Sophisticated Investors with Conforming and Jumbo Option Arm Mortgage Rates
Isn't it true that in any economy there are those that profit no matter what. Many right now think that if you took a Conforming or Jumbo Option Arm Mortgage Rate in California you are either a deadbeat or a moron. Many would even make a moral judgment about your type, and that you are the scourge of the neighborhood for taking an Conforming or Jumbo Option Arm Mortgage Rate in California.
But I know your secrets and I am going to expose your financial trickery right now.
First you are not a deadbeat, nor a moron. You are in fact a sophisticated investor who learned how to beat the house at it's own game. This was even better than the students from MIT who beat the casinos with card counting.
You are a college grad, a corporate executive or a self made entrepreneur, you owned a multi-million dollar home and you had lots of equity. You discovered that you could buy your next dream house or refinance the existing loan on a Conforming or Jumbo Option Arm Mortgage Rate in California and invest the extra cash-flow back in your business to finance expansion or to increase you investments in the market and arbitrage the rate.
At the end of the tax year when your accountant told you that you were going to owe Uncle Sam to much, you paid back the deferred interest so that you could offset your income with your mortgage interest to reduce your tax liability. As soon as the new tax year began, you started again to defer the interest on your Conforming or Jumbo Option Arm Mortgage Rate loan.
Even though the Conforming or Jumbo Option Arm Mortgage Rate Loan for Investors in California adjusts monthly, your rate has averaged about 4.0% depending upon when you started. In fact right now you likely have a sub 3.0% rate. Who is laughing now?
Not all bets work out nor go the way they're planned, but this one worked out just right!
You made your profits on the extra cash flow from your Conforming or Jumbo Option Arm Mortgage Rate Loan for Investors in California, but with every game there is a time to get in and a time to get out. In my opinion, the time to get out is now!
With the termination of the Federal Reserves $1.25 trillion dollar investment to buy mortgage backed securities expiring at the end of March, it is just a matter of time before rates will head up. Rates on Conforming Mortgages could rise .50% to 1.50% and Jumbo Mortgages would likely go even higher.
If you have a Jumbo or a Super Jumbo Mortgage the market could all but disappear like it did before the stimulus plan went into action in January of 2008. If this takes place, you do not want to be holding a monthly adjustable rate. It could get ugly.
Right now you can lock
in great fixed rates!!!
Even great fixed rates on Conforming and Jumbo Interest Only Loans fixed for 3, 5, 7 and 10 years, so that you can still maximize your cash-flow.
For a free consultation and to see how you can take advantage of the best loans available, please call me directly at 800-881-7572. Please note that excellent credit, income, assets and equity are required to qualify for the best products.
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