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What loan amount may I borrow?

Conservative RatiosAggressive Ratios
Debt Ratio 28 / 36 28 / 36 33 / 38 35 / 41 42 / 42 45 / 45
Down Payment 5 % 10 % 20 % 5 % 10 % 20 %
Max Property Value $154,885 $164,998 $213,532 $187,153 $206,248 $271,021
Down Payment Amount $7,744 $16,500 $42,706 $9,358 $20,625 $54,204
Monthly Payment $882 $890 $1,024 $1,066 $1,113 $1,300
Property Tax (1) $161 $172 $222 $195 $215 $282
Property Insurance (1) $39 $41 $53 $47 $52 $68
PMI (2) $118 $97 $0 $142 $121 $0
Association/Misc Fees $0 $0 $0 $0 $0 $0
Total Housing Payment $1,200 $1,200 $1,300 $1,450 $1,500 $1,650
Posted Thursday May 27