridor

DINING:

170+ restaurants from California casual and various

streetside cafes, to southwest and continental fine dining.

• Independence Day Fireworks: July 4th

• Palm Desert's Summer of Fun Free Concert & Movies Series: June through September

• Palm Desert Golf Cart Parade: Early October 26th, 2008

• WildLights show at the Living Desert Wildlife & Botanical Park: November-December

• Jazz You Can Understand - The Living Desert: November-April

• Palm Desert Senior Cup Tennis Tournament: March

The city of Rancho Mirage is located in the Coachella Valley in the shadows of the Santa Rosa Mountains. The Rancho Mirage became a part of the Palm Spring real estate scene in the 1940's, when the Magnesia Falls area was established. Popularity grew with the coming of the Tamarisk Country Club and the Thunderbird Country Club. The town of Rancho Mirage was incorporated in 1973 and has grown to a population of around 17,000. This resort town also boasts an additional 13,000 residents during the winter months, as Snowbirds migrate to the south to enjoy the warm California sunshine.

Only ten miles from Palm Springs, this mostly residential town was once the home of the Agua Caliente band of the Cahuilla Indians. After the Civil War, this beautiful, unpopulated area was used as a trail through the valley. Now, Rancho Mirage is a central part of the Southern California real estate market. The real estate market in Rancho Mirage offers resort homes, luxury estates, and modern condominiums. Prices range from the $300,000's to over 1 million dollars. Surrounded by hiking trails and parks, Rancho Mirage is the perfect place for the growing family. Trails through the desert area surrounding Rancho Mirage offer adventure for hikers, bikers, and horse riders, and range from easy to difficult. The Richard and Annette Bloch Cancer Survivors Park is one of 22 parks of this nature in the United States. Featuring tiled benches, a hillside waterfall, ponds, a pyramid kiosk, and a sculpture garden, the park was built by the Bloch Foundation and donated to the city in an effort to give hope to cancer survivors.

Rancho Mirage is part of two school districts - the Desert Sands Unified School District, the Palm Springs Unified School District. Rancho Mirage offers the typical customer service jobs that are found in resort towns. A quiet, peaceful valley that is just the right setting to raise a family, and near enough to the exciting lifestyle that can be experienced in nearby Palm Springs.

Have you been looking for a community that offers a quiet, peaceful environment that is perfect for a growing family? Rancho Mirage is one of the most popular areas in the California real estate market, offering year-round employment, a good education for the children, and an abundance of outdoor activities that can be enjoyed year round. Check out what Rancho Mirage has to offer today.

If you would like to see property in Rancho Mirage, please call us at the numbers below. Were commited to helping you find the home of your dreams.

With over 20 years of experiance in Real Estate market, Elaine truly enjoys helping people in the process of buying or selling a home.

Elaine Stewart - Remax Real Estate
(760) 668-2399 Mobile
(760) 391-4415 Office
Desertrealestate1@yahoo.com