About Anthem's Anthem

As a Realtor living and working in the Phoenix Metro Area I am often asked what parts of the Valley are selling well? What areas are seeing price increases or decreases and where will buyers get the best deal: Lender Owned (REO), Short Sales (SS) or Traditional (Norm)? Below is an example of research that I supply to buyers and sellers when they are interested in a specific area of the valley. It can be narrowed or expanded to meet the needs of the client. Here's a quick look, (30 days), at the extreme north valley, Anthem, AZ 85086.

Comparing January's Market Report with the past few months shows that almost every category has remained level. This includes Actives, Pendings and Closings in REO, SS and Normal/Traditional Sales. Anthem has definitely stabilized and that is good news for buyers and sellers.

Two categories that have changed are Price per square foot Listed and Price per square foot Sold in REO, SS and Normal/Traditional Sales.

Short Sales Prices up almost 12% while REO and Normal/Traditional are up slightly month over month for the last quarter. I believe the available data supports my belief that prices have bottomed and are on the way up. If you've been thinking about buying don't wait. Now is the time. Interest rates have remained very low but prices are on the rise.

If you're interested in buying or selling a home in Anthem please email Nancy@NancyLaswick.com or call me (602) 793-1627 for an in depth market report or a no obligation consultation. As an informed buyer or seller you'll make better decisions.

December 2011 Market Report Anthem, Phoenix, AZ 85086

As a Realtor living and working in the Phoenix Metro Area I am often asked what parts of the Valley are selling well? What areas are seeing price increases or at least holding their values and where will buyers get the best deal: Lender Owned (REO), Short Sales (SS) or Traditional (Norm)? Below is an example of research, (from the Cromford Report), that I supply to buyers and sellers when they are interested in a specific area of the valley. It can be narrowed or expanded to meet the needs of the client. Here's a quick look, (30 days), at a small part of the far north valley, Anthem, AZ 85086.

As of the 2010 census, Anthem had a population of 21,700 people. Featuring sweeping mountain vistas, golf, hiking and other recreational opportunities, Anthem has been described as one of the best places to live in Arizona by Phoenix Magazine and the best place to raise a family by Parenting Magazine in November 2003.

This month Anthem is a bit of a mixed bag. Active listings are down from last month but really haven't changed much over the last two years. Sales per month and sales per year are up and days on market for monthly sales are down all good signs for sellers.

Days on market for active listings is up over the last month and the last quarter but down year over year. Active Listing $ per SF is down slightly from last month but up in all other quarters, and year over year going back 2 years.

Annual Sales $ per SF is pretty much unchanged over the last 2 years. However, monthly sales $ SF was down almost 8% from the previous month but was very stable over the previous 2 years. I cannot account for the monthly change but a buyer or seller should not ignore the fact that this category fluctuated less than 3% or 4% for the previous 2 years.

Going forward into 2012 what appears, at first, to be a mixed bag of results is really a very good market for buyers or sellers.

If you are considering buying a home in Anthem, AZ 85086, the next 30 to 90 days is a great time to do so. Call (602) 793-1627 for a free consultation and a no obligation market report or email Nancy@NancyLaswick.com

Short Sale Questions and Answers for Anthem AZ

Short Sale questions and answers for Anthem AZ from Mike & Liz Dobbins, West USA Realty

Maybe you have been thinking about it, or just know someone who is. Maybe your neighbor sold their home as a short sale and you are now curious about how it works. With Short Sales beings such a huge topic in Anthem, Mike & Liz Dobbins have provided these answers to the most asked question we have received on the short sale process.

1. WHAT IS A SHORT SALE?

A short sale allows a homeowner to sell their home for less than they owe to their lender on the property. When the market value of the home is less than the amount owned, the owner is considered “under water”. The proceeds from the short sale are used to pay off the outstanding balance of the mortgage. Although the proceeds will be short of the amount owed on the mortgage, it allows the owner the opportunity to avoid foreclosure. It may put their credit standing in a better postion than if the actual foreclosure were to take place. The entire process hinges on the approval of the lender to accept the “short” balance of the mortgage.

2. HOW DOES A HOMEOWNER QUALIFY FOR A SHORT SALE?

The homeowners must submit a packet of required documentation, including a “hardship” letter, explaining their reason for the need to sell, pay stubs, or a letter explaining that they are unemployed, back statements, two years of tax returns, and any other financial documents outlining the income, and debts. These will be updated as requested by their lender as the process moves along.

