The following items are the keys to being ready, willing and able to purchase when
you find the right home. Doing the homework and getting your papers in order will
make the home buying process much easier.
Step #1. Be pre-qualified by a mortgage loan officer.
Step #2. Obtain a mortgage pre-approval.
Step #3. Have the necessary funds in your checking account to write an initial earnest money check.
Step #4. Have the remaining money for your down payment easily accessible.
Step #5. If you are receiving a "gift letter" for a portion of your down payment, be sure to
have the money transferred into your savings account.
Step #6. Pay balances on revolving credit cards.
Step #7. Do not make big purchases (such as a car on installment payments) prior to
getting loan approval and closing on your new home.
Step #8. Have a credit report run by a credit agency so that you can see what might be on the report and clear up any credit problems.
Step #9. Find an attorney to review an "offer to purchase agreement".
Step #10. Be aware of the dates you can move.
Currently Ryan has about 40+ listings in inventory, and will have sold over 23 homes so far in 2008. Please don't hesitate to contact me with any questions about Chico area real estate.
Interested in learning more about the Chico area or Ryan
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Ryan Vaught, Realtor
Keller Williams Chico CA
Office Phone: (530) 343-2959
| 2050 4th Street, Thermalito | $795,000 | ||
| 6100 Sq. Ft. | |||
| Quality bank owned commercial property with a great location. Parcel is 1.39 acres. Potential uses of property include boat, RV or auto dealership, mechanic shop, tire shop an... More Information on 2050 4th Street |
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| 4 Taige Wy, Chico | $679,500 | ||
| 4 Bedroom 3.5 Bath | 2800 Sq. Ft. | ||
| Come home and relax in this spacious and elegant custom home. Full of every upscale amenity you can imagine including an Epicurean kitchen, imported white oak hardwood floors,... More Information on 4 Taige Wy |
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| 1454 Broadway St, Chico | $650,000 | ||
| 4 Bedroom 4 Bath | 3600 Sq. Ft. | ||
| Turn of the century historic Diamond Match Company Victorian home on the historic registry. Qualifies for historic tax reduction. The home is in near original condition with i... More Information on 1454 Broadway St |
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| 477 Southbury Lane, Chico | $535,000 | ||
| 4 Bedroom 3 Bath | 2806 Sq. Ft. | ||
| Welcome to your new spacious home with custom floor plan, loaded with extra features such as Italian tiles, walk-in pantry, cherry wood raised panel cabinetry, stainless steel... More Information on 477 Southbury Lane |
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| 11767 Butte Creek Island Rd, Chico | $449,000 | ||
| 3 Bedroom 2 Bath | 1612 Sq. Ft. | ||
| Take a deep breath and enjoy every minute in this beautiful rural setting and fine home with acreage. This home is located about 15 minutes from Chico, just off of Honey Run R... More Information on 11767 Butte Creek Island Rd |
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| 408 Paseo Companeros, Chico | $445,000 | ||
| 3 Bedroom 2 Bath | 1806 Sq. Ft. | ||
| Remodeled Home nestled on a quiet street along the creek. Large lot size with room for an RV. Home has a covered deck/patio outside, where you can enjoy the peaceful setting. More Information on 408 Paseo Companeros |
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| 60 Glenview Way, Oroville | $399,000 | ||
| 3 Bedroom 2 Bath | 1729 Sq. Ft. | ||
| Beautifully maintained home. There are great features including a newer roof, HVAC, granite counter tops, granite around the fireplace, and new paint. This home is in great co... More Information on 60 Glenview Way |
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| 1099 Columbus Ave, Chico | $365,000 | ||
| 3640 Sq. Ft. | |||
| Newer 2003 built triplex. New carpet in all units, and fresh clean exterior paint. Has nearly zero vacancy, potential for upside in rents. Very low maintenance. 3 units, rents... More Information on 1099 Columbus Ave |
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| 1869 Rose River Ave, Chico | $359,000 | ||
| 3 Bedroom 2.5 Bath | 1994 Sq. Ft. | ||
| One of the best lots in heritage oaks! This home faces the forest and Teichart pond with easy access to walking & biking trails leading to Bidwell park. A one-of-a-kind backya... More Information on 1869 Rose River Ave |
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| 10 Patrick Ct, Oroville | $315,000 | ||
| 4 Bedroom 2 Bath | 1650 Sq. Ft. | ||
| This beautiful contemporary home is located on a quiet cul-de-sac and in a wonderful neighborhood. Close to boating, hiking, and shopping. This home has lots of great upgrade... More Information on 10 Patrick Ct |
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October 2, 2008
Key Questions To Ask A Home Inspector Before Hiring One
•· What type of licenses, certificates or designations do you hold?
