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FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st. MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages. As of June 1st, FHA loans in excess of the standard maximum of $625,500, in high-cost areas, will have a premium of 1.5% of the loan amount.
In addition to the increase in the annual MIP, FHA also announced it plans to raise the fee on the up-front MIP from 1.00% to 1.75%. No date was reported for its implementation.
The bottom line will result in a borrower’s payments going up. However, it might not be restricted to the MIP. Freddie Mac’s Primary Mortgage Market Survey showed that both 30 year and 15 year mortgages have gone up too.
One way to avoid the increase is to have a completed sales contract and have your lender order the FHA commitment prior to April 1, 2012. If you plan on buying a home this spring, there is a reason to do it earlier rather than later.
RE/MAX Prestige Properties
(928) 208-9827 Mobile/Direct
www.LoriDee.com
"Serving the Lake Havasu City Community”
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Today starts the first day of an eventful month for Lake Havasu City. Beginning today in Lake Havasu, you can catch “Cruisin on Main” each Thursday evening at McCulloch Blvd. Admission is always free. There will be hot rods, classic cars, rat rods, motorcycles, trucks, and more at Cusisin on Main Street. For more information visit www.lhcmainstreet.com.

Today, you can also you can view classic cars at Havasu Classic from 4pm to 6pm at Wienerschnitzel. This is a great event for classic car lovers and owners. Admission is free. And, for more information you can visit www.havasuclassics.com.
March 2nd will be the big day of the 4th Annual Bluegrass on the Beach starting at 10am and will continue until 6:30pm. Admission is $20 for adults, $10 for teens, and 12 years and under are free. Bring the whole family for this great event and enjoy.
March 2nd is also Bikes on the Boulevard at Lake Havaus’s Main Street and goes thru to McCulloch Blvd. Admission is free and you can find more information at www.lhcmainstreet.com.

March 3rd from 11am to 1pm at Wienerschnitzel you can find the Relics and Rods Cruise In. Every Saturday you’ll see the Relics and Rods Cruise-In, so all Hot Rodders and Classic Car Enthusiasts are welcome.
March 4th is the US Anglers Tournament at Lake Havasu State Park-Windsor 4. The basic entry fee is $175. Anglers fish as a team for cash, prizes and to accrue points for the fish-off. Additional information can be found at www.anglerschoice.com.
March 4th is Hoola Hoop Jam. Each Sunday until the end of April 2012, you can come out to enjoy the fun of Hoola Hoop Jam from 12-2pm at Rotary Park. Admission is free.
March 10th will be the 3rd Annual Full Throttle Harley Days at Shugrue’s Bridgeview Room at 6pm. Admission is $300, which includes a fabulous dinner for two to support local charities. There will be a 50/50 drawing and you’ll have a chance to win a 2012 Harley Davidson.
Come out to the Havasu 95 Speedway at SARA Park for the 2012 race season. Admission is $12 and kids age 6-16 is $6. You will get to enjoy the high speed fun at the most scenic quarter mile asphalt track in the Southwest. For more information visit www.havasu95speedway.com.

