I have been in the mortgage industry since 1991.  I have owned a very successful mortgage brokerage firm which grew to be a very successful national wholesale mortgage company.  I am an FHA mortgage loan specialist located in Oro Valley Arizona.  Education is extremely important, so I spend a good amount of time providing education to the Real Estate community and have developed a highly sought after credit enhancement program for our borrowers and Real Estate partners.  The local media regularly calls upon me to comment on the current state of the mortgage industry, have written several mortgage related articles, and currently conduct educational seminars for Real Estate professionals.  I also provide mortgage and mortgage marketing advice to more than 1,000 loan originators across the country.

Find me online with tons of terrific information for the #1 Resource for Tucson Mortgage Loans and FHA Loans.

Our website provides information for your buyers who are looking for a foreclosure search for Tucson or a Buyer Advantage program for homes not listed on the Tucson MLS.  A tool our clients find useful is my mortgage calculator.

Paul owns Tucson's #1 For Sale By Owner (FSBO) website where prospective purchasers can go to find a for sale by owner in Tucson and the surrounding areas, as well as request a foreclosure search.  Many of my Tucson and Pima County buyers utilize our FHA as well as USDA Rural Guarantee financing programs.

As a 16 year veteran of the mortgage industry and with the experiences of ownership from a small brokerage firm to a national mortgage wholesale company, I have developed several areas of expertise.

• Helping borrowers qualify (when other mortgage companies said they would not) by using our Credit Enhancement Action Plan and quickly raising their credit scores to qualify, to get better mortgage terms, or to be able to qualify for a larger abount.
• Helping Real Estate Agents find new buyers and sellers through various marketing strategies.
• Helping Self Employed borrowers (including Real Estate Agents) obtain financing without jumping through all those hoops.
• Helping Builders obtain financing for their buyers when their in-house mortgage company cannot do the transaction.

Paul is the only mortgage broker in Arizona licensed to utilize the Credit Enhancement Action Plan for all of his clients.

"You are one of the few lenders out there who has "seen the light" and figured out that educating the public is the one of the key factors that will help this situation return to normalcy.  Way to go!"  Claudia Romero - Realtor

"You are always helping, even agents you dont know.  You are truley a great person one I'm glad to have in my life."  Mike Gavin - Realtor

"Thank you for all your efforts.  I nearly gave up when the builder told me I couldn't qualify and wouldn't get my home.  And you did it for me, and you even had a better rate than the builder.  I'm thankful Alan told me to call you.  My mom is thinking of buying a new place and I told her to call you."  T. Lee - Borrower (she did call and we are doing her loan now)

"I am shocked that you were able to do this loan as fast as you did.  The last mortgage originator, who is a friend of mine, kept asking me for more and more paperwork and it took a long time.  When you called this morning I expected you to ask for more paperwork, instead you told me we were ready to close.  I will tell EVERYBODY about you."  J. Tezak - Borrower

"I was dealing with new loan originator who was an old friend of mine in Michigan.  I thought I'd give him some business.  I called back one day and he wasn't working there any more.  What was worse was that nobody knew where my loan file was; nobody!  And we had only 2 weeks until my scheduled closing date.  I finally took Mike's recomendation and called you, and miraculously you got the deal done.  Thanks Paul!"  R. Kucera - Borrower

"Paul, I was trying to buy a condominium and was using the Realtor's mortgage company (I think they were related).  Then they told me my credit score did not meet the requirements to buy a non warranted condominium and that there was no way I would qualify for the mortgage.  I asked around and got your name from a friend who told me if you can't do it no one can do it.  Amazingly, you found a few items in my credit we fixed, found a lender, and I closed on my condominium."  J. Pesquaria - Borrower