•· What is the scope of your inspection? How detailed will the inspection be?
•· How many inspections do you do per year on residential homes like ours?
•· How long does the actual on-site inspection normally take?
•· Will you allow us to accompany you on the inspection?
•· What type of report will we receive and will it include estimates of costs to correct defects?
•· Do you carry errors-and-omissions insurance or give any warranties/guarantees?
•· How much does an inspection cost for a property like ours?
•· How quickly can we get it done?
•· Do you have a list of past customers and clients that we may call as referrals?
Interested in learning more about the Chico area or Ryan
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Ryan Vaught, Realtor
Keller Williams Chico CA
Office Phone: (530) 343-2959
· Commercial & Income Property
© Ryan Vaught Real Estate
RyanVaught.com | VaughtRealEstate.com | VaughtProperties.com | ChicoSolds.com | ChicoCondos.com | ChicoInvestmentProperty.com | ChicoHomesByRyan.com
Check out Ryan's Properties for Sale:
Ryan's Properties For Sale
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October 1, 2008
7 Questions A Buyer Should Ask An Agent Prior To Making Their Agent Selection
Q #1
What are your company's resources, support staff and network affiliation?
Q #2
What is your company's history and track record in helping buyers? (ex: How many buyers did your company serve last year?)
Q #3
What checklists and systems does the agent have to help you, the buyer, stay on track?
Q #4
Does the agent have information to help you find the best lender?
Q #5
Is the agent offering you a choice between customer and client level service?
Q #6
Is the agent offering traditional level service only or do they have an upgraded home buying system?
Q #7
Does your agent appear trustworthy, caring and committed to helping you reach your goals?
Interested in learning more about the Chico area or Ryan
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Ryan Vaught, Realtor
Keller Williams Chico CA
Office Phone: (530) 343-2959
· Commercial & Income Property
© Ryan Vaught Real Estate
RyanVaught.com | VaughtRealEstate.com | VaughtProperties.com | ChicoSolds.com | ChicoCondos.com | ChicoInvestmentProperty.com | ChicoHomesByRyan.com
Ryan's Properties For Sale
| Page 1 of 4 Compare Favorites |
| 4 Taige Wy, Chico | $679,500 | ||
| 4 Bedroom 3.5 Bath | 2800 Sq. Ft. | ||
| Come home and relax in this spacious and elegant custom home. Full of every upscale amenity you can imagine including an Epicurean kitchen, imported white oak hardwood floors,... More Information on 4 Taige Wy |
|||
| 1454 Broadway St, Chico | $650,000 | ||
| 4 Bedroom 4 Bath | 3600 Sq. Ft. | ||
| Turn of the century historic Diamond Match Company Victorian home on the historic registry. Qualifies for historic tax reduction. The home is in near original condition with i... More Information on 1454 Broadway St |
|||
| 477 Southbury Lane, Chico | $535,000 | ||
| 4 Bedroom 3 Bath | 2806 Sq. Ft. | ||
| Welcome to your new spacious home with custom floor plan, loaded with extra features such as Italian tiles, walk-in pantry, cherry wood raised panel cabinetry, stainless steel... More Information on 477 Southbury Lane |
|||
| 60 Glenview Way, Oroville | $399,000 | ||
| 3 Bedroom 2 Bath | 1729 Sq. Ft. | ||
| Beautifully maintained home. There are great features including a newer roof, HVAC, granite counter tops, granite around the fireplace, and new paint. This home is in great co... More Information on 60 Glenview Way |
|||
| 1099 Columbus Ave, Chico | $365,000 | ||
| 3640 Sq. Ft. | |||
| Newer 2003 built triplex. New carpet in all units, and fresh clean exterior paint. Has nearly zero vacancy, potential for upside in rents. Very low maintenance. 3 units, rents... More Information on 1099 Columbus Ave |
