1. We make sure you're in debt and having trouble making your house payments (1st, 2nd, even 3rd mortgage payments). We're not afraid of your debt; we need your debt to create a profitable "Short Sale" scenario.
2. We develop a Broker Price Opinion (e.g., appraisal) of your property, set a reasonable sales price target, and market your home to get an offer to purchase it from a SOUND BUYER. When we have a viable purchase offer we can present it to the lenders on your behalf.
3. With your signed approval to represent you, we begin negotiations with ALL of your lenders to accept a discounted settlement ("Short Sale") for each of the mortgages - in other words, settlements that may completely wipe out your debt so you can walk away from the property without the threat of foreclosure adversely affecting your credit, dignity, or self worth.

Sound too good to be true? There's even more - you don't pay us a penny for these services!