Every Saturday throughout March and April you can find family entertainment at Rotary with free Movie in the Park night. Bring your lawn chairs or a blanket and sit back and enjoy the movie under the stars. For more information visit www.lhcaz.gov/parksAndRecreation/parksAdministration.
Find more events all month long at www.golakehavasu.com/events.
Originally posted at: http://homesforsaleinhavasu.com/2012/03/01/lake-havasus-hot-upcoming-events/
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Spring is in the air in Lake Havasu City!
Our current market offers an Excellent Value of Homes and Properties for Sale, with a continued increase in Home Sales. We currently have 548 Single Family Homes on the market, with just 14 listed under $100,000.
March is right around the corner, bringing another month of FUN and EXCITING events in Beautiful, Lake Havasu City!
Mark your Calendars & Join the FUN!
4th Annual Bluegrass On The Beach - March 2-4
Lake Havasu State Park, Windsor 4
699 London Bridge Road
Don't miss this amazing 3 day Festival at Windsor Beach, in beautiful sunny Lake Havasu City, Arizona!
Admission: Adults $20; Teens $10; $12 yrs & under Free
Fri/Sat/Sun: 10:00 a.m. - 6:30 p.m.
For Details & Map: http://www.golakehavasu.com/events/details/81/4th-annual-bluegrass-on-the-beach/
Uptown Arts & Crafts Festival - March 3
In the Shambles Village on Main Street - Downtown McCulloch Blvd.
2126 N. McCulloch Blvd.
Take a Stroll along Main Street in Beautiful Uptown Lake Havasu City, for a Special Exhibit of Local Artists, featuring a wide variety of Artwork; Pottery, Paintings, Jewelry, Photography & Crafts at Shambles Village!
Sat. 4:00 pm - 7:00 pm (First Saturday of the Month - from October thru May)
Admission is Free
For Detailed Information & Map, visit: http://www.golakehavasu.com/events/details/210/uptown-arts-and-crafts-festival/
Hobie-McCulloch Cup - March 10-11
In the waters North of the Island, isan Exciting Weekend of Racing & Fun, at the Regional Mid-Winter Sailing Racing Event for Hobie Cats, with Participants from all over the Western U.S. & Canada! Spectators are Welcome to watch the Beautiful Colored Sails, as they coast along the Blue Waters of Lake Havasu! Races take place in waters North of the Island. This meeting is open to all HCA-NA (Hobie Cat Association of North America) Members.
10:00 a.m. - 5:00 p.m.
http://www.golakehavasu.com/events/details/69/hobiemcculloch-cup/
World Off-Road Championship Series (WORCS) - March 16-18 & March 23-25
Crazy Horse Campgrounds - On the Island
1534 Beachcomber Blvd.
Two High-Speed, Mud-Slinging Weeks, with Over 11,000 Professional & Amateur Racers
Adults $10/day or $20/weekend; Youth 12 & under $5 Weekend Pass
For Detailed Schedule of Events & Map: http://www.worcsracing.com
13th Annual Sidewinders 4x4 Desert Run - March 16-19
The 13th Annual Sidewinders 4 x 4 Desert Run is a Friendly, Fun-Filled Event for All Levels, Easy Going or Exhilarating - Mild to Wild! This is not a competitive event - there are no prizes or awards. It is simply a chance for Off-Road Driving Enthusiasts - from Novice to Experienced, to Enjoy the Scenic, Historic, and Challenging Trails of Lake Havasu City!
Venue: Aquatic Center
100 Park Avenue
Admission: $65 Trail Registration/ $10 Dinner Tickets
For Detailed Schedule of Events & Map: http://www.golakehavasu.com/events/details/126/13th-annual-sidewinders-4x4-desert-run/
Or Visit Their Website: http://www.sidewinders4wheelers.com
Big Boy's Toys - Featuring Extreme Machines - March 17
Downtown Main Street, on McCulloch Blvd.
Big Boy's Toys has an Amazing Display of everything from Cruisers to High-Tech Racing Machines for Dirt, Track, Road, Water & Air - with Vendor Booths featuring Local Businesses!
Free Admission
Saturday: 10:00 a.m. - 6:00 p.m.
http://www.golakehavasu.com/events/details/359/big-boys-toys-featuring-extreme-machines/
30th Annual Home Show - March 23-25
Lake Havasu High School
2675 S. Palo Verde Blvd.
Colorado River Building Industry Association
Two Gymnasiums Full of Vendors, an outside Food Court with more Vendors outside Showcasing What's New & Exciting for the Home & Much More, with Everything Conveniently in One Place!
Free Admission
Friday: 3:00 pm - 7:00 pm / Saturday: 9:00 am - 5:00 pm
Sunday: 9:00 am - 3:00 pm
http://www.golakehavasu.com/events/details/502/30th-annual-home-show/
Havasu Classic's 16th Annual Show & Shine - March 24
Shops at Lake Havasu
5601 Highway 95
Bigger and Better than Ever! 21 Classes of Cars and Trucks awarded Trophies; including the Selection for the "80th" Anniversary 1932 Ford! Open to all Makes, Models & Years. Designed for Local Car Enthusiasts to Display their Cars & Raise Money for Local Charities in the Process, with Raffles, 50/50 Drawing, Vendors, Food & Awards.
Saturday: 9:00 a.m. - 3:00 p.m.
For Detailed Information with Registration Fees & Map: http://www.golakehavasu.com/events/details/107/havasu-classics-16th-annual-show--shine/
There really IS Something Here for Everyone!
You'll find local community and relocation information, as well as fun things to do in and around Lake Havasu City, at LoriDee.com!
If you have any questions, please feel free to contact me at (928) 208-9827, (877) LORI-DEE, or email me at Lori@LoriDee.com.
Lori Dee Doerfler, Associate Broker
RE/MAX Prestige Properties
(928) 208-9827 Mobile/Direct
www.LoriDee.com
"Serving the Lake Havasu City Community”

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Don't miss out on these upcoming Lake Havasu City, AZ events:
2012 Ever Start Western Division Qualifying Tournament - February 23 - 25
Lake Havasu State Park, Windsor 4
699 London Bridge Road
Watch them Reel in the Big One, in Person! Qualifying Tournament returns to the Waters of Lake Havasu!
6:30 a.m. - 2:30 p.m.
Admission: Free for Spectators
For Event Schedule: http://www.flwoutdoors.com/
8th Annual Mark Hahn Memorial 300 Mile PWC Race - February 25
American Power Boat Association (APBA) Mark Hahn Memorial Havasu 300
Crazy Horse Campground
7:00 a.m.
Admission: Free for Spectators
Website: http://www.pwcfun.com/markhahn300.asp
Or visit: http://www.golakehavasu.com/events/details/67/hot-products-apba--mark-hahn-memorial-havasu-300/
There's Something Here for Everyone!
You'll find local community and relocation information, as well as fun things to do in and around Lake Havasu City, at LoriDee.com!
My goal is to provide YOU with a single source of Outstanding Real Estate Services and Information in the Lake Havasu Area. Please take a moment to review the many resources my website has to offer! If you have any questions, please feel free to contact me at (928) 208-9827, (877) LORI-DEE, or email me at Lori@LoriDee.com.
I Look Forward to Working With You!
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My husband and I love Ceviche...Ceviche is basically fish (in this case shrimp) lime juice, onion, c
ilantro, jalapeno, probably salt and pepper.
Anyway, my husband and I been to Sonora Tacos y Mariscos, 2690 North Kiowa Avenue in Lake Havasu a number of times. The food is GREAT!...the prices are very reasonable. They have the best Ceviche in town, in my humble opinion.
Today, I was out looking at and taking pictures of a potential new listing. Guess what?? I drove right by Sonora Tacos Y Mariscos and the OPEN sign was clearly flashing red. It was only about 10am. I've only been there for dinner and didn't realize they opened so early...Yea! I got an early lunch...guess what it was??? That's right, it was a shrimp ceviche tostada with home made corn chips for $4.00...
Sonora Tacos y Mariscos has a varied menu; from seafood appetizers to whole fish to 15 types of shrimp dinners to traditional (from my experience) mexican dishes like tacos, burritos, quesadillas with chicken/beef/pork. They have a "kids menu" consisting of a cheese crisp, chicken nuggets, fish sticks or shrimp. Additionally, they have a full bar as well as serve soft drinks. What more could you want???
If you are ever on North Kiowa traveling east toward Avalon, it's on the right side...
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