About Richmond's Richmond City Center

2009 is a Year for First-time Buyers!

Have you been wondering when is a good time for you (and your family) to buy your first home? Have you just been delaying your decision; yet you feel you're quite ready to be a homeowner?

Calling all first-time buyers in Richmond, Vancouver, Surrey, Delta, New Westmisnter, Burnaby,
and other areas of the Lower Mainland, this year might be a year for you to look into your
potential to finally own a home.

More choices on properties are available and lower interest rates can be offered to
qualified mortgage applicants.

A personal consultation with a real estate professional may be sought out so you know further your options.

We encourage would-be homeowners to closely look at their financial health.

If at all geared to homebuying, the right time to be a homeowner could be waiting for you right now.
If you want to try a pre-qualification process, please send inquiry by email.

Let us join and hold hands as we continue to face the year 2009 with a positive outlook
and energetic spirit!

It is the first quarter of the year when we all could look forward to a new beginning
by setting up a workable plan, as we learn from our experience in the previous year.

With all the news that we hear lately, not to mention the economic turbulence that
has shaken the world, all we could do is keep, if not build, the optimistic spirit in us
while we work on our chosen path that we believe could lead us to the right direction.

A book on "success principles" has been written for individuals seeking to discover
their inner strength and motivation to develop their potential.

Watch out for the release of the book "YOU ARE PRIVILEGED, 12 Success Principles to Uncover Your Innermost Potential" by Sheila Atienza.

For further book details, please inquire by email.

Writing has truly been a great avenue for one to express thoughts on certain issues and relate in a special way to readers. Activerain, being a medium to people involved in the real estate world
(who may be REALTOR, Mortgage Broker, Appraiser, Lawyer, Home Inspector, Home Stager, Home Buyer or Seller, or simply a Reader), has brought a significant mark on almost every one of us as contributor or industry supporter.

I am so pleased to have been part of it and certainly proud to be an active writer since the
time I joined this group (in the year 2006). Indeed, I have had readers and visitors on this site
who have expressed interest and opinion on topic or issue relevant to their situation.

Activerain! What a good place to learn; and surely, we are all yearning and looking forward to be
able to share more...

As an activerainer ready to welcome a positive, bright year ahead (amidst the present
global economic uncertainties), I wish everyone a pleasant and peaceful season!

Merry Christmas everyone!!!

Richmond, British Columbia, Canada - Can you afford a one bedroom apartment/condo?

In this day and age when the real estate market offers more inventories, the renters or
first-time buyers could see the upside aspect of this current trend.

If you're a couple, or perhaps single, and currently renting, have you thought
about how much can you qualify for, if you try and go through a process of
mortgage pre-qualification?

Do you know if you qualify for a mortgage?

Many people may be interested to own a home. However, there may be some factors
to look into. These are total income to support a mortgage, credit history, not to
mention assets and liabilities or debts.

If you need to learn more about mortgages, please visit: www.iclickmortgage.com

Richmond, British Columbia, Canada - Are you looking for a Richmond Townhouse with Two bedrooms?

Good news for buyers with small household members looking to purchase a property
in the city of Richmond.

As per the MLS record today, November 29th, there are at least seven 2-bedroom
townhouse units that are offered in the price range of 300K to 350K.

Let say somebody puts up an offer for a Richmond townhouse unit at a purchase price of
$325K and the offer gets accepted, how much will a mortgage borrower be paying for this
property?

If one qualifies in this category, and gets approved for a loan amount requested,
with five percent down (which in this scenario would be $16,250), mortgage borrowers
may be looking at atleast a mortgage payment of $1670+ per month (as per their approved
credit).

So, if a family is currently renting a property in the amount as if you could be paying a
mortgage, how does the idea of being a homeowner occur to you?

I think it is very timely that one considers what this current market situation offers.
Find out if this fits your property criteria by sending your inquiry.