3. WILL THE LENDER APPROVE A SHORT SALE EVEN IF THE HOMEOWNERS IS CURRENT ON THEIR MORTGAGE?

It does depend on the lender, we have had instances where the approval was granted when the homeowners has never missed a payment. And we have had other cases where the lender demands the homeowner miss at least one payment before they will approve the short sale.

4. CAN A HOMEWONER DO A SHORT SALE EVEN IF THE PROPERTY IS IN VERY BAD CONDITION?

Regardless of condition, you can short sales a home if the lender approves the short sale. But, if the market is filled with short sales and the home is in poor condition, it will more than likely stay on the market much longer than one in good condition. We do suggest to at least have the house clean.

5. WHEN IS THE BEST TIME TO DO A SHORT SALE?

The sooner the better, as mentioned before, you don’t have to miss a payment, but if you are missing payments, give us a call, and we will get started since it is a long process. The most difficult short sale transactions are the ones where the foreclosure date is just a couple weeks away.

6. WILL A HOMEOWNER HAVE TO PAY THE BALANCE OF THE MORTGAGE?

We do always suggest discussing your approval with a attorney. We look to be sure there is a “Full Lien Release” mention in the approval letters. However, all lenders issue different legal language. It is always best to seek legal advice once your approved.

7. HOW WILL THE SHORT SALE AFFECT A HOMEOWNERS CREDIT?

We do hear various answers to that often asked question. We do hear from some of our past clients and mortgage professionals that a drop of zero to 200 points on their credit score. It does depend on where your score was when you began the process. We also do understand a short sale is going to be easier to rebuild your credit score than a foreclosure or deed in lieu of foreclosure.

8. HOW LONG DOES A SHORT SALES TAKE?

Many lenders are getting better at the process, but the short sale process will take anywhere from two to five months from getting the offer to the approval.

9. WHAT IS THE SUCCESS RATE OF A SHORT SALES?

We have seen about a 90% success rate, but we do use a professional negotiator who has done many short sales for many different lenders.

10. HOW MUCH WILL ALL THIS COST ME?

We do not charge the homeowners for our services, the lender should pay all the fees including our commission, and the negotiators fee. There may be some minor fees you may have to pay, but that varies with each lender.

FOR ANY OTHER QUESTION NOT COVERED IN THIS SHORT SALE DOCUMENT, PLEASE CONTACT LIZ AT 623-826-1981 OR MIKE AT 623-826-6936.

PLEASE VISIT OUR WEBSITES THEDOBBINSTEAM.COM and LIZDOBBINS.COM

IMPORTANT NOTICE: LIZ & MIKE DOBBINS OR WEST USA REALTY ARE NOT ASSOCIATED WITH THE GOVERNMENT AND OUR SERVICES ARE NOT APPROVED BY THE GOVERNMENT OR YOUR LENDER. IF YOU DO ACCEPT OUR OFFER OF HELP, YOUR LENDER MAY NOT AGREE TO MODIFY YOUR LOAN. IF YOU DO STOP PAYING YOUR MORTAGE, YOU COULD LOSE YOUR HOME, AND DAMAGE YOUR CREDIT. WE ALSO RECOMMEND YOU CONSULT WITH YOUR ATTORNEY FOR TAX AND LEGAL INFORMATION REGARDING THE SHORT SALE PROCESS.

SHORT SALES QUESTIONS AND ANSWERS FOR ANTHEM AZ

Life is too short not to enjoy this designer-inspired home at 40152 N. Gershwin Drive, Anthem, AZ. Offered by top Anthem agent Doreen Drew at daisymountainrealestate.com, phone or text 623-879-3277… this four bedroom, two bath, 2,109 square foot home has a large sparkling pool in a huge, professionally landscaped, green backyard, with separate BBQ, outdoor dining area, and extended decking along with a custom outdoor fireplace for those winter nights.

This four bedroom, two bath, 2,109 square foot home at 40152 N. Gershwin Drive, Anthem, AZ sits on a large, corner, 11,219 square foot lot and has new paint inside and out, upgraded floorings, corian kitchen counters, upgraded kitchen and laundry cabinets custom valances, a formal dining room, family room, plus a 3-car garage with cabinets and side entry, an RV gate. Pride of ownership everywhere you look in this immaculate home.

