Borrow Money Like You Would Buy A Cell Phone

How is borrowing money like  buying a cell phone?

I'm going to share a funny personal story with you.  I just bought a cell phone the other day. Now,  read on because it has a LOT to do with how to get good mortgage terms.

This was a big thing for me because I bought a real bad-ass cell phone.  It's the LG CU500, the first HSDPA compatible UMTS handset for the US, and probably the first to be offered by Cingular.

Now I have no idea what I just cut and pasted about my cell phone but I know the thing cooks.  The interesting part is I am a long-time cell phone user.  I go back to the days when you threatened to leave your carrier and they gave you a free phone.  PAYING for the handset was a never an option for me.  I've been a ATT Wireless (now Cingular) customer for years so I logged on to the website and started my search.  I found 2-3 phones I like,and marched into the Cingular store , prepared to do battle.  Guess what?  It costs about 50-$100 dollars more to buy the phone in the store than online.  And that's perfectly fine with me because it is definitely worth it.

The moral of the story is this: We don't buy products, We buy solutions.  Solutions are best provided by people and not a URL. 

So how does this relate to the online versus in-person mortgage origination? 

GET THE REST OF THIS STORY AT www.MortgageRatesReport.com