When we were kids we were always aked that question, Have you been naughty of nice this year? For those of us who have been naughty we could expect a big lump of coal. Now has anyone ever really received a big lump of coal? While some Christmas presents are better than other's. I want to tell you about the best Christmas present I can think of.

This past Saturday Realty Executives of Kansas City dedicated it's third Habitat for Humanity Home, Joy Byrd and her family received the greatest present I think one could hope for. A new place to call home, a place where her children can call their own.

We want to thank everyone who helped build this home for Joy and those who helped fund this dream. We look forward to helping another lucky family in 2008 as we set out on our fourth Habitat home.