Attn: Investors! How Would You Like to Be Part of The Hard Money Business?

As a Mortgage Broker in South Florida (Palm Beach Gardens) I have built up a reputation as the "Go To Person" when it comes to Mortgages including Hard Money Loans, Alt A, Sub Prime, Jumbo's and Super Jumbo's.  With the housing Market what it is I have found most of my investors (Purchasing investor homes, condo's, commercial, etc...) staying on the sidelines waiting to pounce once they feel comfortable. 

I have been approached many times from my Hard Money investors to try and recruit more investors to help pool their money and have never felt comfortable til now.  I am very excited to offer this to the "Investor"

Below is a break down on how this works:

• You decide what properties you will invest in
• You decide what Loan-to-Value you will except
• You are in total control of your money
• You decide what loan position you want to be in 1st or 2nd
• You see the entire application of the Borrower
• You see the Appraisal
• You can pool your money with others
• You decide how much you want to make Minimum of 10% to 14% depending on property and loan position

This company is a 4-year old company.  They originate well underwritten and well secured "institutional quality" residential real estate loans while taking advantage of the flexibility afforded through private money lending. 

Since the inception of the company in 2003, the Company has never lost Investor capital, while returns have ranged from 10.5% to 15.0% and more, depending on each Investor's risk profile and investment objectives.  These interest returns are materially more than the compared to 4% to 5% found in mainstream investments.

Their strength lies in our intense, rigorous professional underwriting prior to each investment and active portfolio management after the investment.  They are a conservative in "opinion of value" and invest at a combined LTV of 65% or less, on average, leaving equity protection of at least 35%.  In addition, the contracts provide you (on behalf of the Investor) to take immediate actions to protect our Investor's interest and capital.  The filtering and due diligence process assures that they present only well-qualified properties to our Investors.  Investor funds are always managed through 3rd party reputable accounts (such as, Land America Title).  Our servicing collects interest and principal payments. 

This is an excellent vehicle for real estate investors who do not have the time to perform the up-front deep due diligence necessary, but desire meaningful returns, on well-secured real estate.

Currently only Lending in California. The Investor can be anywhere.

Products

•□        1st Trust Deeds     10.5% - 14.0%

•□        2nd Trust Deeds    15.0% - 19.9%

The typical range and size of each investment are:

Products                           Range                                              Average

•□        1st Trust Deeds          $300,000 to $1.5mm                              $500,000

•□        2nd Trust Deeds         $  40,000 to $300,000                             $  70,000

A Typical Investor

•□       10 or more properties (for diversification purposes)

•□       15% Return (on average)

•□       Fully secured with California-only residential real estate

•□       Average combined LTV of 65%

•□       Average repayment of 1 year; (money is reinvested again, if desired)

•□       Selectively chosen properties to protect Investor's capital

For more information please contact me (561)294-3202