Bruce Parker

I was trashing out an REO today. In the trash were a few books. The first one that fell out of the garbage bag was "How to buy a home with little or no down payment". That kind of tells it all. The people who bought this home were only in it a year. They invested their hopes and dreams into it. Sad days and maybe saddays ahead. The lesson is save , save , save.

Anyone watching this?What a bunch of nonsense from both sides. We are on the edge of a 2nd great depression and those two are squabbling. We deserve better than this. What a bunch of baloney. Anyone feel richer? Anyone feel safer? Anyone feel confident in these potential leaders? Any one feel like voting for either candidate. I think most of the country is voting against a candidate and not for one.

I am going to the 5 Star Conference in Dallas. I would love to meet some active Rain people. Does that make us rainers? Maybe we should be Hoosiers? Please e-mail me at Jerseybest@msn.com. In the event you are not able to go, I will post pictures and reviews as well as share what I learn. Everyone who attends please keep in touch! Dallas here I come!

So far this year about 400 people have been through classes at my school. I have gotten to know many of them. The biggest concern these people have is how they are going to make it through the winter. Does anyone have any pointers or ideas. A few of the things I have run across is: tax preparer, insurance sales, part time teaching, rental management and a few more things. Does anyone else have an idea?

How can agents create a stream of income in the off season?

Want a simple bail out plan? Just have a federally insured loan plan with low interest rates. The loans wolud be a 10 year fixed rate with an adjustment to market rates at refinancing. The qualifications would be a little easier than they are now. Stated income loans would be available again but at a risk premium in pricing that is conected to the increased chance of default. These loans when refinanced would be at market rate if they had been paid on time.