Glendale, AZ

Release some stress, enjoy the outdoors and lets bring PICNICS back!

02-10-12

Shelby DiBiase: Real Estate Agent in Phoenix, AZ

view my blog
Office: (623) 362-3051

Mobile: (602) 330-1985

We are having very busy days here at the DiBiase Team and sometimes we forget that, as humans, we need breaks from work too. Most of the time, people who are busy will either bring lunch from home or go buy something fast and eat while they work or at their desk.

It’s scary to read how our sedentary lifestyles are starting to become a threat to our own health. You see it on the news or read it online; sitting at the computer uninterruptedly will make you tired, mess with your sight and posture, give you head aches and bad knots on your neck and back.

See, we live in beautiful Arizona, so at this time of the year, there’s no such thing as winter. This February has brought us warmer days and nice weather over all. For instance, today the high in Phoenix is 78. So why not get out of our office and take 30 minutes to eat and have a picnic? We have decided to do this at least 3 times a week and it’s actually very fun! It takes your mind off of work and it can help you relax and liberate stress.

If the weather is nice where you live, you should try to do your own picnic and if you can’t do it at work, maybe you can try to set it up with your family on a Sunday. Picnics are so FUN!

Picnic at Remax Professionals

www.dibiaseteam.com

4 Comments

4 Bedroom HUD Homes In Glendale – Glendale HUD 4 Bedroom Homes

02-09-12

Chris Dunham

view my blog
Office: (602) 321-6188

4 Bedroom HUD Homes In Glendale – Glendale HUD 4 Bedroom Homes

Looking for the perfect 4 bedroom HUD home in Glendale? We have all the right information for you including schools, community, and surroundings. This beautiful HUD home has all the requirements to meet your needs.

This Glendale HUD 4 bedroom home is a nice family and friendly community in a great location. Not only is it a great location is a newer built HUD home that is move in ready! Built in 200 with 2038 square feet. We are ready to quickly make this beautiful home yours.

The Home Buying Process

0 Comments

It's not what you know, it's how you decide to use it..

02-08-12

Shelby DiBiase

view my blog
Office: (623) 362-3051

Mobile: (602) 330-1985

I feel like it was yesterday that this new year started, however it’s already February, can you believe it? It seems to me that we started the new year with the right foot because we have been busier than we were by the end of 2011.

This month I will be completing my Tom Ferry Sales Power training and as it’s winding down, I feel really confident to say that I have learnt a lot from this course. I read a post yesterday that said something like “do not confuse Education with Intelligence” and though I agree with this, I must say that they go hand in hand.

The most important things I learnt from this training are:

- .. That having a great attitude and mindset is key. “Yourself” talk is directly related to your attitude and your actions, which equals your results.

- Tracking your business and setting up a 90 day plan for success. Many fun things are not planned, but when it comes to business, you have to have foundations.

- Having 8 to 10 ways to bring in leads. Knowing where your business comes from and working on that weekly is extremely important.

- Being relevant in today’s market with all the different social media tools. Need I say more? We all know what social media can do for a business if utilized in the right ways and consistently.

- Having the scripts and dialogues to go after expired listings and FSBO’s. You can’t be stuck on one thing and expect that to be effective forever. People, markets and everything around us changes constantly, so it’s time to explore new horizons and new ways of doing business and expired listings and FSBO’s are a good way to broaden your business.

I have really had an amazing time going to this class and I am really proud to be a part of Remax Professionals and also very grateful that they brought this awesome program to all of us. Here’s a little video we made to say thanks for always staying on top of things and promoting education! Cheers!

Search thousands of homes!

4 Comments

Things to do in Phoenix - the Glendale Chocolate Affaire this weekend, February 4 & 5, 2012

02-04-12

Juli Vosmik - Scottsdale/Cave Creek, AZ real estate 480-710-0739

view my blog

Mobile: (480) 710-0739

Glendale Chocolate Affaire

With the Phoenix Open and the Super Bowl this weekend, it's hard for people who aren't sports fans to find something to do here in the Scottsdale/Phoenix area - or is it?

How about heading over to the Glendale Chocolate Affaire? Located in the heart of the Glendale historic district in Murphy Park, you'll find some amazing chocolatiers making everything from traditional chocolate covered strawberries to the new trend - chocolate covered bacon!!! How about trying the chocolate covered potato chips or the chocolate fountain? There's even chocolate pizza!!!

The Washington Post and the Seattle Times has name the Glendale Chocolate Affaire one of the top 100 events in North America for a reason - it's just fun!!!

Hours: Saturday 10 AM to 10 PM

Sunday 10 AM to 5 PM

For directions, you can click on this link. http://www.glendaleaz.com/events/chocolateaffaire.cfm#Directions

With our weather in the 70's, it's a perfect way to spend the day with friends and family. And, eat a little of everyone's favorite treat.

19 Comments

Most Frequently Asked Questions about Short Sales

02-02-12

Shelby DiBiase

view my blog
Office: (623) 362-3051

Mobile: (602) 330-1985

Foreclosure on a home has consequences for the family, the community, the housing market, and the economy. However, the option for a short sale provides a way for troubled homeowners to prevent foreclosure and many of the dire penalties involved.

Most of the times when we sit down for the initial consultation with home owners, they want to know what’s the repercussions of a short sale will be on their lives and everything they have worked so hard to achieve.

The majority of our clients have a notion of what a short sale is, but we still like to explain in detail. Here are some of the most popular questions our clients have:

So, what is a short sale? A short sale is an agreement in which your mortgage lender agrees to accept a payoff on the loan for less than the balance. Many lenders agree to a short sale because they receive more of the loan balance in comparison to the amount they would gain from selling the property following a foreclosure.

What are the implications to my credit score? Following a successful short sale your mortgage will be reported on your credit score as either paid or negotiated, lowering your score as little as 50 points and affecting you for only 12 to 18 months. After a foreclosure, however, your credit score can lower as much as 300 and usually at a minimum of 250 points and affects your score for over three years.

What are the implications to my credit history? A short sale is usually reported as paid in full and is not reported on your credit history. A foreclosure will remain on your credit history for 10 years or more and will remain as public record.

How long will I have to wait to buy another home? After a foreclosure, you may end up waiting another 24 to 72 months before a mortgage lender will offer you an interest rate that is acceptable. Most mortgage lenders report that for homeowners who have undergone a previous short sale they may get a reasonable interest rate in less than two years.

What will be the effects on my future loans? For most mortgage lenders you will not be asked to declare or be questioned regarding a short sale on any standard loan application (1003).

Does it affect my employment opportunities? A short sale does not appear on a credit report and will not challenge your current employment status.

If you or any one you know is considering a short sale, contact the DiBiase Team to get your FREE initial consultation. We have helped over 100 families avoid foreclosure, you are not alone.