Birmingham, AL

Fun Stuff To Do Around Birmingham!

  39TH ANNUAL

BIRMINGHAM GREEK FESTIVAL

Where:  Holy Trinity-Holy Cross Greek Orthodox Cathedral

When:  September 29th, 30th, & October 1st, 10:30 AM - 10 PM

FREE ADMISSION and FREE PARKING

If you love great food and fun the Birmingham Greek Festival is a must attend event!  Experience the Greek culture....from authentic homemade Greek cuisine (check out the menu) to music and dancing, it's so much fun!  The weather forecast calls for sunny skies and pleasant temperatures....couldn't be more perfect! 

Can't stay for the festivities?  You can still enjoy the great food as they offer Drive Thru/Take Out service.  For 10 orders or more please phone your order to (205) 716-3086 and or fax to (205) 716-3085.

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Looking for a local expert to help with your real estate needs?

Google one here!

Courtesy of Ann Allen, CDPE, e-Pro, SRES, ASP

205.902.4868      

Keller Williams

One Chase Corporation Drive, Suite 150

Hoover, AL  35244

© 2011 Ann Allen, All rights reserved

August 2011 Market Statistics for Homes Sold in Crestwood, Birmingham AL

(Single Family Residences)

Units Sold: 13

Average List Price: $147,258

Average Sold Price: $140,723

Average Days on Market: 135

Compare August 2010:

Units Sold: 1

Average List Price: $229,900

Average Sold Price: $215,000

Average Days on Market: 83

There are currently 84 homes for sale in Crestwood ranging from $4,000 (really!) to $369,500 (per Birmingham MLS).

If you would like updated information or details for this or any community in or around Birmingham, Jefferson or Shelby Counties, please feel free to call or send me an email. I would love to hear from you!

Looking for a local expert to help with your real estate needs?

Google one here!

Courtesy of Ann Allen, CDPE, e-Pro, SRES, ASP

205.902.4868

Keller Williams

One Chase Corporation Drive, Suite 150

Hoover, AL 35244

© 2011 Ann Allen, All rights reserved

Photos taken by Ann Allen and may not be reproduced without express written permission of Ann Allen, Keller Williams Realty, Hoover AL. Please check if Creative Commons License as been granted for this or other photography provided by Ann Allen. Permission usually granted if credit is given with a link back. Thank you for your understanding.

Why is my credit score different from what the lending is seeing?

There are a few misunderstandings happening recently concerning the credit rating range that usually happens when consumers pull their own credit opposed to when a lending institution pulls a credit report. I think this really is brought on by the recent introduction from the VantageScore as well as the FICO rating which we all have been accustomed to using over the years. I’ll briefly describe the primary variation between the two in order to clean up these particular misunderstandings.

VantageScore range vs. FICO score range
VantageScore range: 501-990
FICO range: 300-850

With viewing this, you can see the two ratings overlap. This really is exactly where, I think, the actual issues about the existence of FICO scores over 900 are coming from. When a borrower is given their own FICO ratings through the loan provider, many people don’t give consideration which brand they are getting simply because they don’t know there is a difference. It’s easy to understand the frustration; however it’s always best to have a FICO score when talking to a lender. I don’t want to misquote an individual because a borrower is using a VantangeScore instead of our FICO score.

With this being said, if you have any more questions as to why your credit score is different from the lenders, give me a call at 205-776-8402.

CRESTLINE PARK HOUSE FOR RENT

1224 Krin Avenue Birmingham, AL 35213

3 bedroom, 2 bath with garage and lots of storage

$1200 per month

Convenient to UAB, downtown, shopping and more.

Home also for sale and/or lease purchase.

For photos and more info click HERE

August 2011 Market Statistics for Homes Sold in Town of Mt. Laurel, Shelby County AL

(Single Family Residences)

Units Sold: 3

Average List Price: $411,379

Average Sold Price: $387,713

Average Days on Market: 121

Compare August 2010:

Units Sold: 1

Average List Price: $375,000

Average Sold Price: $375,000

Average Days on Market: 0

There are currently 9 homes for sale in Town of Mt. Laurel ranging from $324,900 to $899,900 (per Birmingham MLS)

Don't forget to join the Shelby County Community Page!

If you would like updated information or details for this or any community in or around Birmingham, Jefferson or Shelby Counties, please feel free to call or send me an email. I would love to hear from you!

* * * * * *

Looking for a local expert to help with your real estate needs?

Google one here!

Courtesy of Ann Allen, CDPE, e-Pro, SRES, ASP

205.902.4868

Keller Williams

One Chase Corporation Drive, Suite 150

Hoover, AL 35244

© 2011 Ann Allen, All rights reserved

Photos taken by Ann Allen and may not be reproduced without express written permission of Ann Allen, Keller Williams Realty, Hoover AL. Please check if Creative Commons License as been granted for this or other photography provided by Ann Allen. Permission usually granted if credit is given with a link back. Thank you for your understanding.