After graduating from Rutgers College in 1987 with a Bachelors Degree in Economics, Robert Rauf went directly into a career in mortgage banking.  Robert prides himself in his knowledge of every aspect of the mortgage process and providing the highest level of service possible. Thank you for considering Robert Rauf and Countrywide. We will be happy to provide you with a level of service far beyond your expectations. Robert lives in Toms River  When he is not working, he is usually at a regatta racing various one design Sailboats

I have always loved FHA loans, but most of all I enjoy sifting through the Mortgage Minutiae and picking out the appropriate program for each individual borrower. Every borrower is different and deserves the individual attention to be sure they not only get the right mortgage program for their needs, but the most important aspect is that borrower fully understands their loan and can comfortably put their head on the pillow at night and fall asleep with out worrying about their mortgage