KNOW YOUR OPTIONS TO AVOID FORECLOSURE!

REAL ESTATE PROFESSIONALS BEWARE: Before you or your clients pay any fees to any company, make sure to come learn the legal facts and truths to the alternatives to foreclosure. Come to this event for FREE and learn more about the following topics:

Foreclosure's effect on credit score The consequences of Bankruptcy The Timing and Success of Short Sales Loan Modifications and their failure rates

Foreclosure Alternatives Forum:

Fiesta Resort and Conference Center
2100 S Priest Dr, Tempe, AZ 85282
April 7th, 2009 ~ 6:30pm – 8:30pm

Bring your Clients! Homeowners, Real Estate Professionals, and Brokers welcome!

Educate your clients:

35%	Of homeowners with mortgage in Arizona have little or no equity
16%	Of all mortgages will be in foreclosure in the next four years.

BILL KOZUB

• Bill is a founding partner of the Scottsdale, Arizona, real estate business law firm of Berns, Kozub & Kloberdanz, PLC.
• Mr. Kozub is regularly published in such publications as the Arizona Department of Real Estate Bulletin, RealTimes.com and the Arizona Journal of Real Estate & Business.
• He is a member of the legal education faculty at the Arizona School of Real Estate and Business in Scottsdale, Arizona.

As Short Sales beome more common daily, it's important to get the facts and know the advantages of working with investor buyers to get your Short Sales done. Come learn from a group of Investors and Realtors that closed $11 million in Short Sale transactions in February 2009 alone. Before you or your clients pay anyone, be sure to come to this FREE legal forum to learn the pro's and con's of foreclosure, bankruptcy, short sales, and loan modifications, and which one is best for you!

Foreclosure Alternatives Forum:

Fiesta Resort and Conference Center
2100 S Priest Dr, Tempe, AZ 85282
April 7th, 2009 ~ 6:30pm – 8:30pm

Bring your Clients! Homeowners, Real Estate Professionals, and Brokers welcome!