What can I do if I suspect I am a victim of identity theft?

What can I do if I suspect I am a victim of identity theft?

Check your Equifax Credit Report on a regular basis to determine if there are any changes.

When your credit or bank cards are lost or stolen:

• Keep a list of the names, account numbers and expiration dates of all your cards in safe place (separate from your cards) to be used when alerting credit grantors about a lost or stolen card
• Call all of your credit grantors immediately upon discovering your cards are missing. Most have 24-hour service numbers for this purpose. If you re-open the account, ensure they have your correct personal information.

Additionally, please call Equifax toll-free at 1-800-465-7166 or 514-493-2314. We will add a statement to your file to alert credit grantors that you may be a victim of fraudulent activity. This may mean that the next time you apply for credit you will be questioned more thoroughly as a precautionary measure. The credit grantor wants to make sure that you are, in fact, the person you say you are.

Take care,

Mark Fidgett
"Your Mortgage Consultant....For Life!"

T 604.273.2002 | F 604.522.2072
E mark@notapennydown.com
W www.notapennydown.com