How can I avoid being a victim of identity theft?

How can I avoid being a victim of identity theft?

You can limit the potential for fraud by remembering a few key tips:
When using your credit cards:

• Carry only the identification and credit cards you need when traveling, whether locally or abroad
• Do not carry your cards in your chequebook
• If your chequebook is lost or stolen, call your bank and inform them of the cheque numbers missing
• Sign your credit cards in permanent ink as soon as you receive them
• When making a purchase, keep your cards in view at all times; ensure you take your card back as soon as a transaction swipe has been completed with your card
• Do not sign a blank charge slip
• Always save your receipts, never leave them behind
• Avoid saying your account number aloud so that others can hear
• Only provide your ID and credit card information over the phone to reputable companies when you have initiated the call
• If you receive a call from someone claiming to represent your credit card issuer and the caller asks for your account number, do not provide it - if the caller is employed by the issuer, they will already know your account information
• If your Social Insurance Card is lost or stolen, contact your employer or your local Human Resources Development (HRDC) office immediately
• If your Driver's License is lost or stolen, contact your local driver and vehicle license issuing office and report it to your local police station

How to manage your credit and debit card statements:

• Check your statements as soon as they arrive to ensure all charges gathered are correct
• Keep statements in a safe place - they contain sensitive and personal information

By accessing your Equifax Credit Report on a regular basis, you can check to see if there have been changes to your report that you are unaware of.

Take care,

Mark Fidgett
"Your Mortgage Consultant....For Life!"

T 604.273.2002 | F 604.522.2072
E mark@notapennydown.com
W www.notapennydown.com