- Buy a Home in California with No Money Down (CalHFA)
- Down Payment Dreams - San Ramon, CA
- Down Payment Dreams - Walnut Creek, CA
- Down Payment Dreams - Contra Costa County, CA 2008 May 30
- Down Payment Dreams - Concord, CA 2
- Down Payment Dreams - Concord, CA
- Down Payment Dreams - Alamo, CA
- Down Payment Dreams - Clayton, CA
- Time is running OUT for City Down Payment Assistance Programs
- Walnut Creek, CA Down Payment Dreams
Buy a Home in California with No Money Down (CalHFA)
Buy a Home in California with No Money Down (CalHFA)
Now is the perfect opportunity for First Time Home Buyers to take advantage of declining values in California. One thing stopping many buyers from getting into the market has been lack of a Down Payment. The State of California wants to help you bridge that gap and help you with the down payment so you can get your piece of the “California Dream”. Check out the video below with Nate Ellis"Mr. Danke Schoen" interviewing Sherri Kerth from CalHFA
For over 30 years, California Housing Finance Agency (CalHFA) has supported the needs of renters and first-time homebuyers by providing financing and programs that create safe, decent and affordable housing opportunities for individuals within specified income ranges. Established in 1975, CalHFA was chartered as the State’s affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds. A completely self-supporting State agency, bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars.
CalHFA offers Below Market Interest Rates and these are posted on their website. The rates are usually good for an extended period of time but will change with major shifts in the market. It has been my experience that they will raise rates faster in deteriorating markets than they lower rate in improving markets. You can lock in your rate for 30-90 days for the same cost. If you are buying a Newly Constructed Home you can lock in for up to 6 month. To be able to lock in your rate you must have a property in contract.
Highlights of the CalHFA Program
- Financing to 102% of Purchase Price with FICOs down to 620 (90% on Manufactured Homes)
- No Declining Market Hit
- No Hit for Condos
- No Minimum borrower contribution
- No Inspection report required (if not checked on contract)
- Can use with City Downpayment Assistance Programs
- Can use with CalHFA Down Payment Assistance Programs
- Below Market Interest Rates
- 30 yr, 40 yr and interest only options.
- Lock for 30-90 lock same cost.
- Fixed Lender fees
- MI can be petitioned for removal once the loan balance falls below 79.9% LTV
- Borrowers with limited Credit OK
- BK/Foreclosure OK after 3 yrs
-
Non-Occupant Co-Signers OK
For more information Click Call Me to call me for free or email me
Down Payment Dreams - San Ramon, CA
Down Payment Dreams – San Ramon, CA 2008 May 30th
