Payson, AZ

(I tried to post this Friday, but our internet service was out due to a storm)

Picture below is from a fire a few years ago west of Payson. That's not sunset- it was the middle of the afternoon. The smoke and ash made it hard to breathe, and turned the sunlight red and yellow.

We who live in the woods understand why people who live in the desert want to come North for the weekend. Really, we do. And we welcome you.

But PLEASE, please, be careful while you're here.

We had a fire just North of Payson last week. It started last Sunday afternoon, within half an hour there was a gigantic plume of smoke, and two small communities in the woods, Beaver Valley and Whispering Pines were quickly evacuated. Here is the story in the local newspaper.

The fire is pretty well out now, the evacuees were back home by mid-week. and no homes were destroyed/no one hurt.
We were lucky this time. A headline in the paper in big print read "Dodged the Bullet". This time.

They aren't yet sure of the cause,but they say it started near the road. Sounds to me like a careless cigarette tossed out a car window.

If you come North to be in the woods, you must THINK about what you are doing. Don't be the cause of the next fire. we might not be able to dodge that bullet.

I posted the 3 and 4 bedroom rentals already. Here are the 1 and 2 bedrooms:

*apartments at 2 locations, one a large complex, one a very small complex.
-The large complex is technically condos (converted from apts a few years ago) so it is a mix of Owner occupied and renter occupied. Our rents start at $400 for an uptairs 1 bedroom to $525 for a downstairs 2 bedroom. Our Owner also has a couple of these for sale at good prices. Visit our web site for details.
-The small complex is 5 one bedroom units, 5 two bedroom. The 2 bedrooms are two story, and back to a shared yard. They range from $450 for a 1 bedroom to $595 for a 2 bedroom.

*a 2 bedroom, 1 1/2 bath site-built home in Payson, for $700
*a 2 bedroom, 1 bath site-built home in Tonto Village (about 20 miles East of Payson), very near National Forest, has a large garage, for $800
*a 2 bedroom, 1 1/2 bath site-built home in Pine (about 15 miles North of Payson), for $700

We could use more 2 bedroom places for rent! Mid-range properties are still filling fairly quickly in Payson.
Visit our web site for full details.

This is such a fun post…

I love trying something new all the time…and I just had to share this, Starting September 4 (Labor Day weekend) Payson will be hosting on Main Street - First Friday - this is a year round free event featuring an art show, craft show, antique show, classic cars, music and food. Main Street is closed off the first Friday of every month for a fun filled pedestrian event.

Cheron Lange

You're Neighborhood Realtor© We proudly serve and sell Real Estate in all and around Phoenix, Arizona. If you are thinking about purchasing and selling your home in Phoenix, Chandler, Gilbert, Scottsdale, Tempe, Mesa, Fountain Hills, Paradise Valley and Queen Creek or other surrounding areas, and most importantly would like to work with a local expert… "Let Our Family Help Yours!"

Michael & Cheron Lange

Realtors© - John Hall & Associates

480-319-1000

Michael@lofhy.com

Cheron@lofhy.com

Copyright© 2009 Michael & Cheron Lange

A year or two ago $1300-$1400 a month or more was not uncommon in Payson. Now there there are many more homes on the rental market because they are not selling, so the competition has brought rents down somewhat. If you are looking for a higher-rent home you now have many to choose from.
Many Owners are trying to rent the homes out themselves, and we say "Tenants beware". Why is it to your advantage to rent through a management company?

* We KNOW the laws governing rentals, and we WILL follow them
* We will NOT come into your rental without your permission (except emergencies)
* We run the company as a business, so we won't get emotional at you
* We do walk-throughs, we're "firm but fair" about cleanliness, we deal with the deposits when you leave (we would MUCH rather you leave it clean and get all your money)

In short- it protects YOUR rights as much as it protects the Owners.

These are our 3 bedroom rentals currently available:

a 3 bedroom, 2 bath, large site-built home, 2-car garage, great views from the deck, an extra room (outside access), $1100

a 3 bedroom, 2 bath, large site-built home with TWO garages (a 1-car and a 2-car), fenced yard, $1200

a 3 bedroom, 3 bath, condominium by the town lake, 2000 sq ft, 2 story (1 bedroom/bath downstairs) $1200

a 3 bedroom, 1 bath site-built home, corner lot, deck, $850

a 3 bedroom, 1 1/2 bath, manufactured single-wide with add-on, extra room, large carport, fenced yard, $750

a 3 bedroom, 2 bath, manufactured home single-wide with add-on, $775

AND a (rare) 4 bedroom, 2 bath, newer manufactured double-wide, $1150

Visit our web site RentinPayson.comfor more rentals, our applications, and info about Payson.

Last month I ran across a great Loan Officer, Mark Paliscak, with AmeriFirst, 10625 N. Frank Lloyd Wright Boulevard, Scottsdale, AZ 85259. They are Mortgage Bankers (not Mortgage Broker). As a banker, they can underwrite their own loans, draw documents and also fund their own loans. Each one of these steps only takes one business day since they are "the bank".

What this means to you, the borrower, is that they can get your loan closed without delays that most Brokers are experiencing. I asked him to highlight one of the programs they are authorized to offer through Fannie Mae in hopes that one of you might be able to use it as an option for financing your new home. Mark was kind enough to outline the loan program below:

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Home Path Mortgage

We now have an exciting new program sponsored by Fannie Mae called Home Path Mortgage. The program was designed by Fannie Mae as a financing option to help facilitate Fannie Mae's Real Estate owned REO properties and to support market stabilization. The program will definitely help Real Estate agents sell more homes as the program allows for approvals for clients that we previously could not get approved. I have listed some of the highlights of the program below:

1. Eligible properties must be owned by Fannie Mae as a result of a foreclosure or deed in lieu of foreclosure and be designated by Fannie Mar as eligible for a Home Path Mortgage.
2. There is no appraisal required! No more worrying about the condition or if the property will meet value! No appraisal, No worries.
3. Mortgage Insurance is not required for LoanToValue's greater than 80%!
4. All occupancy types are accepted.... Owner occupancy, second homes and investment homes.
5. Down Payment as low as 3%. Second homes to 90% LTV!
6. The program accepts credit scores starting at 580.
7. Seller can contribute up to 6% of buyer's closing costs on owner occupied homes and second homes.

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Using this loan will allow you to avoid the high price of up-front FHA Mortgage Insurance and a monthly MI payment while avoiding the issues that can arise from an appraisal. I encourage you to call Mark at: Tel: 480.289.7630; Cell: 602.526.7478 or Cell: 928.242.7487 to learn more about the program and how it can work best for you!

To get a free list of these bank owned properties in Payson, Arizona, give Sandra Scott a call at

928-978-9047.

http://www.paysonarizonamls.com