Joe Schmitz

About me and What I can do for you

Platinum Mortgage Partners is mortgage broker. We have extremely competitive rates and provide a wonderful and easy mortgage experience.

Areas of Expertise

-Working with all Veterans including active military (I pay all non allowable fees and still offer no points options, also with no closings cost option)

-Investors (High LTVs) Including Condotels

-Refinances (done in as little or less than 2 weeks)

-First time home buyers 102% financing (appraised value must be 2% higher than purchase price)

-I also do MCC (which can also be combined with VA or FHA)

-Commercial Loans! Hawaii Commercial loans and all 50 states including DC!:

Property Types:

• Multi-Family 5+ Units
• 1-4 residential next door to each other adding up to 5+ units
• Mixed Use as small as one apartment component and one commercial component
• Mobile Home Parks
• •Single Tenant
• Office Buildings
• Office Condos
• Strip Malls
• Retail Shops
• Lt Industrial + Warehouse
• Auto Service, Tire Shops
• Day Care
• Assisted Living Care
• Flagged Hotels/Motels
• Country Clubs & Golf Courses
• Funeral Homes
• Bed & Breakfast
• Grocery Stores
• Restaurants
• Car Washes
• Bowling Alleys
• Movie Theaters
• Bars/Taverns
• Diners
• Land Aquisitions/development
• Hard Money

Testimonials

"I have worked with dozens of lenders over the years, and was recently introduced to Joe Schmitz. I was absolutely amazed at how well Joe communicated to me, the escrow officer, underwriting and the buyer during the entire loan process. I will definitely recommend Joe to my buyers and fellow agents."

Beth Saunders

RE/MAX Honolulu

"Although my company provides service to other than veterans, as my company's name implies, active duty and former military members make up a large portion of our client base. Therefore, we remain keenly interested in working with competent and efficient VA Lenders. Joe Schmitz, who works at providing VA eligible buyers mortgages, is a Loan Officer I can recommend as the right guy for arranging VA Loans. Joe pays VA "unallowable fees" and offers no discount points options on all VA Loans. He even has a no closing cost option. In other words, Joe strives to achieve the no-out-of-pocket-expense scenario for his VA Loan eligible clients.Yes, Joe does other loans, too. And he does them right! Besides being a dedicated professional, he's as prompt, personable, knowledgeable, confident and assuring as you'd want the Loan Officer serving your Buyer clients to be. I'm pleased to have Joe Schmitz on my team."

Dwight "Dee-Jay" Hayes, Realtor®, MSBIS

President & Principal Broker

Veterans Realty Inc.

"My Clients had been struggling with a different loan officer at another company and were near to losing the deal when we switched to Joe Schmitz and he literally saved the day! The loan was processed in three weeks and the entire transaction was handled very promptly and professionally by Joe Schmitz and the staff. Joe maintained continual communication with me of the progress and would even "cc" me when communicating with escrow. I and my clients are thoroughly pleased with the excellent service we received. (And my Client's children love their new home. Thanks Joe!)"

Helen Riley (R)

Kapolei Realty, Inc.