Do you live in Hillsborough County? Are you in a flood zone? Do you know? If so, when was the last time you checked? Find out what determines a Flood Zone as defined by FEMA(Federal Emergency Management Agency).
Residents in Hillsborough County can check their "flood zone status" online by using the Hillsborough County Flood Map. This site enables you to key in your address or folio number for an updated map of your area to confirm your property location and flood zone level.
There are a few areas with exceptions. There is specific contact information available for each area. Some of the areas haven't recieved fully updated maps requiring additional information. These exceptions include the following cities:

Photo compliments of St. Pete Times taken during Hurricane season in Tampa in 2000. Photo taken by Skip O'Rourke.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2008 ActiveRain Corp. All Rights Reserved
Please consider rating this post for usefulness of content.
Susie--Isn't it amazing that so many are not aware if they are in flood zones or not? In MN with all of the lakes, rivers and wetlands, many homes are in flood zones but people are totally unaware. This is very important information for all FL homeowners. Good post!
Susie great post to steer homeowners in the right direction for finding out the flood zone status. We have a similar site here in NM to check. Believe it or not even in the desert there are houses in a flood zone.
WOW aside from bayshore being under water.. thats a really cool picture
Teri - you are so right!!
Ashley - do the deserts make you more apt to flooding?
Katrina - nice shot of Bayshore, huh? GO Skip O'Rourke for his photo skills!
congratulations for making #1 in Hillsborough County Susie!!!!!!!!!!!
Susie,
Wow, that's an amazing photo. Flood areas happen here, yet rarely in So. Cal. Right now we're experiencing a drought.
BTW, this is a 5 on my scale. I'm using some of Ashley's analysis from now on.
Yes, it actually does. For one we don't have the drainage that is needed for major water from melt offs from the Sandia's or a heavy rain. We can having major problems in certain parts of town. Mainly around the river obviously. But parts of NAA are in a flood zone as well. Lydna YEA! Yes, this is a 5 on the "Ashley Scale" not to be confused with the Richter Scale or Saffir-Simpson Scale.
Very useful post Susie! I definately ranked it a 5.
Lynda - This is "Bayshore" where all the local babes normally run, bike, rollerblade or walk their pets for exercise. There was one hurricane (scare) where someone was riding a jetski up and down this "road!" Beautiful area...
Ashley - THANK YOU for creating the "Ashley Scale!!" Brandon and Valrico don't have flooding like that except in exceptional storms. This is a very wealthy part of Tampa that floods quite often (just not like this) during the rainy season.
Chris - Thanks Chris!! Considering insurance rates these days along with flood insurance...I thought it might be useful!
Susie, that's amazing and sad. Great post! You are my Hillsborough County go to!
Awesome useful information Susie - we tell our customers that even if they do not live in a flood zone in South Florida, we recommend that they purchase flood insurance anyway - the cost is minor if not required and it may get them out of a bind in an emergency.
Susie - What a picture! I guess it is wise advice to have flood insurance there even if not in a flood zone. We have several areas in flood zone here. Our maps are not as easy as your search tool.
Susie, What a beautiful place to live when it is not flooded. Great information for homeowner in Hillsborough County. I guess flood insurance over there is just as important as earthquake insurance over here.
Susie,
Great job providing extremely helpful information for consumers!
I am always amazed at the number of buyers that come to my area that are worried about flooding.... there are very few areas this could ever be a concern here.... unless you are on the river... but we are in a volcanic area and our soil is pumice.... which absorbs water quickly - it is unusual to see a puddle 10 minutes after a rain.... and so much of our rain is broken up by the mountains..... great information for any area... because you do need to understand the area you are buying
Susie - what a reminder of the value of flood insurance - great post on helpful sites for local information for Brandon and Valrico
Hi Susie, just living in a so called flood zone is not enough to warrant flood insurance. I might live in an area deemed a flood zone and the house across the street may not. Here in Florida all property should be insured for flood, regardless of the zone designation. Afterall, we are living on swamp land that can only absorb so much water before it begins to rise. If people living in this state don't have flood insurance they are taking a huge risk, as statistically floods destroy and damage more homes in the US every year than fires do. And why should anyone listen to what FEMA says about flooding. The same organization that screwed up the recovery efforts in the Gulf south after Katrina, the same agency that refused to test their trailers for formaldahide, the same agency that had "heck of a job Brownie" as their head. Based on those lousy statistics FEMA should be the last agency we listen to when considering flood insurance.
Susie,
Great information for homeowners in Brandon Florida. I love the picture - I guess the highway does not prevent the use of canoes!
Good picture Susie! I am in an "A" flood zone and evacuation 1....ug! It's ugly! But I love South Tampa!
Good picture Susie! I am in an "A" flood zone and evacuation 1....ug! It's ugly! But I love South Tampa!