Working in Real Estate and Insurance it is really important to make sure our clients get the right coverage when buying that new home. One thing most people forget about or don't have enough of is the contents coverage. It is bad enough to go through the loss of your home to fire or other catastrophe to find out that all those prize possessions inside your home are barely covered. Usually it is a nominal fee to elect replacement cost content coverage. Check your policy. You might be surprised at the pay outs for contents.
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