Pre-Qualify!
In today's market, sellers are looking for solid, pre-qualified buyers for their homes. It only takes a short amount of time to get pre-qualified. Items you will need in order to do so are as follows:
Pay-stubs for last 30 days
W-2's & 1099's for last 2 years
Federal tax returns complete with all schedules and attachments
Bank statements for last 2 months including checking, savings, stocks, mutual funds, retirement accounts
VA Certificate of Eligibility & DD214 from eligible veterans
Address and Landlord history
There may be additional items you will need depending on the individual circumstances or the loan program being applied for.
If you have not pre-qualified here in Alaska but would like to, contact Annie Davenport at Homestate Mortgage. She is wonderful to work with! 352-4248
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I hope Annie is on the Rain Dody. If not invite her and create your 'team'.
Have a great day. Is it over 20 degrees today? Brrrrrr!