Jonesboro, AR

What is a Pre-Approval letter? I get this question ask alot, especially comes from First Time Home Buyers. What is so important about a Pre-Approval letter. As a Realtor let me help you with these questions. First of all, if you are a serious buyer it is a must to get pre-approved. This determines your borrowing power. We do not want to be looking at homes we can not afford, you need to know how much you are qualified for. Also, what type of loan are you getting, if it is a Rural Development you will not need a down payment, it is 100% financing, if it is FHA you will need at this time 3.5% down payment. It is very important to get with a lender and let the lender go over all your options. Pre-approval means your credit files have been reviewed and based on this information the lender will give you a letter that has the terms and the amount you are Pre-approved for. This is the best way to shop for your home. This also allows the seller of the home you choose, to know that you are a serious buyer when the offer has been presented. NOW... is the BEST time to buy a HOME....the rates are at a all time low, so why not take advantage of it!!

If your looking for a nice run, head to Craighead Forest Park. I wasn't really looking forward to my run until I arrived this morning. The temperature was a cool 59 and the sun beamed down between the trees and casted a beautiful bright yellow glow on the red, orange, golden yellow and green leaves. The street was filled with leaves that were slowly falling to the ground. Birds were singing and raindrops were falling off the huge leaf filled trees that were weighed down by yesterdays rainfall. It was breathtaking to be out there this morning. I encourage you to head out to your local park today and take in God's artwork. This morning gave me a great attitude and filled my heart with gratitude for God's wonderful creation.

Make it a great day!

Eric Burch

Calling on all home buyers in Northeast Arkansas. Are you ready to take advantage of these remarkable interest rates? The rates are historically low and NOW is the time to BUY!! If you are renting, the rent you are paying could be more than owning your own home. If you are wanting a larger home, now is a time to consider moving up. If you are a home buyer, please contact your local banker or mortgage company to see if you would qualify for a loan. If you do qualify, please contact a Realtor and lets give you the pride of home ownership.

With the weather starting to cool down here in Northeast Arkansas, outside activities are a must. Jonesboro offers all kinds of fun outdoors. We are home to Craighead Park, which has fishing, walking trails and an awesome play ground for your Children. Arkansas Game and Fish has the nature center, if you havent visited this it is a must see, it is educational and FREE. Also this Oct. 1 our Downtown is hosting Jonesboro BBQ fest on Main St. beginning at 11 am. You can enjoy a variety of music, activities of all kinds and of couse BBQ. So come check Jonesboro out and see why so many call it HOME!!!

How many of you watch "CAKE BOSS" on TLC? Please, tune in to TLC on Monday, June, 6th at 9PM. This is a special episode with Century 21. The Century 21 organization turns 40 years old and CAKE BOSS made it special for us. So, please tune in for this special episode.