The City of San Ramon in Contra Costa County , California is a great place to raise a family in the Diablo Valley. With top notch schools and lots of parks your home search stops here. The City has approved plans to create a Down Town Center to rival Beverly Hill's Rodeo Drive. Take a look at some of Home deals you can take advantage of today.
View Contra Costa County Homes in other cities
or Call Nate 888-808-6283
|
Price |
City |
Bed |
Bath |
½ Bath |
Psbl Ast |
0 Down Mo Pmt |
Address |
Brokerage |
Listed By |
|
|
|
$225,000 |
SAN RAMON |
2 |
1 |
|
$29,813 |
$1,393 |
8975 ALCOSTA BLVD |
CORNERSTONE RLTY & FUNDING |
JAMEEL BATSHON |
||
|
$229,450 |
SAN RAMON |
1 |
1 |
0 |
$30,402 |
$1,475 |
9052 CRAYDON CIR |
J. Rockcliff Realtors Inc |
Mark Traikoff |
||
|
$249,900 |
SAN RAMON |
2 |
1 |
0 |
$33,112 |
$1,602 |
9085 ALCOSTA BLVD |
ALL PHASE BROKERS, INC. |
ANDREA SOUSA |
||
|
$258,888 |
SAN RAMON |
1 |
1 |
|
$34,303 |
$1,516 |
115 Reflections Drive |
PRUDENTIAL CALIF REALTY |
SOPHIE ARETTA |
||
|
$259,000 |
SAN RAMON |
2 |
1 |
|
$34,318 |
$1,666 |
9085 Alcosta Blvd. |
Prudential California Realty |
Joe Kehrig |
||
|
$259,000 |
SAN RAMON |
1 |
1 |
|
$34,318 |
$1,514 |
115 Reflections |
PRUDENTIAL CALIF REALTY |
NORM NELSON |
||
|
$259,000 |
SAN RAMON |
2 |
1 |
|
$34,318 |
$1,656 |
9085 ALCOSTA BLVD |
Prudential California Realty |
Mehrasa Bagheri |
||
|
$270,000 |
SAN RAMON |
2 |
2 |
0 |
$35,775 |
$1,589 |
367 EASTRIDGE DR |
RE/MAX ACCORD |
ANNETTE M JUNELL |
||
|
$274,950 |
SAN RAMON |
2 |
1 |
0 |
$36,431 |
$1,736 |
9085 ALCOSTA BLVD |
J. Rockcliff Realtors Inc |
Bonnie King |
||
|
$275,000 |
SAN RAMON |
2 |
2 |
|
$36,438 |
$1,678 |
9025 Alcosta blvd |
THE CHASE REALTY GROUP |
ALFREDO J CHAVIRA |
||
|
$275,000 |
SAN RAMON |
2 |
2 |
0 |
$36,438 |
$1,707 |
9005 ALCOSTA BLVD |
PRUDENTIAL CALIF REALTY |
CINDY E DUFFY |
||
|
$288,000 |
SAN RAMON |
1 |
1 |
0 |
$38,160 |
$1,659 |
210 Reflections Dr |
Fox Real Estate |
Glenn Mendell |
||
|
$294,000 |
SAN RAMON |
1 |
1 |
|
$38,955 |
$1,786 |
280 S Overlook Dr |
BETTER HOMES REALTY |
MICHAEL DOMDE |
||
|
$319,000 |
SAN RAMON |
1 |
1 |
|
$42,268 |
$1,873 |
415 Pine Ridge Drive |
J. Rockcliff Realtors Inc. |
Sarah E Arnold |
||
|
$329,999 |
SAN RAMON |
1 |
1 |
0 |
$43,725 |
$1,902 |
755 WATSON CANYON CT |
Prudential California Realty |
Manjit Hundle |
||
|
$335,000 |
SAN RAMON |
2 |
1 |
1 |
$44,388 |
$2,008 |
2665 FOUNTAINHEAD DR |
Ram Properties |
Marvin Remmich |
||
|
$336,000 |
SAN RAMON |
1 |
1 |
|
$44,520 |
$1,913 |
210 Reflections Drive |
GOLDEN HILLS BROKERS |
CAMILLE HARRISON |
||
|
$338,888 |
SAN RAMON |
2 |
1 |
0 |
$44,903 |
$2,098 |
202 COMPTON CIR |
COLDWELL BANKER |
ELAINE ARNT |
||
|
$349,000 |
SAN RAMON |
2 |
2 |
0 |
$46,243 |
$2,049 |
3655 CROW CANYON RD |
Eagle Real Estate Services |
Steve L Martin |
||
|
$351,500 |
SAN RAMON |
2 |
1 |
0 |
$46,574 |
$2,040 |
258 EASTRIDGE DR |
Weichert Realtors-America Fir |
Judy A Bittner |
||
|
$354,900 |
SAN RAMON |
2 |
1 |
1 |
$47,024 |
$2,113 |
322 NORRIS CANYON TER |
Ram Properties |
Marvin Remmich |
||
|
$359,000 |
SAN RAMON |
2 |
1 |
0 |
$47,568 |
$2,133 |
200 NORRIS CANYON PL |
