So I had a little close, you know the kind where the seller is out of state and buyer closes separately. It wasn't enough that my seller was gracious enough to pick up the tab on some closing costs, but later to find that there was actually some closing costs dollars not quite exhausted from agreed amount. Well certainly no harm there for my seller! All is good to close, home inspection complete, agreed no home warranty provided by seller. However, at close, literally, and mind you it was a separate close..docs overnighted to seller, one of those last minute HUD's, the selling agent decides that since there were dollars left from the agreed closing cost/prepaid amount, it would be okay to add a home warranty AND have my seller pick up a portion of the inspectors fee! Needless to say that did not fly with me. We had a new HUD drawn up, and a credit issued to my seller, and new docs overnighted. So, I would recommend that if you have one of those handy little seller to pay blah,blah,blah, it might be a good idea for your fiduciary responsibility to your seller to get a quote/GFE from their lender of what said fees are with that pre-qual letter. Just a thought! Happy selling.
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