Everything you need is in or near this fabulous Anthem community – park with fountains and children's train ride, bike and walking trails, playground, community clubhouse, pool, and tennis courts, skateboard park, library, grocery and outlet mall shopping, and easy freeway access. Deer Valley Unified School District schools with Anthem Elementary and Middle School and Boulder Creek High Schools.

Pre-qualify for this no-fuss conventional sale. This is not a short sale or lender-owned property. To view this four bedroom, two bath, 2,109 square foot home at 40152 N. Gershwin Drive in Anthem, Arizona now, or to schedule a private showing, please click the "Find Out More" link or call or send Doreen Drew a text message at 623-879-3277.

	40152 N. Gershwin Dr. Anthem, AZ 85086 Immaculate 4 BR Anthem Home with Sparkling Pool
Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Doreen Drew Office: 623-879-3277 Website: Visit Website	Price : $272,500 Bedrooms : 4 Bathrooms : 2 Square Foot : 2,109 Lot Size : 11,219 Community : Anthem Parkside County : Maricopa Property Type : Detached Year Built : 2000 MLS Number : 4579687 click for more information and pictures Property Description Life is too short not to have and enjoy this large sparkling pool in this huge backyard surrounded by green grass, separate BBQ, outdoor dining area extended kool-decking along with the custom outdoor fireplace for those winter nights. Designer inspired touches everywhere you look in a home that has been freshly painted inside and out. Upgraded floorings, Corian counters, upgraded cabinets, laundry cabinets, garage cabinets, side entry garage door, custom valiances, RV gate, upgraded landscaping on a large corner lot PLUS a 3 car garage in a great and quiet neighborhood. Steps from neighborhood park. Pride of ownership everywhere you look in this immaculate home. Come see. NOT A SHORT SALE OR LENDER OWNED. Features List 4 Bedrooms 2 Bathrooms 2,109 square feet Anthem Parkside Sparkling Pool Designer Touches Outdoor FP / BBQ Covered Patio Upgraded Flooring Upgraded Counters Upgraded Cabinets 3-Car Garage Cabinets in Garage New Paint In & O Custom Valances Custom Landscaping N / S Exposure Corian Kit Counters Pantry in Kitchen Outdoor Living Walking Path/Playgrd
Equal Housing Opportunity.	Coldwell Banker Daisy Mtn RE : 3434 W Anthem Way #112 - Anthem AZ 85086 : 623-879-3277

Anthem Community Cul-De-Sac Homes For Sale - Cul-De-Sac Homes For Sale In Anthem In Anthem Community

Anthem is a Del Webb master planned community located off of the I-17 in North Phoenix. Homeowners who live in Anthem can also take advantage of the amazing Anthem Community Center. The community center offers several tennis courts as well as a community pool with a water slide. Anthem is also close to the Anthem Outlet Mall as well the ever growing Happy Valley shopping center. Anthem is a great place to live with amazing parks, schools and great views. Many "snow birds" come from all over the country come to spend their winters in Anthem. In Anthem you will find homes with desert views, city light views as well as mountain views.

There are 10 cul-de-sac homes for sale in Anthem. Prices for cul-de-sac homes in Anthem start at $99,000 and go up to $219,00. Square footage for Anthem cul-de-sac homes start at 1,135 and go up to 3,389 square feet. The price per square foot for cul-de-sac homes in Anthem start at 463 and go up to $99 per square foot.

Anthem Cul-De-Sac Homes For Sale - Cul-De-Sac Homes For Sale In Anthem

Currently, there are 224 homes for sale in Anthem. Prices for Anthem homes for sale start at $130,000 and range up to $749,000. In the last 90 days, 129 Anthem home for sale have sold. There are also 23 bank owned homes for sale in Anthem. There are also 108 short sale homes for sale in Anthem. With prices being so slow, now is the time to buy a home if you ever wanted to live in Anthem! If you have any questions about homes for sale in Anthem, bank owned homes in Anthem, or short sale homes in Anthem please feel free to contact me! If you are looking for information on Anthem homes for sale, Anthem bank owned homes, or Anthem short sale homes click the links below.

Anthem Homes For Sale - Anthem Homes For Sale

Anthem Bank Owned Homes - Anthem Bank Owned Homes

Anthem Short Sale Homes - Anthem Short Sale Homes

Chad Johnson, REALTOR®

Licensed in Arizona

www.chadsellsaz.com www.anthemhomesolution.com www.anthemshortsalesolution.com

Solutions Real Estate
9375 E Shea Blvd. Suite 251
Scottsdale, AZ 85260
Cell: (480) 414-2686