|||
| 1869 Rose River Ave, Chico | $359,000 | ||
| 3 Bedroom 2.5 Bath | 1994 Sq. Ft. | ||
| One of the best lots in heritage oaks! This home faces the forest and Teichart pond with easy access to walking & biking trails leading to Bidwell park. A one-of-a-kind backya... More Information on 1869 Rose River Ave |
|||
| 10 Patrick Ct, Oroville | $315,000 | ||
| 4 Bedroom 2 Bath | 1650 Sq. Ft. | ||
| This beautiful contemporary home is located on a quiet cul-de-sac and in a wonderful neighborhood. Close to boating, hiking, and shopping. This home has lots of great upgrade... More Information on 10 Patrick Ct |
|||
| 6050 Walnut Road, Corning | $260,000 | ||
| 3 Bedroom 2 Bath | 1404 Sq. Ft. | ||
| Classic country ranch home located on 6.25 acres near Richfield School. This property is great for horses, cattle or farm animals. Features included are a large barn, two well... More Information on 6050 Walnut Road |
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| 3249 Myers Street, Oroville | $260,000 | ||
| 2448 Sq. Ft. | |||
| Investors crunch your numbers. This property consists of a triplex and single family home. Gross rents are about $2000 per month. Home has a newer roof, appliances, water heat... More Information on 3249 Myers Street |
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| 1740 Oleander Ave, Chico | $259,000 | ||
| 2 Bedroom 1 Bath | 956 Sq. Ft. | ||
| Super cute charmer in the east aves with tons of new amenities! Kitchen has granite, entire house new dual-pane windows and paint inside and out. Warm hardwood floors and back... More Information on 1740 Oleander Ave |
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September 30, 2008
Issue #1
Why buy a condominium?
Make a list of all the reasons you want a condominium rather than a single family detached house.
Issue #2
Is what you're looking at really a condominium?
If you want a condominium be sure you're not buying a look-alike (ex: townhouse, zero lot line, etc.). Make sure it is technically a condominium.
Issue #3
Pay close attention to the covenants, restrictions, by-laws, indentures, etc.
Are these things you would be okay adhering to?
Issue #4
Don't hesitate to contact the "Board of Directors" for questions and concerns.
This is the body who should be able to give you the facts on key issues that may be important to you and also make you aware of past problems.
Issue #5
Take time to learn the key rules governing condominiums.
3 Federal, state and local laws all have a potential impact on your experience as a condominium owner.
Issue # 6
The quality of construction
A VERY important issue both in the short and long run
Issue # 7
Assessments and fees
Are the fees realistic? Too little is a problem waiting to happen...
Issue #8
What is the profile of the occupants who live there?
...% owner occupied
...% tenant occupied
Other demographics that are important to you
Issue #9
Did you select a real estate agent that understands condominiums?
Pick a pro!
Interested in learning more about the Chico area or Ryan
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Ryan Vaught, Realtor
Keller Williams Chico CA
Office Phone: (530) 343-2959
· Commercial & Income Property
© Ryan Vaught Real Estate
RyanVaught.com | VaughtRealEstate.com | VaughtProperties.com | ChicoSolds.com | ChicoCondos.com | ChicoInvestmentProperty.com | ChicoHomesByRyan.com
Ryan's Properties For Sale
Page 1 of 4
Compare Favorites
4 Taige Wy, Chico
$679,500
4 Bedroom 3.5 Bath
2800 Sq. Ft.
Come home and relax in this spacious and elegant custom home. Full of every upscale amenity you can imagine including an Epicurean kitchen, imported white oak hardwood floors,...
