Buying a home through your local Richmond BC Realtor

Why you should use a local Richmond BC Realtor when buying your home in Richmond?

If you know what you want to buy, we can help you to identify the property, negotiate the price and assist you in closing the deal. We strive to make your buying experience more pleasant and less stressful. There are compelling reasons why home buyers should have their Buying Agents to represent them. The loyalty and best interest of a home buyer can only be provided by his Buyer Agent.

With my 18 years of real estate experience, I can guide you through the whole process of buying your ideal home:

1) Loan Pre-Approval

As a dual-licensed agent, I may determine how much mortgage you may be approved and apply to the bank for a mortgage pre-approval. When you are pre-approved your mortgage interest rate will be guaranteed for 90 to 120 days. Knowing the maximum loan you can get, it will not be difficult to search the properties meeting your requirements.

2) Comparable market review

As your Richmond BC Realtor, I will then review with you the recent sales, active and expired listings. This helps you to understand what to expect when making your offer to purchase.

3) Viewing the property and making an offer

Whether a home is the right one for you can only be determined by physically viewing and touring the property by appointment with the listing real estate agent. While the condition of the home and its layout are important, it is equally important that the property is in a good and desirable location. Real estate is about LOCATION!

When your ideal home is identified, a successful negotiation will secure a "conditional" Sale and Purchase Contract between you and the Seller.

4) Completing the contract

Upon satisfactory confirmation of the home inspection, strata management minutes/financial report review (applicable for townhouse and Condo) and home financing approval, the contract will become firm and binding.The solicitor appointed by you will complete the purchase transaction as scheduled. You will be required to forward your down payment by bank draft to your solicitor, and your bank will forward the mortgage loan to your solicitor directly.

If you like to find out more information on buying your home, you can contact James Wong at 604-721-4817.

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