New Orleans Real Estate - What makes up your FICO score?
These days, we hear about this huge national credit crisis. We hear that credit is not available or even if it is you need perfect credit to qualify. First of all, there is credit available and even though it is harder to get than a year ago, you do not need perfect credit. Anyway, most people do not know what makes up their credit score. Considering that your FICO score can determine if you qualify for a loan or not, you may be interested in finding out how it is calculated. The following was taken directly from myfico.com:
-35% affects Payment History. Meaning any lates; collections; charge offs; bankruptcies; judgments; liens or the such will hurt the score. All is time based, the older the information the less it is contributing to the scores.
Keep Reading: New Orleans Real Estate - What makes up your FICO score?
You may also be interested in: New Orleans Real Estate - The Definitive Blog
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This New Orleans real estate blog post was provided by Darryl Glade, Realtor with RE/MAX N.O. Properties. Darryl can be reached at darrylglade@remax.net or by phone at 504.451.8960. Darryl's real estate office is conveniently located in Uptown New Orleans at 8001 Maple Street. Darryl works throughout the Greater New Orleans area including Uptown, Lakeview, Broadmoor, Mid-City, Metairie, Kenner, Westbank, French Quarter, and the Warehouse District.
For New Orleans and the metro area real estate info, please see New Orleans Real Estate.
To search New Orleans Properties, please see New Orleans Property Search.
Click here to view Darryl Glade's Real Estate Profile.
Tip of the Day - Green your New Orleans Home!
Here are 8 ways to save water without spending any $!
1. Turn the water off while brushing your teeth.
2. Fill a milk jug with stones and place it in your toilet tank to displace water.
3. Dig up an egg timer from your kitchen and use it to cut showers down to 5 minutes.
Keep Reading: New Orleans Real Estate
These tips came directly from The Green Guide.
You may also be interested in: New Orleans Real Estate - The Definitive Blog
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This New Orleans real estate tip of the day was provided by Darryl Glade, Realtor with RE/MAX N.O. Properties. Darryl can be reached at darrylglade@remax.net or by phone at 504.451.8960. Darryl's real estate office is conveniently located in Uptown New Orleans at 8001 Maple Street. Darryl works throughout the Greater New Orleans area including Uptown, Lakeview, Broadmoor, Mid-City, Metairie, Kenner, Westbank, French Quarter, and the Warehouse District.
For New Orleans and the metro area real estate info, please see New Orleans Real Estate.
To search New Orleans Properties, please see New Orleans Property Search.
Click here to view Darryl Glade's Real Estate Profile.
Tip of the Day - New FHA Rules - New Orleans Real Estate
Starting very soon, FHA is changing a number of rules. One of the rule changes is they are now requiring 3.5% down instead of 3%. This means that home buyers will need to put down .5% more in order to secure an FHA loan. The FHA changes are fairly lengthy so look for a more complete post to come soon.
You may also be interested in: New Orleans Real Estate - The Definitive Blog
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This New Orleans real estate tip of the day was provided by Darryl Glade, Realtor with RE/MAX N.O. Properties. Darryl can be reached at darrylglade@remax.net or by phone at 504.451.8960. Darryl's real estate office is conveniently located in Uptown New Orleans at 8001 Maple Street. Darryl works throughout the Greater New Orleans area including Uptown, Lakeview, Broadmoor, Mid-City, Metairie, Kenner, Westbank, French Quarter, and the Warehouse District.
For New Orleans and the metro area real estate info, please see New Orleans Real Estate.
To search New Orleans Properties, please see New Orleans Property Search.
Click here to read my New Orleans Real Estate Blog.
Tip of the Day - "Green" Tip for Homeowners
Consider investing in a progammable thermastat for your home. You can program your system to make it cooler during the winter and warmer during the summer when you leave your home for the day. Not only will it help the environment, but it will reduce your energy bills! Changing the thermostat only one degree from what you normally set it on can save tons of $ on your energy bill!
You may also be interested in: New Orleans Real Estate - The Definitive Blog
__________________________________________________________________________
This New Orleans real estate tip of the day was provided by Darryl Glade, Realtor with RE/MAX N.O. Properties. Darryl can be reached at darrylglade@remax.net or by phone at 504.451.8960. Darryl's real estate office is conveniently located in Uptown New Orleans at 8001 Maple Street. Darryl works throughout the Greater New Orleans area including Uptown, Lakeview, Broadmoor, Mid-City, Metairie, Kenner, Westbank, French Quarter, and the Warehouse District.
For New Orleans and the metro area real estate info, please see New Orleans Real Estate.
To search New Orleans Properties, please see New Orleans Property Search.
Click here to view Darryl Glade's Real Estate Profile.
Tip of the Day- Hurricane Prep
I know everyone has already heard it, but have you actually sat down and created a hurricane plan? Here is New Orleans having a plan is very important. How are you going to secure your real estate investments? How are you going to move your family out of town if necessary? How are you going to protect your New Orleans business interests? These are all things that should be deciding on PRIOR to a hurricane entering the Gulf of Mexico. We have a lot of activity going on right now so please make sure that you are prepared.
You may also be interested in: New Orleans Real Estate - The Definitive Blog
__________________________________________________________________________
This New Orleans real estate tip of the day was provided by Darryl Glade, Realtor with RE/MAX N.O. Properties. Darryl can be reached at darrylglade@remax.net or by phone at 504.451.8960. Darryl's real estate office is conveniently located in Uptown New Orleans at 8001 Maple Street. Darryl works throughout the Greater New Orleans area including Uptown, Lakeview, Broadmoor, Mid-City, Metairie, Kenner, Westbank, French Quarter, and the Warehouse District.
For New Orleans and the metro area real estate info, please see New Orleans Real Estate.
To search New Orleans Properties, please see New Orleans Property Search.
Click here to view Darryl Glade's Real Estate Profile.
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Born and raised in New Orleans, Darryl knows this city and its real estate. Specializing in the NOLA metro area including Uptown, Metairie, Lakeview, French Quarter, Warehouse District, and Mid-City.
Thank you for checking out my profile and wanting to learn a little more about me!
I know that you will find a ton of helpful information about my favorite industry in my
favorite town...Real Estate in New Orleans, LA!
Feel free to read my New Orleans Real Estate blog
Email me at: DarrylGlade@remax.net
My Website: New Orleans Real Estate
Darryl's Awards and Accomplishments:
There are many reasons to choose me as your real estate professional. Here are three of them:
Darryl was referred to our family from a "friend of a friend" shortly after Hurricane Katrina damaged our elderly mother's home. Darryl's patience, knowledge and professionalism were much appreciated as we were overwhelmed with selling our mother's flooded property and locating a new residence for her. Darryl answered every question and addresses every concern we had, which at times was not easy given the long distance factor that was thrown in to the mix.
We highly recommend Darryl without reservation and look forward to the possibility of future business with him.
-Rita's Family (1/2008)
I have known Darryl Glade for many years as I am friends with his family and watched him grow up. Knowing him for so long I knew he was bright, responsible and a hard worker. When I asked him if he was interested in helping me sell my school that was lost to Katrina I had no idea that the process would be so easy or that I would sign listing papers and go to act of sale within 90 days! Darryl worked with my board of directors and guided us though a process hampered by lost paperwork (due to Katrina) and complicated by board members scattered about (again due to Katrina). Darryl helped me with a last minute clean up and was always available when I had a question.
I would not consider using another agent when I am again selling property in New Orleans.
-Rosanne (1/2007)
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