Blog Posts

Stockton Ca Events - Asparagus Festival 2007

04-24-07
Authored by: Karl Kruger

Bring your family and enjoy the 2007 Stockton Asparagus Festival! April 27th - April 29th Downtown Stockton, at the Waterfront.

This year's festival will include the usual fun activities, arts and craft exhibitors, live entertainment, and of course...lots of Asparagus!

The festival also provides needed donations to local non-profit organizations! The proceeds of the Stockton Asparagus Festival are shared by over 100 charities that are represented by the Spear-It Staff volunteers. Each charity receives a "donation" based on a schedule of units, or hours, for the work performed by the volunteers. In 2006 the Asparagus Festival was able to distribute $419,893 among the charities involved. In the past 21 years, over $3.6 million dollars has been contributed back to local charities directly from the Stockton Asparagus Festival.

For more info on the 2007 Stockton Asparagus Festival, please visit the following link:

http://www.asparagusfest.com/

If you are interested in Real Estate Values or Mortgage Financing for your property in the greater Delta/San Joaquin area, please give Karl Kruger a call at 925-895-6467, or send an email to karl@northstatefinancial.com

Authored by: Karl Kruger

Isleton Events 2007

04-23-07
Authored by: Karl Kruger

Looking for something fun to do on Father's Day weekend 2007? Be sure to check out the 2007 Isleton Crawdad Festival, on Saturday and Sunday June 16 & 17.

The festival is held in the Delta community of Isleton, just a short drive from the Bay Area or Sacramento. The annual event is held waterfront, in the historict delta town of Isleton. Bring the entire family for a weekend of fun, that includes music, entertainment, food, arts/crafts, etc. Isleton is located on Hwy 160, close to Rio Vista and Davis, Ca. Children under 12 are free, adults entry is $5.

For more information on the Crawdad Festival, please visit the following link: http://www.crawdadfestival.org/

If you would like information on living in California's Delta communities, or if you have questions regarding Real Estate and Mortgage Financing, please call Karl Kruger at 925-895-6467, or send an email to karl@northstatefinancial.com

Authored by: Karl Kruger

State of California offers free webpage to search for money owed to you!

04-20-07
Authored by: Karl Kruger

The State of California, as do many states, maintains a database of unclaimed property, money, etc. Take a moment to visit the website for the State of California Controller. On this site, you can navigate to the search page for UCP....Unclaimed Property Search. By entering as little info as you want, to a more specific search, the database will show unclaimed property for specific persons. You can search for yourself to find out what might be waiting for your claim. I found numerous amounts of money, insurance refunds, unclaimed paychecks, etc....all within a few minutes! The website also explains how to file a claim to get a refund.

Check it out at the following link for the State Controlles Website: http://scoweb.sco.ca.gov/UCP

There are many states that offer this free search and online database. If you have lived in another state, or held securities within another state, be sure to visit that state website to see if they have a similar search page for unclaimed property!

Authored by: Karl Kruger

Antioch Events

04-19-07
Authored by: Karl Kruger

Bring your family to the 2007 Delta Blues Festival, in Antioch, Ca. The event is Free to attend, with some of the best Blues performers and music in the world!

The festival is scheduled for Saturday September 15, 2007. The location of the festival is in the "Rivertown" district of Antioch, Ca. For more information, directions, list of vendors, sponsors, and scheduled performers, please visit the following link: http://www.deltabluesfestival.net

If you would like more information about the community of Antioch, East Contra Costa communities, relocating to the Delta area of Northern California, or any questions regarding Real Estate and Mortgage Financing, please call Karl Kruger at 925-895-6467 or send an email to karl@northstatefinancial.com

Authored by: Karl Kruger

Discovery Bay Events

04-17-07
Authored by: Karl Kruger

Be sure to check out the Discovery Bay Boat Show this year. Fun for the entire family. Boats in decoration, good music, fun, food, etc.

Discovery Bay Opening Day Parade, by the Discovery Bay YC. All boaters welcome, register in advance, decoration theme is to be selected. Starts at 1 p.m. in Lighthouse Bay.

May 18, 19, 20,

For more information, please visit one of these links:

http://www.californiadelta.org

http://www.discovery-bay-chamber.com

Authored by: Karl Kruger

A SIMPLE WAY TO FORECAST INTEREST RATES

04-17-07
Authored by: Karl Kruger
If you follow the interest rates on long term mortgage financing, you would see that we are in a relatively flat cycle, with rates as low as a year ago. There are many factors that impact the average rates for mortgage financing. These include the benchmark treasury bond markets, economic reports, federal funds language, oil prices, performance of the stock market, strength of the dollar, etc etc. One quick way to forecast the future of interest rates is to take a walk inside your local bank. See what the rate of interest on a short term CD is paying, versus a longer term CD. Its a no brainer!!! Banks are paying less interest on longer term CDs than the shorter term CDs. What does this tell you? They dont want to pay out higher returns in interest to you, the investor, if they think rates are going to fall in the future. Usually, we see longer term CDs paying slightly higher rates. Check it out! If you would like more information on current mortgage interest rates, home values, or any other questions regarding real estate and mortgage financing, please contact Karl Kruger at 925-895-6467, or send an email to karl@northstatefinancial.com
Authored by: Karl Kruger

Contra Costa County Fair 2007

04-16-07
Authored by: Karl Kruger

Fun for the entire family! Be sure to visit the 2007 Contra Costa County Fair.


