Kevin offers his clients over a decade of consumer finance experience to thoroughly advise them on the broad range of mortgage products and programs available.  He received his BA in Finance from the University of Toledo in March 1996 and soon after began working as an Automotive Finance Underwriter and Credit Analyst.  He began underwriting mortgage loans in the spring of 1998 and became more involved in marketing, training, and product development the following year.  His diverse background in both wholesale and retail lending offers a unique persepctive to the financial marketplace in general.  Kevin was an Account Executive and Regional Sales Manager with Lenders Diversified prior to joining the Kash Mortgage team in 2006.

Kevin prides himself on product knowledge and believes in empowering his clients with information.  He continually updates his certification and training and has recently completed 2 sessions on FHA updates and policies.

In his free time, Kevin is active in the Fundraising Committee at his church and as an officer of the Parent Teacher Society at his daughter's school.  He is an avid baseball fan and loves to talk sports too!  We think that if Kevin were not a mortgage professional, he may have chosen to become a meteorologist.  When storms approach the area,  Kevin becomes the Kash Mortgage 'Storm Tracker'.

Kevin is also an active contributor on Yahoo! Answers providing answers regarding credit to consumers across the USA. 

'I've always enjoyed meeting new people.  My clients are far more than a 'loan number' to me.  I think it's very important to take the time to listen closely and develop a relationship of trust with an understanding of a person's needs, likes and dislikes. People feel comfortable knowing who they are working with and that that person really cares.  Accountability is essential in building this trust.  I live by the philosophy of treating clients like I would want to be treated.'

First-Time Buyers

FHA Loans

Rural Housing----This program is extremely underutilized in our area because so many banks don't bother to offer the program to their clients.  With the Fannie Mae and Freddie Mac score adjustments to pricing now a reality for us in 2008,  Rural Housing could really benefit a lot of homebuyers.  Ask me for more details!

Relocation---Looking for a house in Kentucky? Looking for a lender experienced in relocation assistance? Relocating is stressful enough by itself.  Let me help you take the stress out of financing and searching for a mortgage loan in Kentucky.  Ashland to Paducah, Covington to Williamsburg and everywhere in between!

COMMUNITIES SERVED

Albany, Alexandria, Ashland, Auburn, Barbourville, Bardstown, Beattyville, Bellevue, Berea, Bowling Green, Brandenburg, Burgin, Burlington, Cadiz, Calvert City, Campbellsville, Carlisle, Carrollton, Catlettsburg, Cave City, Central City, Clay, Clay City, Clinton, Cloverport, Cold Spring, Columbia, Corbin, Corinth, Covington, Crestwood, Crittenden, Cumberland, Cynthiana, Danville, Dawson Springs, Dayton, Dry Ridge, Eddyville, Edgewood, Edmonton, Elizabethtown, Elsmere, Eminence, Erlanger, Falmouth, Fedscreek, Fern Creek, Flatwoods, Flemingsburg, Florence, Fort Campbell, Fort Mitchell, Fort Thomas, Fort Wright, Frankfort, Franklin, Frenchburg, Fulton, Georgetown, Glasgow, Grants Lick, Grayson, Greensburg, Greenup, Greenville, Guthrie, Hardinsburg, Harlan, Harrodsburg, Hartford, Hazard, Hebron, Henderson, Hickman, Highland Heights, Highview, Hillview, Hopkinsville, Horse Cave, Hustonville, Independence, Irvine, Jackson, Jeffersontown, Jenkins, Junction City, Keavy, La Grange, Lancaster, Lawrenceburg, Lebanon, Leitchfield, Lexington, Liberty, London, Louisa, Louisville, Ludlow, Lyndon, Madisonville, Manchester, Marion, Mayfield, Maysville, Middlesboro, Midway, Millersburg, Monticello, Morehead, Morganfield, Morgantown, Mount Sterling, Mount Vernon, Mount Washington, Murray, Nancy, Newburg, Newport, Nicholasville, North Middletown, Oakbrook, Oak Grove, Okolona, Olive Hill, Owensboro, Owenton, Owingsville, Paducah, Paintsville, Park Hills, Paris, Phelps, Pikeville, Pine Grove, Pine Knot, Pineville, Prestonsburg, Princeton, Prospect, Providence, Raceland, Radcliff, Richmond, Russell, Russell Springs, Russellville, Sadieville, Salyersville, Scottsville, Shelbyville, Shepherdsville, Shively, Somerset, South Shore, South Williamson, Spottsville, Springfield, Stamping Ground, Stanford, Stanton, St. Dennis, St. Matthews, Sturgis, Taylor Mill, Taylorsville, Tompkinsville, Union, Valley Station, Vanceburg, Versailles, Villa Hills, Vine Grove, Walton, Warsaw, West Liberty, West Point, Westwood, Wheelwright, Whitesburg, Whitley City, Wilder, Williamsburg, Williamstown, Wilmore, Winchester, Worthington, Worthington Hills, Wurtland