Wheaton & Associates |
Peggy Wheaton |
||
|
$359,900 |
SAN RAMON |
2 |
1 |
0 |
$47,687 |
$2,028 |
1610 CUTTER CT |
RETHINK REAL ESTATE, INC. |
STACEY WILSON |
||
|
$395,000 |
SAN RAMON |
2 |
2 |
0 |
$52,338 |
$2,107 |
237 TANGERINE CT |
CROW CANYON REALTY |
BRUCE L BALDWIN |
||
|
$399,000 |
SAN RAMON |
2 |
2 |
0 |
$52,868 |
$2,386 |
273 S OVERLOOK DR |
RELIANCE REALTY GROUP |
DAVID TANG |
||
|
$399,000 |
SAN RAMON |
2 |
2 |
0 |
$52,868 |
$2,338 |
309 S OVERLOOK DR |
PRUDENTIAL CALIF REALTY |
CHRIS KAMALI |
||
|
$400,000 |
SAN RAMON |
3 |
1 |
1 |
$53,000 |
$2,253 |
562 LA COPITA COURT |
KELLER WILLIAMS BENCHMARK |
COCO LEWIS |
||
|
$410,000 |
SAN RAMON |
2 |
2 |
0 |
$54,325 |
$2,090 |
144 DOGWOOD PL |
Ram Properties |
Marvin Remmich |
||
|
$414,900 |
SAN RAMON |
3 |
2 |
0 |
$54,974 |
$2,408 |
2717 FOUNTAINHEAD DRIVE |
Help-U-Sell San Ramon Prop |
Gregory R McPherson |
||
|
$415,000 |
SAN RAMON |
3 |
1 |
1 |
$54,988 |
$2,408 |
2864 Bollinger Canyon Rd |
Prudential California Realty |
Laura Nguyen |
||
|
$419,900 |
SAN RAMON |
3 |
1 |
1 |
$55,637 |
$2,433 |
2869 FOUNTAINHEAD DR |
REALTY WORLD PIGATI & RUSSELL |
ANTHONY PIGATI |
||
|
$429,700 |
SAN RAMON |
2 |
2 |
0 |
$56,935 |
$2,281 |
236 TANGERINE CT |
Alain Pinel REALTORS |
Darrel Bihr |
||
|
$450,000 |
SAN RAMON |
2 |
2 |
0 |
$59,625 |
$2,554 |
3815 CROW CANYON RD |
People & Properties Sotheby's |
Kathleen M Adami |
||
|
$450,000 |
SAN RAMON |
2 |
2 |
1 |
$59,625 |
$2,613 |
458 PINE RIDGE DR |
Empire Realty Associates |
Lisa Tichenor |
||
|
$459,950 |
SAN RAMON |
2 |
2 |
0 |
$60,943 |
$2,340 |
108 DOGWOOD PL |
J. Rockcliff Realtors Inc. |
Robert Rittenhouse |
||
|
$469,950 |
SAN RAMON |
2 |
2 |
0 |
$62,268 |
$2,389 |
6916 WISTERIA ST |
VALLEY PROPERTIES |
JUDI IRWIN |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,700 |
3665 Crow Canyon Rd. |
United California Brokers |
Scott Anderson |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,728 |
2595 TWIN CREEKS DR |
Blackhawk Real Estate Co. |
Gloria Corda |
||
|
$479,000 |
SAN RAMON |
2 |
2 |
0 |
$63,468 |
$2,633 |
701 Destiny Lane |
Coldwell Banker |
Henry Ohlmeyer |
||
|
$483,950 |
SAN RAMON |
2 |
2 |
0 |
$64,123 |
$2,753 |
2632 MEADOW GLEN PL |
RE/MAX Accord |
Marianna T Bottari |
||
|
$490,000 |
SAN RAMON |
2 |
2 |
0 |
$64,925 |
$2,491 |
9169 Tangerine St |
PMZ REAL ESTATE |
MICHAEL BAZIUK |
||
|
$490,000 |
SAN RAMON |
2 |
2 |
0 |
$64,925 |
$2,798 |
336 S OVERLOOK DR |
INTEGRITY REALTY |
MASOUDA HAMIDI |
||
|
$499,900 |
SAN RAMON |
2 |
2 |
0 |
$66,237 |
$2,675 |
951 SPRINGVIEW CIR |
REGENCY REAL ESTATE |
IRENE G WOODS |
||
|
$499,950 |
SAN RAMON |
3 |
2 |
1 |
$66,243 |
$2,823 |
2693 MARSH DR |
COLDWELL BANKER |
CINDY NGAN |
||
|
$499,950 |
SAN RAMON |
4 |
2 |
0 |
$66,243 |
$2,513 |
9752 TAREYTON |
FIDELITY BROKERS |
ALICIA VENEGAS |
||
|
$510,000 |
SAN RAMON |
3 |
3 |
1 |
$67,575 |
$2,764 |
2011 NANCY LN |
OUT OF AREA - NON MEMBER |
EBRD OUT OFAREA OUT |
||
|
$510,000 |
SAN RAMON |
2 |
2 |
1 |
$67,575 |
$2 |