More Information on 4 Taige Wy
1454 Broadway St, Chico
$650,000
4 Bedroom 4 Bath
3600 Sq. Ft.
Turn of the century historic Diamond Match Company Victorian home on the historic registry. Qualifies for historic tax reduction. The home is in near original condition with i...
More Information on 1454 Broadway St
477 Southbury Lane, Chico
$535,000
4 Bedroom 3 Bath
2806 Sq. Ft.
Welcome to your new spacious home with custom floor plan, loaded with extra features such as Italian tiles, walk-in pantry, cherry wood raised panel cabinetry, stainless steel...
More Information on 477 Southbury Lane
60 Glenview Way, Oroville
$399,000
3 Bedroom 2 Bath
1729 Sq. Ft.
Beautifully maintained home. There are great features including a newer roof, HVAC, granite counter tops, granite around the fireplace, and new paint. This home is in great co...
More Information on 60 Glenview Way
1099 Columbus Ave, Chico
$365,000
3640 Sq. Ft.
Newer 2003 built triplex. New carpet in all units, and fresh clean exterior paint. Has nearly zero vacancy, potential for upside in rents. Very low maintenance. 3 units, rents...
More Information on 1099 Columbus Ave
1869 Rose River Ave, Chico
$359,000
3 Bedroom 2.5 Bath
1994 Sq. Ft.
One of the best lots in heritage oaks! This home faces the forest and Teichart pond with easy access to walking & biking trails leading to Bidwell park. A one-of-a-kind backya...
More Information on 1869 Rose River Ave
10 Patrick Ct, Oroville
$315,000
4 Bedroom 2 Bath
1650 Sq. Ft.
This beautiful contemporary home is located on a quiet cul-de-sac and in a wonderful neighborhood. Close to boating, hiking, and shopping. This home has lots of great upgrade...
More Information on 10 Patrick Ct
6050 Walnut Road, Corning
$260,000
3 Bedroom 2 Bath
1404 Sq. Ft.
Classic country ranch home located on 6.25 acres near Richfield School. This property is great for horses, cattle or farm animals. Features included are a large barn, two well...
More Information on 6050 Walnut Road
3249 Myers Street, Oroville
$260,000
2448 Sq. Ft.
Investors crunch your numbers. This property consists of a triplex and single family home. Gross rents are about $2000 per month. Home has a newer roof, appliances, water heat...
More Information on 3249 Myers Street
1740 Oleander Ave, Chico
$259,000
2 Bedroom 1 Bath
956 Sq. Ft.
Super cute charmer in the east aves with tons of new amenities! Kitchen has granite, entire house new dual-pane windows and paint inside and out. Warm hardwood floors and back...
More Information on 1740 Oleander Ave
#1
There is no perfect house......when you find a house/property that is consistent with your top few priorities -consider writing an offer. Seldom does a buyer find a property that has more than 85% of what they want/need.
#2
The popular properties priced right go quickly-so be actively looking on places such as ryanvaught.com for the newest property listings in your area.
#3
Package yourself and your offer so that both look good to a seller. You may be in competition with one or more buyers for the same property. See post from September 26, 2008 "5 Keys To Making You & Your Offer Look Great in Chico".
#4
The home buying process is complex, so consider using professional service providers such as real estate agents, attorneys, etc. Also, do your homework and research the home buying process so you have some knowledge of what is going on.
#5
If value and price are important to you, have an appraisal or Competitive Market Analysis (CMA) done on the property BEFORE buying it.
#6
Don't be surprised if and when you get buyer's remorse...an uneasy feeling about your buying decision. Most people question their decision to purchase at some time during the process.
