The Mortgage Rap - Sing along! It's educational, it's fun, and it's fo' rizzle, yo.

What's the dizzle my home-buyin' homies? This is the Hemet Home Loan Thug kickin' it real n droppin' it like it's hot.

Okay, maybe not. But this is the Mortgage Rap.

It's to the tune of Rapper's Delight by the Sugar Hill Gang and matches up syllable for syllable with the original until the very last line. Just click play on the youtube video to learn the original, then try using the lyrics to bust a dope rhyme fo yourself.

You may learn something about the home loan process. Or maybe unleash your inner MC.

If you find yourself thinking "What the heck is that supposed to mean?" just click on a key phrase and get an answer.

Here we go...

I said a hip hop the Hemet, the Hemet
to tha Home Loan Guy, and you don't stop
the rock it when the rates start dropping
but don't thank Bernanke
It's the rhythm of the note with a T

Now what you hear is not a test-I'm rappin to the beat
And me, the groove, and my rhymes are gonna move some property
See I am Mortgage Guy and now home prices are low
For the first time you buy, invest, senior homes, single fam'ly and condo

But first I gotta bang bang the boogie to the boogie
Without equitizzy ain't no refi bizzy
Let's rock, you don't stop
I'm the lender that will make your escrow hop

Well so far you've heard my voice-a but I need to pre-approve
So get on the phone and let's talk loans
Come on, now, bust a move  

Check it out, I'm the h-e-m-e-t home loan guy
N' the rest is f-l-y
Ya see I go with the flow but ya realtor must-a know
My buyers pre-qualify

Ya see a credit score ain't enuff, there's more
Ya got li'bilities
I need a debt ratio and the money you make and employment history
I got mortgage loans for yo brand new homes
That def'nitely ain't the wack
I gotta help you find the right program or else you're talking smack

So when we're through I run your app in DU
and just maybe: pre-approved
If it a-doesn't ok, cuz FHA allows manual, too
Hear me talking bout first time buyaz got less money
as a payment fo' puttin down
But I wouldn't send you walkin' when I could get you talkin'
‘bout a first time home buyer program

Everybody yo hotel motel where you gonna plan to stay? (say what?)
Cuz I'm-a get a home loan, gonna get yo fam'ly set up wid tha real estate
Everybody go hotel motel holiday inn
You see why would you keep paying rent? That don't make no sense

(now Active Rain, am I mellow?...It's on you, so vote fuh me ya foolz)

well it's on n on n on on n on
The beat don't stop until ya home loan funds
I said m-o-r, t-a-g, and end with the letter e
I said-a go buy a home, if not for yo'self
Then it's called investment property

well, my name is known in all of the towns
By all the top producers and tha broker clowns
I'm goin down in history
Like the prices of a bank-owned property

Now the interest is high, now the interest is low
The rate's been bouncin and no one knows
Ya start poppin ya fingers and stompin your feet
Jus' lock the rate in already don't be such a freak
And then bam! ya start escrow today
I said bam - a now your onna your way
Then ya bring it that deposit check
And call up the inspecta for the house inspect

Be callin' the appraiser, time is short
Need a sureshot value on the report
Now I'm not as big as some lendaz you know
But I rap to the beat...and I close

I gotta prelim now, estimated Hud-1
It's a couple weeks later we're almost done

Singing on n n on n on on n on
The loan don't fund ‘til VOE is done
Singin' on n n on n on on n on
We wired yo fundz...congratulation.

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• California and the Terrible, Horrible, No Good, Very Bad Real Estate Market
• Investing in Hemet Real Estate...Good News and Bad News
• 7 Steps to Fix Your Credit

Joey Aszterbizzle is the Hemet Home Loan Gangsta and a member of the Active Rain 'hood of real estate thugz, yo. To buy or refinance your crib in Hemet, Riverside County, or California visit www.HemetHomeLoans.com or these digitz: 951.571.5751