About Madison County, AL

Just For Grins, A Little Monday Evening Humor, You Decide

On the way back to the office after showing property I was driving through a neighborhood that I've been through many times, but this was the first time I noticed this sign and had to share. So what do you think..."Just For Grins, A Little Monday Evening Humor or a Quickie, You Decide.

Maybe I should have waited until Wednesday to post this?

And if you'd like to live in this community just click on the following link for all available homes for sale in lexington, Madison Alabama.

If you need a knowledgeable real estate professional in Madison or Huntsville Alabama area, why don't you let me Google that for you! I also know outstanding agents in all states and Canada should you need help relocating to a new area.

In today’s volatile market, getting the financing you need to purchase a home is often a confusing and time-consuming process, however, it’s crucial that prospective buyers do their homework before picking the loan that’s right for them. VA loans, which are often overlooked, are a great option for past and current military personnel looking for financing in today’s more stringent mortgage environment.

Established in 1944 as part of the Servicemen’s Readjustment Act, VA loans are available for any individual who has served in active duty in any branch of the U.S. military for a minimum of 90 days.

The great thing about this loan is that it allows financing without requiring a down payment! It also doesn't allow the lender to charge the veteran "PMI" which is Private Mortgage Insurance.

A VA loan, though, does require the borrower to pay a one-time funding fee on their purchase, however, which can be paid up front or financed into the total cost of the loan. The funding fee for regular military members is 2.15 percent of the loan while Reservists pay a fee of 2.40 percent.

In addition to servicemen and servicewoman, non-active duty personnel, such as individuals in the Army Reserves or National Guard, may apply for a VA-backed mortgage provided they have completed six years of service. The spouses of deceased or missing military members are also eligible if they have not remarried.

Statistics provided by the Department of Veteran’s Affairs show that there are approximately 25 million homeowners currently eligible for a VA loan. However, only 10-15 percent of those who are eligible have taken advantage of the VA loan program when buying or refinancing. That's why it is so important to have a knowledgeable Real Estate Agent as well as a knowledgeable Mortgage Lender!

One reason for the low numbers is that for many years leading up to the mortgage crisis, there were numerous conventional mortgage products that were easier or more economical to the veteran than the VA loan.

During the years of early 2000 until about 2008, 100% conventional financing was commonplace, so the veterans felt like "why pay the VA funding fee just to have 100% financing". Of course, those conventional 100% financing days are, for the most part, non-existent now! Plus, VA appraisers have more stringent "requirments" and paperwork to follow when finalizing a VA loan.

Many veterans, especially those not so recently discharged, don’t fully understand the benefits of a VA loan, and many aren’t even aware that they’re entitled to one. With a VA loan, veterans can literally buy a home with little to no money out of pocket.

Those interested in learning more about VA loans, please contact me, Karen Borden, your North Alabama Real Estate Agent and I can put you in contact with a KNOWLEDGEABLE Mortgage Lender! Now is the time, with 3.75% interest rates, to buy that home! If you are looking to purchase Real Estate in Huntsville, AL; Madison, AL; Madison County, AL; Limestone County, AL; Athens, AL; Morgan County, AL - or any of those surrounding areas, please call! North Alabama is a HUGE military relocation area, so I know there are potential buyers out there that can use our help!

Borrowers who received a dishonorable discharge from any military branch are not eligible.

Madison Towne Centre, Condominiums, Townhomes, Patio Homes, Madison Alabama 35758

Are you moving to Madison or Huntsville Alabama...maybe you're only moving across town...Madison Towne Centre is just the place for you to check out if you are downsizing and don't need a lot of space, but do want a great convenient location for shopping, being close to employment.

Located next to Dublin Park 1,2,3, and only a couple of minutes from restaurants and shopping Madison Towne Centre is a great in town location. Madison Towne Centre is also in Horizon, Discovery and Bob Jones schools...strong schools make for strong and healthy communities.

Monthly dues at Madison Towne Centre ranges from $97 to $153 per month depending on the type of unit you own. Included in the monthly dues; grounds maintenance, pest control, termite bond, basic cable, garbage pick-up and use of the pool...all things you would have to pay for separately without the association. The clubhouse is available to rent for parties or other functions. There are 13 available homes in Madison Towne Centre priced from $59,999 to $139,900 offering 1 bedroom and 1 bath to 3 bedrooms and 2 baths and 610-1,520 square feet.

For additional information about Madison Towne Centre or homes for sale in the Madison Alabama area contact Nick at: 256 230-5933 or to see photos and details of all available homes for sale in this community click on: Madison and Huntsville Alabama homes for sale

The villages of Madison Towne Centre is as it sounds, comprised of different villages making up the Madison Towne Centre. Although a single Centre each village collects dues for maintenance and any surplus remains in that village.

Available home styles are ranch, first and second floor condos and patio homes.

Need a good real estate professional in Madison or Huntsville Alabama area, why don't you let me Google that for you!

Madison Hospital Grand Opening - February 2012

Friday February 24th - 6:30pm

For tickets and information please call (256) 265 8077

The excitement mounts as Madison's long-awaited new hospital prepares to open its doors. A series of events are planned to celebrate the Grand Opening of Madison Hospital in February 2012:

What: Grand Opening Gala

When: Friday February 24th - 6:30pm

Where: Madison Hospital Atrium

Cost: $100 per person

Dress: Black-Tie Optional

Champagne Reception ~ Hospital Tours ~ Formal Dinner ~ Grand Opening Ceremony ~ Huntsville Symphony Orchestra harpist, Katherine Newman

See Also:

• Sunday, February 12th - Baby Shower
• Wednesday, February 15th - Ladies Luncheon
• Saturday, February 18th - Medi Gras Bash

Visit the official Madison Hospital Grand Opening web site

Madison Hospital Grand Opening - February 2012

Saturday, February 18th - Medi Gras Bash

For tickets and information please call (256) 265 8077

The excitement mounts as Madison's long-awaited new hospital prepares to open its doors. A series of events are planned to celebrate the Grand Opening of Madison Hospital in February 2012:

What: Medi Gras Bash

When: Saturday February 18th - 7:00-11:00pm

Where: The Jackson Center at HudsonAlpha, 6001 Moquin Drive

Cost: $75 per person

Dress: Evening Casual

New Orleans style casual buffet ~ Cash Bar ~ Silent Auction

Music by DiscOasis

• See Also:
• Sunday, February 12th - Baby Shower
• Wednesday, February 15th - Ladies Luncheon
• Friday, February 24th - Grand Opening Gala

Visit the official Madison Hospital Grand Opening web site