Typically in Canada the financial institutions refer to January and February as RRSP Season because everyone procrastinates their contributions to the very last. Some places stay open till midnight just to take care of those late late stragglers.

The truth is that you can purchase RRSP's year round. The benefit to January and February contributions are that you have the option of declaring them in the current tax year or the previous tax year. If you are selling your home or a client of yours is selling their home and it isn't selling as quick as you'd like consider the benefits of utilizing your RRSP contribution room to not only make the home sell but get more for it than you thought you would.

Keenan