"Wild About the Contra Costa Fair"
Thursday, May 31 - Sunday, June 3

1201 West 10th Street
Antioch, CA 94509

Concerts, Ag and Farming Displays, Carnival, Crafts Home and Garden Exhibits, etc.

For More Info, please visit the Contra Costa County Fair website at http://www.ccfair.org/

Authored by: Karl Kruger

Living in Contra Costa County

04-16-07
Authored by: Karl Kruger
The County of Contra Costa, California was incorporated in 1850 as one of the original 27 counties of the State of California, with the City of Martinez as the County Seat. It is one of the nine counties in the San Francisco-Oakland Bay Area. The County is the ninth most populous county in California, with its population reaching approximately 930,000 as of January 1, 2000. The County has one of the fastest growing work forces among Bay Area counties, with growth in its employment base being driven primarily by the need to provide services to an increasing local population. Due to the presence of relatively high-wage skilled jobs and relatively wealthy residents, the County achieves high rankings among all California counties on a variety of income measurements. A large part of the County is served by the San Francisco Bay Area Rapid Transit District ("BART"), which has enabled the expansion of both residential and commercial development. In addition, economic development along the Interstate 680 corridor in the County has been substantial and has accounted for significant job creation in the Cities of Concord, Walnut Creek and San Ramon. Major industries in the County include petroleum refining, telecommunications, financial and retail services, steel manufacturing, prefabricated metals, chemicals, electronic equipment, paper products and food processing. Most of the County's heavy manufacturing is located along the County's northern boundary fronting on the Suisun and San Pablo Bays leading to San Francisco Bay and the Pacific Ocean. Descriptions of major employers in selected industries follow.

Availability of a broad transportation network has been one of the major factors in the County's economic and population growth. Interstate 80 connects the western portion of the County to San Francisco and the central portion of the County to Sacramento and points north to Interstate 5, the major north-south highway from Mexico to Canada. Interstate 680 connects the central County communities to the rest of the Bay Area and portions of the Central Valley of the State via State Routes 4 and 24, the County's major east-west arteries.

Caltrans is currently widening Interstate 80 in the western portion of the County at a cost of $200 million and constructing replacement spans on the Carquinez Bridge on Interstate Highway 80 and the Benicia - Martinez Bridge on Interstate Highway 680 at a cost of $1.1 billion.Major scheduled airline passenger and freight transportation for County residents is available at either Oakland or San Francisco International Airports, located about 20 and 30 miles, respectively, from the County. In addition there are two general aviation fields, one at Byron and the other at Concord.

The County is the ninth most populous county in California, with its population reaching approximately 981,600 as of January 1, 2002. This represents an increase of approximately 22% compared to the County's population in 1990. The availability of rapid transit, close proximity to major employment hubs in San Francisco and Oakland, and relatively affordable existing and new housing have combined to attract more residents to the County over the past decade. While population grew in every city in the County during the last decade, population growth has been strongest in unincorporated areas as well as in the eastern portion of the County, particularly in Antioch, Brentwood and Clayton.

Due to the presence of relatively high-wage skilled jobs and relatively high income residents, the County achieves high rankings among all California counties on a variety of income measurements. For example, as reported in the 2000 Sales and Marketing Management Survey of Buying Power, the County's median household effective buying income for the 1999 calendar year of $53,234 was in the top four among all California counties. According to the U.S. Department of Commerce's Bureau of Economic Analysis, the County's per capita personal income of $36,006 in 1998 was the fifth highest among California counties. The medians for the State were $39,492 (1999 household effective buying income) and $28,163 (1998 per capita personal income).

For more information on living or re-locating to Contra Costa County, please contact Karl Kruger at 925-895-6467, or send an email to karl@northstatefinancial.com

Authored by: Karl Kruger

Brentwood Ca - Real Estate Home Sales Activity 2006

04-09-07
Authored by: Karl Kruger

Here is a snapshot of the Housing Activity for homes sold during 2006, as compared to 2005, for the city of Brentwood and Contra Costa County. If you would like more info, please do not hesitate to give me a call or send me an email. I would be happy to answer any questions you may have regarding home values, current market conditions, free Market Analysis of your home, and any other questions regarding your Real Estate or Mortgage Financing. karl@northstatefinancial.com 925-895-6467

Brentwood California, ZIP 94513, Contra Costa County

Sales of Existing Home and New Construction 2006 $ 643,000

Sales of Existing Home and New Construction 2005 $ 650,000

Percentage Change in Sales Price -1.08%

Contra Costa County Totals

Sales of Existing Home and New Construction 2006 $ 575,000

Sales of Existing Home and New Construction 2005 $ 560,000

Percentage Change in Sales Price + 2.68%

Authored by: Karl Kruger

Brentwood Events 2007

04-09-07
Authored by: Karl Kruger

Be sure to check out the Brentwood Cornfest, 2007. Fun for the entire family! Located in the downtown area of Brentwood, California, in the heart of East Contra Costa County. Just a short drive from the Bay Area or Sacramento. Lots of activities that include Live Music, Entertainment, Silent Auctions, Games, Carnival Rides, Corn Eating and Shucking Contests, etc. Check out the entry and exit times at the sites listed below.

July 13, 14, 15 2007

http://www.brentwoodchamber.com/

http://www.brentwoodchamber.com/cornfest/

Authored by: Karl Kruger

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