As you probably know much better than I, there's a whole lotta homeowners out there who can't or don't want to "buy up" at the moment, but who will definitely lock in that 5.X% (or better?!?) and in the process pull out some cash to spruce up their diggs. With any kind of refinance boom, we always see spikes in kitchen remodels, home theatre installations, furniture purchases etc. and I suspect '09 will be no different.
So how can thought leaders be on the vangard of this industry and coming refinance boom? I'm an advocate of packaging Mortgage Lending with FREE interior design services. Here's why...
As a licensed interior designer serving online clients in all 50-states, HMD offers discounts of up to 50% off popular retailers, manufacturers and trade only sources including Restoration Hardware, Williams Sonoma, Pier-1, Ralph Lauren, Rohl, American Standard, Farrow and Ball and oh so many more. Providing free interior design can be a differentiator for the realtor or broker, and its a great investment for the designer to pre-position themselves for future customer needs.
Would love to hear any of your comments on how to achieve this or inquiries for those who would like to partner with HMD in your local marketplace.

More about Me! and Homemade Design can be found at www.HMDhome.com
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