Montgomery, AL

Moving Checklist

Provide the post office with your forwarding address two to four weeks ahead of the move.

Notify your credit card companies, magazine subscriptions, and bank of your change of address.

Create a list of friends, relatives, and business colleagues who need to be notified about your move.

Arrange to disconnect utilities and have them connected at your new home.

Cancel the newspaper, or change the address so it will arrive at your new home.

Check insurance coverage for the items you're moving. Usually movers only cover what they pack.

Clean out appliances and prepare them for moving, if applicable.

Note the weight of the goods you'll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.

Check with your condo or co-op about any restrictions on using the elevator or particular exits for moving.

Have a "first open" box with the things you'll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you're moving out of town, be sure to:

Get copies of medical and dental records and prescriptions for your family and your pets.

Get copies of children's school records for transfer.

Ask friends for introductions to anyone they know in your new neighborhood.

Consider special car needs for pets when traveling.

Let a friend or relative know your route.

Empty your safety deposit box.

Put plants in boxes with holes for air circulation if you're moving in cold weather.

We look forward to working with you.
Remember, at Capitol Realty Group, when it comes to us, it's all about YOU!

Be sure to visit our website at: www.CapitolRealtyGroupLLC.com

Home Buying Process

There's alot that goes into buying a home.
Here is a basic overview of the home buying process:

1. Find a professional, knowledgable and experienced real estate agent who is
duty bound to protect your interests. (We have several to choose from)

2. Pre-qualify with a mortgage comany to find the right mortgage program
for your needs (this saves you time and gives you negotiating power with sellers)

3. Research neighborhoods, schools, or other community features of interest
and locate available homes on the market for sale.
(your real estate agent can help save you alot of time and money with this process)

4. Identify a home and submit an offer to purchase to a seller

5. Once an offer to purchase has become a contract, it is highly recommended to get a professional home inspection done on your behalf.
(There will be costs involved, generally $300 to $400 but well worth the investment)
A mortgage company may also require an appraisal, a pest inspection, a survey and a septic inspection or flood certification if applicable. Check with your real estate agent to make sure any inspections needed are identified and included in the offer to purchase.

6. Closing - This is a final step to execute the finalized contract. All interested parties come together to verify that the conditions of the contract have been met and satisfied and the final transfer of the home and property change possesion from the seller to the buyer.

You can count on Capitol Realty Group to work with you to protect your interests while making the home buying process easy.

You can count on us for:

1. A detailed real estate analysis to help you determine an appropriate purchase price.

2. Help understanding information that may affect your decisions, such as a seller's disclosure, inspection results and other conditions we may discover about your purchase.

3. Professional negotiation that will help you attain the best possible price as well as attractive terms.

4. Recommendations on inspectors, attorneys, mortgage brokers and lenders if needed. We draw from professionals who have earned consistantly high marks from our past real estate customers.

For All You Home Buying Needs, In Montgomery Alabama Visit:

www.CapitolRealtyGroupLLC.com

Montgomery Real Estate For Sale:

1310 S Court Street Montgomery, AL

MLS#264187

Needs updating & oozes with potential. Large, well proportioned rooms. Nice floors. Kitchen has functional, modern layout and lots of space but needs new everything else. Basement apartment had been rented for $350 with owner paying utilities. Zoned O1 so could be office or mixed use.

Learn more about 1310 S. Court Street and other Montgomery Real Estate by visiting HatTeam.com.

Search all Montgomery Real Estate and homes for sale.

Buying Montgomery foreclosures now is smart. Today the interest rates on mortgage are low and the prices of homes, bungalows, manors, estates, etc have dropped. On a $100,000 home, you will pay below $400 on mortgage payments alone and the interest rates are well below 5 percent. Buying Montgomery foreclosures can save you loads of cash. If you are buying foreclosed homes as an investment and to make money in renting, thus now is the time to start spending. You can save 20 to 50 percent on foreclosed property around Montgomery, which means you can rent the property to make your money back quickly. Recently, news stations online reported that Montgomery residents are part of the crowd of people losing their homes to foreclosure. Yet Montgomery seems to be in better shape than some of the other states, like California. In Montgomery only one of every 519 people are losing their home to foreclosure. Alabama foreclosures is currently ranked the 42nd on the list of foreclosures. This is perhaps because the economy is in better standings, since the industries are strong and the economy is growing. People do not have to worry about saving 1 percent because the average sales on homes are below $150,000. Lenders in Alabama also work hard to help people keep their homes rather than wait until the last minute and repossess the home. Thus, the number of foreclosed property is not succeeding the number of foreclosure property in some of the other states. Right now, those who buy homes or commercial property in Montgomery can save up to 20% on estates, manors, bungalows, and other property. In February, foreclosed sales estimated to 146, average sales were slightly over $209 thousand. In Montgomery, around 200,000 people live in the area. Most of the median population makes over thirty-five grand. This probably explains why over 600 properties are on the Montgomery foreclosures list. Real estate agents, investors, and many others are searching for property through the Montgomery foreclosure list, so if you are looking for property it pays to start looking now since you may lose out on some fabulous deals. Investors know how to shop, and they will often look for outstanding deals on foreclosed property and they will buy them out before the next potential client arrives. The latest news as of April 06, 2009 is that there are 69 Montgomery Foreclosures that have been added to the existing list of foreclosures.