Oxnard Residents May be Required to Carry Flood Insurance

The City of Oxnard updated its 100-year Flood Maps in March. Here is what you need to know:

* The new flood maps impact 1,761 homes.
* All FHA financed homes must carry flood insurance in addition to homeowner insurance.
* Homeowners insurance does not protect you in case of a flood.

Portions of the following areas are affected:

* Sierra Linda
* South Bank
* River Ridge
* Windsor North
* Most of the homes affected lie in the South Bank and River Ridge neighborhoods

Save money and purchase your flood insurance now:

* Flood insurance costs about $1,700 annually.
* Purchasing flood insurance early can save you thousands of dollars.

Homeowners who purchase flood insurance within six months of the final map approval date will only pay about $300 for the first year and about $880 each year thereafter.

For more information, contact:
Oxnard Public Works Department
(805) 385-8280/8281

Dave & Patricia Zumbrun, The Z Team, your experts in Ventura County real estate