Interested in learning more about the Chico area or Ryan Ryan Vaught, Realtor · Commercial & Income Property
Vaught Properties: Chico Income Property
Chico Condos: Chico Condo Sales
Ryan Vaught: Ryan's Residential website
Keller Williams Chico CA
Office Phone: (530) 343-2959
© Ryan Vaught Real Estate
RyanVaught.com | VaughtRealEstate.com | VaughtProperties.com | ChicoSolds.com | ChicoCondos.com | ChicoInvestmentProperty.com | ChicoHomesByRyan.com
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Delivering Results - Chico Real Estate - Keller Williams. In order to be successful in working with buyers and sellers here at Keller Williams Realty I maintain a detailed knowledge of the inventory
With Chico as my home town, I am very knowledgeable and experienced with the local real estate market.
My goal is to provide you, my client, with the best service possible. I will help you buy or sell your home with confidence, confidentiality and integrity, doing my best to represent you throughout your transaction.
16 Reasons to Choose Me »
So why pick me? First, and foremost, I know I can offer you an unique experience with professionalism, honesty and enthusiasm that is unbeatable! I strive to meet my client's needs. I have dealt with a variety of situations, from helping first time home buyers find a great home within their budget, to helping clients who know precisely what they are looking for. When representing you as the seller, I will work hard to:
I would love to meet with you and talk about your needs and I am looking forward to the opportunity of being your trusted real estate agent. Please give me a call.
Chico Area Referrals
Are you another agent looking for a hardworking agent in Chico to refer your clients to? I would love to take extra special care of your referral. I don't just promise results, I deliver them! Please give me a call.
Ryan's Chico Real Estate Blog »
Are you an Investor?
I have a specific site for you! Check it out, commercial and income properties in Chico, Paradise and Oroville.
Chico Commercial Real Estate »
My Real Estate Network Sites
Home Search Tools
Chances are you are looking for something special, so we have developed the tools below to help you.
The Next Step
Well, if you have already found the right home, you are well on your way. However, there is a lot more to consider when thinking about making an offer. Below are a few tips, of course, feel free to contact us for more advice.
About the Chico Area
We love Chico, and we are sure you either already do, are will shortly. Below is some information about our area.
For the Informed Buyer
Here are some more resources to aide you in your home search. Of course, make sure to contact us if you have specific questions.
Market Information
If you are thinking about buying, chances are you are watching the market. Here are some tools to help you do just that.
For Seniors
Asking the right questions will help you get the right answers before you buy or sell which can make all the difference.
About the Loan
A major part of buying a home in today's world means getting a loan. Here is some helpful information for you.
About Home Inspections
What is a home inspection and why do most buyers get one? You will find out just home much hassle and headache a home inspection can save you. Take a moment to read more below.
About Title & Escrow
Buying or selling a home (or other piece of real property) is the largest monetary transaction most people will experience. As a buyer or a seller, you want to make sure that all the conditions of sale have been met before property and money exchange hands.
"We can't say enough about your services and would highly recommend you to anyone."
"My husband and I were impressed with Ryan's professionalism and knowledge about real estate. He showed us through at least a dozen homes without ever rushing us. He was always willing to answer our questions. He helped us understand the process of escrow as we made one of the most exciting purchases of our lives-our first home!"
"Ryan's willingness to take extra time to explain things to us, first time buyers, made us comfortable and confident. Trust can be an issue in situations like buying a first home, but Ryan and his office support staff eliminated any doubt that we were receiving caring, conscientious treatment and that our specific needs were getting the necessary extra attention. Ryan's referral to our inspector and mortgage broker worked out quite well and having Ryan's office so close to home has also made us feel at ease. Buying a house for the first time was both educational and very, very smooth"
"Thank you for all of your hard work. We appreciate all of the time you spent working with us and all of the advice you gave us. We would not have been able to do it without you. Thank you for being available in the evening for phone calls at home."
Ryan Vaught, Real Estate
Keller Williams Chico CA
Office Phone: (530) 343-2959
Ryan's Current Listings
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